NOT LISTED FOR SALE

10628 Democracy Ln Potomac, MD 20854

Potomac Area

Estimated Value: $897,000 - $1,298,000

4 Beds
3.5 Baths
3,528 Sq Ft
$311/Sq Ft Est. Value

Sale Details

Date Sold: June 13, 2025

Last sale price $925,000 $262 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $6,832 / mo

16 Days on Market

Highlights

  • Raised Ranch Architecture
  • 1 Fireplace
  • 1 Car Attached Garage
  • Bells Mill Elementary School Rated A
  • No HOA
  • Home Security System

About This Home

As of June 2025

Welcome to 10628 Democracy Lane in Potomac’s Bells Mill Village, a beautiful home ready for your updates. This 4-bedroom, 4-bathroom home includes a covered front porch and an attached garage. The main level consists of a family room with a fireplace and a sliding glass door to the backyard, a spacious dining room, an eat-in kitchen with a separate breakfast area, a powder room, and a formal living room. The upper level includes four bedrooms, two full baths, plus a separate sitting room attached to the primary bedroom suite. The lower level has high ceilings, a full bathroom, and provides extra recreation space, along with ample storage.
Nestled between Bells Mill Road, Seven Locks Road, and Democracy Boulevard, you will enjoy easy access to many commuter routes. In-boundary schools include Bells Mill Elementary, Cabin John Middle, and Winston Churchill High Schools.
Shop at Cabin John Village, walk to nearby baseball diamonds and tennis courts, join the Tallyho Swim & Tennis Club, or take a culinary trip to Bethesda, you are sure to enjoy your lifestyle in this vibrant neighborhood.

Last Agent to Sell the Property

Joshua Waxman

(202) 483-6300 josh@longandfoster.com Long & Foster Real Estate, Inc. Listed on: 05/17/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Phil Reding

(301) 658-6186 phil.reding@redfin.com Redfin Corp License #5008663

Redfin Corp

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,654

Year Built

  • Built in 1971

Lot Details

  • 8,250 Sq Ft Lot
  • Property is zoned R90

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Raised Ranch Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Home Security System
  • Stove
  • Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Bells Mill Elementary School
  • Cabin John Middle School
  • Walt Whitman High School

Utilities

  • Humidifier
  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bells Mill Village Subdivision

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 161000896418

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,654

Year Built

Built in 1971

Lot Details

8,250 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/17/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1971
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stove, Refrigerator, Washer, Dryer, Humidifier
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 3659
  • Living Area Sq Ft: 3528
  • Price Per Sq Ft: 387.76
  • Above Grade Finished Sq Ft: 2450
  • Below Grade Finished Sq Ft: 1078
  • Below Grade Sq Ft: 131
  • Total Below Grade Sq Ft: 1209
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 244.78
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BELLS MILL
  • High School: WALT WHITMAN
  • Middle Or Junior School: CABIN JOHN

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8250.00
  • Zoning: R90
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9654.00
  • Assessor Parcel Number: 161000896418
  • Tax Lot: 34
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2025
Closed on
Jun 13, 2025
Sold by
Lucy Ha-Fong Liu Revocable Living Trust and Yu Bernadette L
Bought by
Seller's Agent
Joshua Waxman
Long & Foster Real Estate, Inc.
Buyer's Agent
Phil Reding
Redfin Corp
List Price
$990,000
Sold Price
$925,000
Premium/Discount to List
-$65,000
-6.57%
Views
141
Current Estimated Value
$1,096,245

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,245
Avg. Annual Appreciation
14.94%

Purchase Details

Closed on
Apr 6, 2011
Sold by
Liu Lucy Ha Fong
Bought by
Liu Lucy Ha Fong and Lucy Ha Fong Revocable Living

Purchase Details

Closed on
Dec 5, 2008
Sold by
Liu John Y W
Bought by
Liu Lucy H
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$925,000 First American Title
Liu Lucy Ha Fong -- None Available
Liu Lucy H -- --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/13/2025 06/13/25 Sold $925,000 -2.6% $262 / Sq Ft
05/30/2025 05/30/25 Price Changed $950,000 -4.0% $269 / Sq Ft
05/17/2025 05/17/25 For Sale $990,000 -- $281 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,395 $887,900 $337,500 $550,400
2024 $9,654 $799,733
2023 $6,286 $711,567 $0 $0
2022 $5,025 $623,400 $337,500 $285,900
2021 $5,431 $622,100 $0 $0
2020 $10,790 $620,800 $0 $0
2019 $5,368 $619,500 $337,500 $282,000
2018 $6,663 $603,167 $0 $0
2017 $6,170 $586,833 $0 $0
2016 $5,908 $570,500 $0 $0
2015 $5,908 $570,500 $0 $0
2014 $5,908 $570,500 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDMC2166696

Bright MLS

APN: 10-00896418

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