$156,000
SOLD JUN 27, 2025
4 Beds
1.5 Baths
1,386 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$113 Per Sq Ft

4% Above List Price

29 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • No HOA
  • Living Room
  • Finished Attic
  • Cottage
  • 3-minute walk to Wallingford Park

About This Home

As of June 2025

Tired of paying rent? Here's your opportunity to own this move-in ready gem! Perfect for first-time homebuyers, this cozy home features a spacious formal dining room—ideal for family dinners and entertaining. The large eat-in kitchen boasts solid oak cabinets, offering plenty of storage and room for a breakfast table. Beneath the wall-to-wall carpeting, you'll discover beautiful wood floors, just waiting to shine! This home is in very good condition and is easy to show. Don't miss out on the chance to make this house your home!

Last Agent to Sell the Property

Chris Wright

Saratoga Spa Realty License #10491213335 Listed on: 04/21/2025

Saratoga Spa Realty

Last Buyer's Agent

Antara Paul

Big Blue Realty Group Inc License #10401367000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,600

Year Built

  • Built in 1915

Lot Details

  • 4,792 Sq Ft Lot
  • Fenced

Home Design

  • Cottage
  • Vinyl Siding

Interior Spaces

  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Attic

  • Dormer Attic
  • Finished Attic

Parking

  • 2 Parking Spaces
  • Driveway

Schools

  • Schenectady High School

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 12.000 / 1
  • Assessor Parcel Number 421500 49.62-1-12

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,600

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1915
  • Directions: Directions: Turn left onto Congress St Turn right onto Cutler St Continue straight to stay on Cutler St
  • Above Grade Finished Sq Ft: 1386.0
  • Architectural Style: Cottage
  • Lot Size Acres: 0.11
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Primary Bedroom Level: First
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Laundry Features:Washer Hookup: Yes
  • Fencing:Fenced: Yes
  • Architectural Style:Cottage: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 700.0
  • Living Area: 1386.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Half Bathroom 1: 1st
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Attic Features:Finished2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Dormer: Yes

Exterior Features

  • Exterior Features: None
  • Construction Type: Vinyl Siding
  • Fencing: Fenced
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Hot Water, Natural Gas, Radiant
  • Laundry Features: Main Level, Washer Hookup
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Parcel #: 421500 49.62-1-12
  • Lot Size Sq Ft: 4791.6

Tax Info

  • Tax Annual Amount: 4600.0
  • Tax Block: 1
  • Tax Lot: 12.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 27, 2025
Sold by
Mcdonald Patricia A
Bought by
Khatun Taslima and Uddin Md Gias
Seller's Agent
Chris Wright
Saratoga Spa Realty
Buyer's Agent
Antara Paul
Big Blue Realty Group Inc
List Price
$150,000
Sold Price
$156,000
Premium/Discount to List
$6,000
4%
Views
63
Current Estimated Value
$155,044

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$956
Avg. Annual Appreciation
-1.15%
Original Mortgage
$109,200
Outstanding Balance
$109,015
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$46,029

Purchase Details

Listed on
Sep 9, 2015
Closed on
Jan 7, 2016
Sold by
Fragomeni Mark
Bought by
Mcdonald Patricia A
Seller's Agent
Donald Moore
Better Homes and Gardens Tech
Buyer's Agent
Rich Dietlein
Berkshire Hathaway Home Services Blake
List Price
$49,500
Sold Price
$48,500
Premium/Discount to List
-$1,000
-2.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.12%
Original Mortgage
$46,881
Interest Rate
3.99%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Administrators Deed $156,000 None Listed On Document
Administrators Deed $156,000 None Listed On Document
Executors Deed $48,500 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $109,200 New Conventional
Closed $46,881 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/27/2025 06/27/25 Sold $156,000 +4.0% $113 / Sq Ft
04/25/2025 04/25/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $150,000 0.0% $108 / Sq Ft
03/29/2025 03/29/25 Pending -- -- --
03/27/2025 03/27/25 For Sale $150,000 +209.3% $108 / Sq Ft
01/07/2016 01/07/16 Sold $48,500 -2.0% $37 / Sq Ft View Prior Sale
09/23/2015 09/23/15 Pending -- -- --
09/09/2015 09/09/15 For Sale $49,500 -- $38 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,878 $67,300 $10,100 $57,200
2023 $36 $67,300 $10,100 $57,200
2022 $2,617 $67,300 $10,100 $57,200
2021 $2,578 $67,300 $10,100 $57,200
2020 $2,806 $67,300 $10,100 $57,200
2019 $2,108 $67,300 $10,100 $57,200
2018 $3,108 $67,300 $10,100 $57,200
2017 $2,460 $67,300 $10,100 $57,200
2016 $2,715 $67,300 $10,100 $57,200
2015 -- $67,300 $10,100 $57,200
2014 -- $67,300 $10,100 $57,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202514160

Global MLS

APN: 049-062-0001-012-000-0000