NOT LISTED FOR SALE

10798 Emerald Dr Cement City, MI 49233

Estimated Value: $481,000 - $538,000

3 Beds
3 Baths
2,184 Sq Ft
$230/Sq Ft Est. Value

Sale Details

Date Sold: August 30, 2019

Last sale price $275,000 $126 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $2,874 / mo

Highlights

  • 80 Feet of Waterfront
  • Traditional Architecture
  • Attached Garage
  • Deck
  • 2 Fireplaces
  • Forced Air Heating System

About This Home

As of August 2019

This home is located at 10798 Emerald Dr, Cement City, MI 49233 since 16 September 2019 and is currently estimated at $502,885, approximately $230 per square foot. This property was built in 1993. 10798 Emerald Dr is a home located in Hillsdale County with nearby schools including Addison Elementary School, Addison Middle School, and Addison High School.

Last Agent to Sell the Property

Mary Playford

Playford Real Estate Listed on: 09/16/2019

Last Buyer's Agent

Mary Playford

RE/MAX Preferred Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,851

Year Built

  • Built in 1993

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 56x150
  • 80 Feet of Waterfront
  • Lake Front

Parking

  • Attached Garage

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 2,184 Sq Ft Home
  • 2-Story Property
  • 2 Fireplaces
  • Water Views
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Well
  • Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,851

Year Built

Built in 1993

Lot Details

10,454 Sq Ft Lot

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1993
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Manufactured:Manufactured YN: No
  • Waterfront Options:Water Frontage3: 80.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Full, Walk-Out Access
  • LivingArea: 2184.0
  • Basement Rooms:Total Basement SQFT: 1092.0
  • Below Grade Sq Ft: 1092.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 275000.0
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Water Body Name: Lake Somerset
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: Yes
  • Garage: Yes
  • Parking Features: Paved, Attached

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Water Source: Well

Lot Info

  • Lot Size Acres: 0.24
  • Lot Size Area: 0.24
  • Lot Dimensions: 56x150
  • Lot Size Sq Ft: 10454.0

Tax Info

  • Tax Annual Amount: 2850.93
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2019
Closed on
Aug 30, 2019
Sold by
Lustig John D and Lustig Cassandra N
Bought by
Swihart Paul and Swihart Kristina
Seller's Agent
Mary Playford
Playford Real Estate
Buyer's Agent
Mary Playford
Playford Real Estate
List Price
$275,000
Sold Price
$275,000
Current Estimated Value
$500,840

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$225,840
Avg. Annual Appreciation
9.43%
Original Mortgage
$220,000
Outstanding Balance
$146,645
Interest Rate
3.8%
Mortgage Type
New Conventional
Estimated Equity
$356,240

Purchase Details

Closed on
Oct 24, 2016
Sold by
Lustig John D and Lustig Cassandra N
Bought by
Lustig John D and Lustig Cassandra N

Purchase Details

Closed on
Oct 27, 2004
Sold by
Warner Bill and Warner Sharon L
Bought by
Lustig John and Lustig Cassandra

Purchase Details

Closed on
May 1, 1992
Bought by
Warner

Purchase Details

Closed on
Feb 1, 1992
Bought by
Humpert

Purchase Details

Closed on
Feb 1, 1989
Bought by
Humpert
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Swihart Paul $275,000 None Available
Lustig John D -- Attorney
Lustig John $305,000 --
Warner $25,000 --
Humpert $29,000 --
Humpert -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Swihart Paul $220,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/16/2019 09/16/19 For Sale $275,000 0.0% $126 / Sq Ft
08/30/2019 08/30/19 Sold $275,000 -- $126 / Sq Ft
07/24/2019 07/24/19 Pending -- -- --
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,903 $238,950 $0 $0
2024 $19 $219,060 $0 $0
2023 $1,767 $193,020 $0 $0
2022 $4,157 $157,830 $0 $0
2021 $4,023 $161,120 $0 $0
2020 $3,988 $146,440 $0 $0
2019 $2,937 $125,760 $0 $0
2018 $2,823 $137,260 $0 $0
2017 $2,713 $122,410 $0 $0
2016 $2,700 $110,040 $0 $0
2015 $1,099 $110,040 $0 $0
2013 $1,144 $104,470 $0 $0
2012 $1,194 $108,980 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mary Playford

    Seller's Agent in 2019

    Mary Playford

    Playford Real Estate

    (517) 610-1341

    143 Total Sales

    Mary Playford
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Map

Source: MichRIC

MLS Number: 19045199

MichRIC

APN: 04-195-001-051

Michigan Hillsdale County Cement City 49233

10798 Emerald Dr, Cement City, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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