JoLynn Johnston
e-Merge Real Estate Victory
(513) 813-4925
67 Total Sales
1 in Elsmere
$149,350 Price
105 Merlin Place Florence, KY 41042
Elsmere AreaEstimated Value: $259,843
4
Beds
2
Baths
912
Sq Ft
$285/Sq Ft
Est. Value
Highlights
- Deck
- Traditional Architecture
- No HOA
- Dixie Heights High School Rated 9+
- Corner Lot
- Neighborhood Views
About This Home
As of December 2025WOW!! This spacious 4 bedroom home is ready for you to move in! Nestled in the Pine Lake Subdivision and located on a cul-de-sac street this home offers a Huge Deck overlooking the Large Flat Fully Fenced In Backyard, Brand New Roof, 2 Full Baths, Beautifully Updated Kitchen with Newer Appliances, Newer AC, Newer Flooring and light fixtures throughout the home. Nothing to do except make it your own! The 4th bedroom on the lower level could be converted back to make a 2 car garage. Welcome to your New Home!
Last Agent to Sell the Property
eXp Realty, LLC License #219873 Listed on: 11/06/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1974
Lot Details
- Property is Fully Fenced
- Wood Fence
- Corner Lot
Parking
- Garage
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Ceiling Fan
- Wood Burning Fireplace
- Vinyl Clad Windows
- Aluminum Window Frames
- Family Room
- Living Room
- Formal Dining Room
- Neighborhood Views
- Laundry on lower level
- Basement
Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
Schools
- Ja Caywood Elementary School
- Turkey Foot Middle School
- Dixie Heights High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 6, 2025
Closed on
Dec 19, 2025
Sold by
Spisiak Pavel
Bought by
Seller's Agent
Jennifer Van Kirk
eXp Realty, LLC
Buyer's Agent
Christian Lohr
United Real Estate Louisville
List Price
$255,000
Sold Price
$250,000
Premium/Discount to List
-$5,000
-1.96%
Views
7
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,843
Avg. Annual Appreciation
5.67%
Original Mortgage
$241,656
Outstanding Balance
$239,985
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$19,858
Purchase Details
Closed on
Aug 29, 2016
Sold by
Schaffer James M and Schaffer Michelle E
Bought by
Spisiak Pavel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,025
Interest Rate
3.87%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Florence, KY
-
JoLynn Johnston
-
Shelli Stinson
Shelli Stinson
eXp Realty LLC
(859) 757-0169
135 Total Sales
2 in Elsmere
$240K - $285K Price Range
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
3 in Elsmere
$10K - $230K Price Range
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
2 in Elsmere
$250K - $270K Price Range
-
Lindsay Archer
Lindsay Archer
Horan Rosenhagen Real Estate
(513) 866-3543
110 Total Sales
2 in Elsmere
$65K - $203K Price Range
-
Felicia Huesman
Felicia Huesman
Huff Realty - CC
(513) 854-7862
131 Total Sales
4 in Elsmere
$145K - $239K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $250,000 | Homestead Title Agency | ||
| Spisiak Pavel | $122,900 | 360 American Title Svcs Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $241,656 | ||
| Previous Owner | Spisiak Pavel | $103,000 | |
| Previous Owner | Spisiak Pavel | $104,025 | |
| Previous Owner | Schaffer James M | $123,422 | |
| Previous Owner | Schaffer James M | $33,076 | |
| Previous Owner | Schaffer James M | $93,000 | |
| Previous Owner | Schaffer James M | $36,000 | |
| Previous Owner | Schaffer James M | $91,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/31/2025 12/31/25 | Sold | $250,000 | -2.0% | $274 / Sq Ft |
| 11/16/2025 11/16/25 | Pending | -- | -- | -- |
| 11/06/2025 11/06/25 | For Sale | $255,000 | -- | $280 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,732 | $194,500 | $25,000 | $169,500 |
| 2024 | $1,815 | $194,500 | $25,000 | $169,500 |
| 2023 | $1,875 | $194,500 | $25,000 | $169,500 |
| 2022 | $1,118 | $122,900 | $20,000 | $102,900 |
| 2021 | $1,137 | $122,900 | $20,000 | $102,900 |
| 2020 | $1,163 | $122,900 | $20,000 | $102,900 |
| 2019 | $1,678 | $122,900 | $20,000 | $102,900 |
| 2018 | $1,687 | $122,900 | $20,000 | $102,900 |
| 2017 | $1,573 | $122,900 | $20,000 | $102,900 |
| 2015 | $1,766 | $110,000 | $20,000 | $90,000 |
| 2014 | -- | $110,000 | $20,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Van Kirk
Seller's Agent in 2025
Jennifer Van Kirk
eXp Realty, LLC
(513) 252-1415
81 Total Sales
-
Christian Lohr
CL
Buyer's Agent in 2025
Christian Lohr
United Real Estate Louisville
(859) 916-0058
15 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 637779
APN: 004-42-00-111.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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