$294,000
SOLD AUG 15, 2025

106 Polk St Spring Lake, NC 28390

4 Beds
2.5 Baths
2,373 Sq Ft
2006 Built

Recently Sold

$124 Per Sq Ft

58 Days on Market

Highlights

  • Deck
  • Bonus Room
  • Breakfast Area or Nook
  • Wood Flooring
  • Covered Patio or Porch
  • Formal Dining Room

About This Home

As of August 2025

*** OPEN HOUSE 19 June 1-3!!!*** - Come fall in love with this well kept home with a unique floor plan located in the much desired Overhills Creek neighborhood in the growing Harnett County! This home boast 3 bedrooms with 2.5 bath and a huge bonus room with an office or sitting room that can be used as 4th bedroom . Kitchen features stainless steel appliances, gorgeous large sink, and lots of counter space that walks out to a huge covered deck with large back yard perfect for entertaining! Roof replaced in 2021, new vapor barrier in 2025 and new fixtures in upstairs bathrooms. Conveniently located close to Fort Bragg, schools, and shopping area and new restaurant as well as an easy commute to Raleigh. No city taxes and low HOA!

Last Agent to Sell the Property

Nichol Mackenzie

RE/MAX SOUTHERN PROPERTIES LLC. License #301812 Listed on: 04/30/2025

RE/MAX SOUTHERN PROPERTIES LLC.

Last Buyer's Agent

Shenada Gremillion

FAMILY OF FAITH REALTY License #340105

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,748

Year Built

  • Built in 2006

Lot Details

  • Privacy Fence
  • Back Yard Fenced
  • Level Lot
  • Property is in good condition
  • Zoning described as A1A - Residential District

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Veneer

Interior Spaces

  • 2,373 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling Fan
  • Factory Built Fireplace
  • Window Treatments
  • Formal Dining Room
  • Bonus Room
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Separate Shower

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Stoop

Schools

  • Overhills Elementary School
  • Overhills Middle School
  • Overhills Senior High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Little And Young Association
  • Overhills Creek Subdivision

Listing and Financial Details

  • Exclusions: -N/A
  • Assessor Parcel Number 01051401000644

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,748

Year Built

Built in 2006

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Inclusions: -Refrigerator
  • Ownership: More than a year
  • Subdivision Name: OVERHILLS CREEK
  • Architectural Style: Two Story
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2006
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Factory Built
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Laminate, Vinyl
  • Interior Amenities: Breakfast Area, Tray Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Kitchen/Dining Combo, Separate Shower, Walk-In Closet(s), Window Treatments
  • Living Area: 2373.0
  • Dining Room Type: Bonus Room
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Back Yard, Privacy
  • Lot Features: 1/4 to 1/2 Acre Lot, Level
  • Topography: Level
  • Exclusions: -N/A
  • Home Warranty: No
  • Construction Type: Brick Veneer
  • Exterior Features: Awning(s), Deck, Fence, Fire Pit, Porch, Patio
  • Patio And Porch Features: Rear Porch, Covered, Deck, Front Porch, Patio, Porch, Stoop
  • Property Condition: Good Condition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: County Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 159.0
  • Association Fee Frequency: Annually
  • Association Name: Little and Young
  • Association: Yes

Schools

  • Elementary School: Overhills Elementary
  • High School: Overhills Senior High
  • Middle Or Junior School: Overhills Middle School

Lot Info

  • Parcel #: 01051401000644
  • Zoning Description: A1A - Residential District

Multi Family

  • Above Grade Finished Area Units: Square Feet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2025
Closed on
Aug 2, 2025
Sold by
Stauffer Jacob and Proffitt Abigail
Bought by
Moore Derrick Adam and Moore Paulina Isabel
Seller's Agent
Nichol Mackenzie
RE/MAX SOUTHERN PROPERTIES LLC.
Buyer's Agent
Shenada Gremillion
FAMILY OF FAITH REALTY
List Price
$294,900
Sold Price
$294,000
Premium/Discount to List
-$900
-0.31%
Views
73

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.57%
Original Mortgage
$300,321
Outstanding Balance
$300,321
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$6,204

Purchase Details

Closed on
Feb 9, 2022
Sold by
Trevino Alex M
Bought by
Stauffer Jacob

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,210
Interest Rate
3.92%
Mortgage Type
VA

Purchase Details

Closed on
Sep 7, 2021
Sold by
Trevino Alex M and Trevino Alex Marcello
Bought by
Trevino Alex M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,209
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Feb 7, 2018
Closed on
May 31, 2018
Sold by
White Todd R and Arrowood White Samantha
Bought by
Trevino Alex M and Trevino Alex Marcello
Seller's Agent
LIFETIME REALTY GROUP
LIFETIME REALTY GROUP
Buyer's Agent
Johnny Martinez
ERA STROTHER REAL ESTATE
List Price
$173,900
Sold Price
$173,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$177,638
Interest Rate
4.5%
Mortgage Type
VA

Purchase Details

Closed on
May 30, 2007
Sold by
North South Properties Llc
Bought by
White Todd R and Arrowood White Sanantha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,950
Interest Rate
6.12%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $294,000 None Listed On Document
Warranty Deed $275,000 Law Office Of Jeffrey E Radfor
Interfamily Deed Transfer -- Accommodation
Warranty Deed $174,000 None Available
Warranty Deed $181,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,321 VA
Previous Owner $276,210 VA
Previous Owner $173,209 VA
Previous Owner $177,638 VA
Previous Owner $186,950 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $294,000 -0.2% $124 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/02/2025 06/02/25 Price Changed $294,499 -0.1% $124 / Sq Ft
04/30/2025 04/30/25 For Sale $294,900 +69.6% $124 / Sq Ft
06/07/2018 06/07/18 Sold $173,900 0.0% $77 / Sq Ft
04/27/2018 04/27/18 Pending -- -- --
02/07/2018 02/07/18 For Sale $173,900 0.0% $77 / Sq Ft
12/03/2014 12/03/14 Rented $1,180 -- --
11/25/2014 11/25/14 Rented -- -- --
10/26/2014 10/26/14 Under Contract -- -- --
08/19/2014 08/19/14 For Rent -- -- --
06/27/2012 06/27/12 Rented -- -- --
06/27/2012 06/27/12 For Rent -- -- --
Source: Longleaf Pine REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,748 $237,296 $0 $0
2024 $1,748 $237,296 $0 $0
2023 $1,748 $237,296 $0 $0
2022 $1,625 $237,296 $0 $0
2021 $1,625 $179,020 $0 $0
2020 $1,625 $179,020 $0 $0
2019 $1,610 $179,020 $0 $0
2018 $1,610 $179,020 $0 $0
2017 $1,610 $179,020 $0 $0
2016 $1,687 $188,010 $0 $0
2015 $1,687 $188,010 $0 $0
2014 $1,687 $188,010 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Longleaf Pine REALTORS®

MLS Number: 742864

Longleaf Pine REALTORS®

APN: 01051401 0006 44