NOT LISTED FOR SALE

1058 Howard Gap Loop Rd Flat Rock, NC 28731

Estimated Value: $323,000 - $371,000

3 Beds
2.5 Baths
1,640 Sq Ft
$215/Sq Ft Est. Value

Sale Details

Date Sold: August 26, 2025

Last sale price $337,000 $205 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,980 / mo

21 Days on Market

Highlights

  • Private Lot
  • Wood Flooring
  • Walk-In Closet
  • Wooded Lot
  • Covered Patio or Porch
  • Laundry Room

About This Home

As of August 2025

Tucked away on 0.84 acres of gently sloping land, this classic 1950s stone home offers the timeless charm of yesteryear, complemented by the comfort and updates of today. Free from HOA fees, you’ll enjoy the freedom to live how you choose. The fully fenced backyard is a peaceful, tree-lined retreat—perfect for pets, play, gardening, or simply enjoying the privacy nature provides.

Inside, you’ll find a lovingly maintained home featuring three spacious bedrooms, two full baths, and a convenient half bath. Thoughtfully updated bathrooms, insulated windows, and a brand-new propane boiler heating system ensure year-round comfort. Window air conditioning units provide personalized cooling in the warmer months.

Whether you're relaxing indoors or taking in the serenity of the backyard, this property offers the kind of quiet, flexible living that’s hard to find. Need storage? This property offers two storage buildings.

Last Agent to Sell the Property

Mary Sitton

Premier Sotheby’s International Realty Brokerage Email: mary@marysitton.com License #215198 Listed on: 07/08/2025

Premier Sotheby’s International Realty

Last Buyer's Agent

Dee Gambrell

BluAxis Realty License #319035

BluAxis Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1950

Lot Details

  • Back Yard Fenced
  • Private Lot
  • Level Lot
  • Wooded Lot
  • Property is zoned R2R

Home Design

  • Slab Foundation
  • Metal Roof
  • Wood Siding
  • Stone Siding

Interior Spaces

  • 2-Story Property
  • Insulated Windows
  • Insulated Doors
  • Entrance Foyer
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Dryer

Parking

  • Driveway
  • 6 Open Parking Spaces

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Outbuilding

Schools

  • Upward Elementary School
  • Flat Rock Middle School
  • East Henderson High School

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Heating System Uses Propane
  • Propane
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 9903915

Home Details

Home Type

Single Family

Year Built

Built in 1950

Lot Details

0.84 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1950
  • Road Surface Type: Gravel, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 205.49
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: mary@marysitton.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Flooring: Laminate, Wood
  • Interior Amenities: Attic Stairs Pulldown, Entrance Foyer, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 809
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 831
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1640
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Insulated Door(s)
  • Living Area: 1640
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Storage
  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • Fencing: Back Yard, Chain Link, Fenced
  • Construction Type: Stone, Wood
  • Other Structures: Outbuilding, Shed(s)
  • Patio And Porch Features: Covered, Front Porch, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 6
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Baseboard, Propane
  • Sewer: Septic Installed
  • Laundry Features: Laundry Closet, Main Level
  • Cooling: Window Unit(s)
  • Utilities: Electricity Connected, Propane
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Flat Rock
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Private, Sloped, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 9903915
  • Zoning: R2R
  • Development Status: Completed
  • Additional Parcels: No
  • Zoning Specification: R2R

MLS Schools

  • Elementary School: Upward
  • High School: East Henderson

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2025
Closed on
Aug 25, 2025
Sold by
Miller Nathan Waldo and Term Lynn
Bought by
Mack Lyndsey L and Hardy Todd K
Seller's Agent
Mary Sitton
Premier Sotheby’s International Realty
Buyer's Agent
Dee Gambrell
BluAxis Realty
List Price
$335,000
Sold Price
$337,000
Premium/Discount to List
$2,000
0.6%
Views
117
Current Estimated Value
$352,005

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,005
Avg. Annual Appreciation
6.62%
Original Mortgage
$11,795
Outstanding Balance
$9,488
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$342,517

Purchase Details

Closed on
Oct 14, 2010
Bought by
Eye Deborah Lynn

Purchase Details

Closed on
Mar 12, 2010
Bought by
Eye Deborah Lynn
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mack Lyndsey L $337,000 Chicago Title
Mack Lyndsey L $337,000 Chicago Title
Eye Deborah Lynn -- --
Eye Deborah Lynn -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mack Lyndsey L $11,795
Closed Mack Lyndsey L $11,795
Open Mack Lyndsey L $330,896
Closed Mack Lyndsey L $330,896
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/26/2025 08/26/25 Sold $337,000 +3.7% $205 / Sq Ft
07/21/2025 07/21/25 Price Changed $325,000 -3.0% $198 / Sq Ft
07/08/2025 07/08/25 For Sale $335,000 -- $204 / Sq Ft
Source: Canopy MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,216 $216,800 $37,300 $179,500
2024 $12 $216,800 $37,300 $179,500
2023 $1,216 $216,800 $37,300 $179,500
2022 $1,055 $152,700 $28,000 $124,700
2021 $1,055 $152,700 $28,000 $124,700
2020 $1,055 $152,700 $0 $0
2019 $1,055 $152,700 $0 $0
2018 $963 $140,600 $0 $0
2017 $963 $140,600 $0 $0
2016 $963 $140,600 $0 $0
2015 -- $140,600 $0 $0
2014 -- $132,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Sitton

    Seller's Agent in 2025

    Mary Sitton

    Premier Sotheby’s International Realty

    (828) 489-9354

    10 in this area

    91 Total Sales

    Mary Sitton
    Section Image
  • Dee Gambrell

    Buyer's Agent in 2025

    Dee Gambrell

    BluAxis Realty

    (828) 489-1100

    5 in this area

    103 Total Sales

    Dee Gambrell
    Section Image
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Map

Source: Canopy MLS

MLS Number: 4279171

Canopy MLS

APN: 9903915

North Carolina Henderson County Flat Rock 28731

1058 Howard Gap Loop Rd, Flat Rock, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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