$1,090,000
SOLD JAN 28, 2026

105 Lighthouse Ln Moneta, VA 24121

4 Beds
3 Baths
4,152 Sq Ft
0.34 Acres

Recently Sold

$263 Per Sq Ft

16% Below List Price

57 Days on Market

Highlights

  • Community Beach Access
  • Boat Dock
  • Deck
  • Dudley Elementary School Rated A-
  • Lake View
  • Contemporary Architecture

About This Home

As of January 2026

Saunders Cove-Escape to the best location in this development with a level point lot with your own deeded assigned boat slip, and the ultimate views of the mountain, main channel & State Park. Enjoy the sandy beach and a peaceful and private setting in a low-traffic cove perfect for swimming and kayaking. The maintenance free home is immaculate in every way with extensive recent upgrades, including all new kitchen appliances in 2022, GE profile double oven, microwave, and glass cooktop, bosch dishwasher, newer installed kitchen back splash, tiled main floor primary walk-in shower, finished lower level bonus room, new hotwater heater in 2020 and added water filtration system, replaced front sidewalk pavers with stamped concrete surface, resurfaced garage and back patio floors with

Last Agent to Sell the Property

Vicki Millehan

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225015182 Listed on: 11/01/2025

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Buyer's Agent

Penny Hodges

WAINWRIGHT & CO., REALTORS(r)- LAKE License #0225126556

WAINWRIGHT & CO., REALTORS(r)- LAKE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,100

Year Built

  • Built in 2002

Lot Details

  • 0.34 Acre Lot
  • Cul-De-Sac
  • Level Lot

HOA Fees

  • $175 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction

Interior Spaces

  • Wet Bar
  • French Doors
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room with Fireplace
  • Lake Views
  • Laundry on main level
  • Basement

Kitchen

  • Breakfast Area or Nook
  • Built-In Double Oven
  • Electric Range
  • Built-In Microwave
  • Bosch Dishwasher
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Parking

  • 2 Car Attached Garage
  • 5 Open Parking Spaces
  • Garage Door Opener

Outdoor Features

  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Deck
  • Patio
  • Rear Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1

Community Details

Overview

  • Saunders Cove Subdivision

Recreation

  • Boat Dock
  • Community Beach Access
  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,100

Year Built

Built in 2002

Lot Details

0

HOA Fees

$175 per month

Listing Details

  • Interior Features: Breakfast Area, Cathedral Ceiling(s), Ceiling Fan(s), Drapes, Walk-In Closet(s), Wet Bar
  • Heating System: Heat Pump Electric, Zoned
  • Fireplace(s): Family Room, Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Dishwasher, Disposer, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator, Wall Oven
  • Cooling System: Heat Pump Electric, Zoned
  • Outside Features: Deck, Patio, Paved Driveway
  • Views: Lake, Mountain(s), Sunrise
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 2152.00
  • ExteriorDoors: French, Wood
  • Fireplace Number Fireplaces: 2
  • FullBathsFullBathsLowerLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 2000.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • POACondoDues: 175.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: Contemporary
  • SubdivisionMap: Saunders Cove
  • Total Above Grd Fin S Q F T: 2152
  • TotalBdrm: 4
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 4152.00
  • UncoveredNumberSpaces: 5.00
  • Uncovered Parking: Other
  • WaterAccOnlyAAccessOnOffSite: On Site
  • WaterAccOnlyB: Community Dock
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: R-21A
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Cul-De-Sac, Maint-Free Exterior, Satellite Dish, Underground Util

Lot Info

  • Lot Description: Level
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.34
  • Lot: 1

Green Features

  • Water Features: Beach Front, Cove, Point

Building Info

  • Year Built: 2002

Tax Info

  • Taxes (6 mo): 4100.05

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 10, 2016
Closed on
Feb 1, 2017
Sold by
Stone Don E
Bought by
Fetzer Timothy and Fetzer Donna
Buyer's Agent
Teresa Criner
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$579,700
Sold Price
$555,000
Premium/Discount to List
-$24,700
-4.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$325,000
Outstanding Balance
$264,278
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$879,876

Purchase Details

Closed on
Jul 25, 2014
Sold by
Stone Don E
Bought by
Stone Don E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $555,000 Anchor Title Sml Llc
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2026 01/28/26 Sold $1,090,000 -4.8% $263 / Sq Ft
12/28/2025 12/28/25 Pending -- -- --
12/02/2025 12/02/25 Price Changed $1,145,000 -4.2% $276 / Sq Ft
11/10/2025 11/10/25 Price Changed $1,195,000 -7.7% $288 / Sq Ft
11/01/2025 11/01/25 For Sale $1,295,000 +133.3% $312 / Sq Ft
02/02/2017 02/02/17 Sold $555,000 -4.3% $134 / Sq Ft View Prior Sale
12/11/2016 12/11/16 Pending -- -- --
11/10/2016 11/10/16 For Sale $579,700 -- $140 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,100 $953,500 $192,000 $761,500
2024 $4,100 $953,500 $192,000 $761,500
2023 $3,770 $618,000 $185,000 $433,000
2022 $3,770 $618,000 $185,000 $433,000
2021 $3,770 $618,000 $185,000 $433,000
2020 $3,770 $618,000 $185,000 $433,000
2019 $3,601 $590,300 $185,000 $405,300
2018 $3,601 $590,300 $185,000 $405,300
2017 $3,247 $568,200 $185,000 $383,200
2016 $3,247 $568,200 $185,000 $383,200
2015 -- $568,200 $185,000 $383,200
2014 -- $568,200 $185,000 $383,200
2013 -- $568,200 $185,000 $383,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 922393

Roanoke Valley Association of REALTORS®

APN: 0320107200