NOT LISTED FOR SALE

105 W Clay St Troy, IL 62294

Troy Area

Estimated Value: $205,000 - $294,197

3 Beds
2 Baths
2,764 Sq Ft
$93/Sq Ft Est. Value

Sale Details

Date Sold: September 3, 2025

Last sale price $255,000 $92 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,736 / mo

5 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Covered Patio or Porch
  • Triad Middle School Rated A-
  • No HOA
  • Sitting Room

About This Home

As of September 2025

Charming 3-Bedroom, 2-Bath Home with Bonus Room and Oversized Heated Garage
Welcome to this well-maintained and inviting 3-bedroom, 2-bath residence, ideally located close to shops, restaurants, and local amenities. This home offers a perfect blend of comfort, functionality, and flexible living spaces.
The kitchen features a convenient center island with additional seating and an adjacent eat-in area, making it ideal for both casual meals and entertaining. A spacious formal dining room provides ample space for gatherings and special occasions.
Relax in the comfortable living room, complete with a newer gas fireplace for cozy evenings. Just off the living room is a versatile bonus room, perfect for use as a home office, sitting room, playroom, or hobby space—adaptable to meet your specific needs.
Upstairs, you will find three generously sized bedrooms and a second full bathroom, offering plenty of space for family or guests. The finished lower level adds even more flexibility, with room for a recreation area, gym, or media room.
Enjoy outdoor living on the covered patio in the private backyard—an excellent setting for relaxing or entertaining. The property also includes an oversized, heated garage with a concrete floor, providing plenty of room for vehicles, storage, or a workshop.
This home is a must-see for buyers seeking space, comfort, and convenience in a prime location. Buyer and buyer’s agent to verify all MLS data.

Last Agent to Sell the Property

Tracy Payne

RE/MAX Alliance License #475.174109 Listed on: 07/24/2025

Last Buyer's Agent

Tara Riggs

RE/MAX Alliance License #475128797

RE/MAX Alliance
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,869

Year Built

  • Built in 1866

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 80 x 132
  • Partially Fenced Property
  • Level Lot
  • Back Yard

Parking

  • 2 Car Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Family Room
  • Living Room with Fireplace
  • Sitting Room
  • Dining Room
  • Partially Finished Basement

Kitchen

  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Triad Dist 2 Elementary And Middle School
  • Triad High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 09-2-22-09-07-202-021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,869

Year Built

Built in 1866

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1866
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Level
  • Lot Size Acres: 0.24
  • Co List Office Phone: 618-656-2111
  • MLS Status: Closed
  • Subdivision Name: Powells Second Add
  • Above Grade Finished Sq Ft: 2280
  • Architectural Style: Other
  • Carport Y N: No
  • Reso Fireplace Features: Living Room
  • Unit Levels: Two
  • New Construction: No
  • Reso Structure Type: House
  • MIS_RoomFlooring: Carpeting
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2280.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • PreviousStatus: Active Under Contract
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Vinyl
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 484.00
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished
  • Appliances: Dishwasher, Gas Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 484
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 3

Exterior Features

  • Fencing: Partial
  • Waterfront: No
  • Disclosures: Environmental Disclosure Available, Lead Paint, See Seller's Disclosure, Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Covered, Deck, Patio

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: TRIAD DIST 2
  • Junior High Dist: Triad DIST 2
  • High School: Triad
  • Middle Or Junior School: TRIAD DIST 2

Lot Info

  • Lot Dimensions: 80 x 132
  • Parcel Number: 09-2-22-09-07-202-021

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3869

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Sep 3, 2025
Sold by
Kennedy Joseph L
Bought by
Seller's Agent
Tracy Payne
RE/MAX Alliance
Buyer's Agent
Tara Riggs
RE/MAX Alliance
List Price
$270,000
Sold Price
$255,000
Premium/Discount to List
-$15,000
-5.56%
Views
45
Current Estimated Value
$253,320

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,680
Avg. Annual Appreciation
1.10%

Purchase Details

Closed on
Dec 17, 2009
Sold by
Kennedy Karla J
Bought by
Kennedy Joseph L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 16, 2003
Sold by
Rice Beth A
Bought by
Kennedy Joseph and Kennedy Karla
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$255,000 Abstracts & Titles
Kennedy Joseph L -- Abstracts & Titles Inc
Kennedy Joseph -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $142,000
Previous Owner Kennedy Joseph L $131,000
Previous Owner Kennedy Joseph L $108,000
Previous Owner Kennedy Joseph L $27,000
Previous Owner Kennedy Joseph L $34,499
Previous Owner Kennedy Joseph L $97,000
Previous Owner Kennedy Joseph L $15,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 Sold $255,000 -5.6% $92 / Sq Ft
07/24/2025 07/24/25 For Sale $270,000 -- $98 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,139 $65,820 $12,170 $53,650
2024 $3,869 $61,380 $11,350 $50,030
2023 $3,869 $55,720 $10,300 $45,420
2022 $3,569 $51,300 $9,480 $41,820
2021 $3,286 $48,760 $9,010 $39,750
2020 $3,281 $47,500 $8,780 $38,720
2019 $3,222 $46,520 $8,600 $37,920
2018 $3,131 $43,100 $7,970 $35,130
2017 $3,016 $42,200 $7,800 $34,400
2016 $2,988 $42,200 $7,800 $34,400
2015 $2,675 $40,800 $7,540 $33,260
2014 $2,675 $40,800 $7,540 $33,260
2013 $2,675 $40,800 $7,540 $33,260
Source: Public Records

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Map

Source: MARIS MLS

MLS Number: MIS25050337

MARIS MLS

APN: 09-2-22-09-07-202-021

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