NOT LISTED FOR SALE

108 Gardner Dr Annapolis, MD 21403

Estimated Value: $691,330 - $756,000

3 Beds
2.5 Baths
1,785 Sq Ft
$406/Sq Ft Est. Value

Sale Details

Date Sold: May 19, 2025

Last sale price $717,000 $402 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,341 / mo

Highlights

  • Marina
  • Boat Ramp
  • Coastal Architecture
  • Hillsmere Elementary School Rated 9+
  • Lake Privileges
  • 4-minute walk to Hillsmere Shores Beach and Playground

About This Home

As of May 2025

Turn-key home in water oriented community, where the South River meets the Chesapeake Bay! Community Amenties include a sandy beach, marina, boat ramps, kayak/canoe storage racks & more! Voluntary Civis Association $25/yr. Inviting 2 story home with vaulted ceilings, skylights, hardwood floors on main level, kitchen is beautiful with granite counters, stainless appliances, pantry and breakfast bar. Kitchen overlooks the family room, complete with fireplace and sliding glass doors to the deck. Half bath on main level for guests, Laundry main level, garage, fully fenced back yard lg. double gate, shed (8'x8') & more! The upper level features a large primary suite, complete with primary bath, and a walk-in closet. There are 2 additional bedrooms on this level, and a full bath. Located near Quiet Waters Park, Eastport, downtown Annapolis, shopping and dining. Public library just up the street at the communty entrance.

Last Agent to Sell the Property

Dawn Dougan

(410) 224-0600 dawndougan@lnf.com Long & Foster Real Estate, Inc. License #93152 Listed on: 04/24/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Jeannette Westcott

(410) 312-0000 klrw676@kw.com Keller Williams Realty Centre License #34927

Keller Williams Realty Centre

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,326

Year Built

  • Built in 1983

Lot Details

  • 11,250 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced
  • Property is in excellent condition

Parking

  • 1 Car Attached Garage
  • 3 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 1,785 Sq Ft Home
  • Property has 2 Levels
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Double Pane Windows
  • Window Screens
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Down Draft Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Cedar Closet
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Gas Dryer

Outdoor Features

  • Lake Privileges
  • Deck
  • Shed
  • Playground

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 020241290035702

Community Details

Overview

  • No Home Owners Association
  • $25 Recreation Fee
  • Hillsmere Estates Subdivision

Recreation

  • Boat Ramp
  • Marina
  • Beach
  • Community Playground
  • Community Pool
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,326

Year Built

Built in 1983

Lot Details

0.26 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Coastal
  • Ownership: Fee Simple
  • Exclusions: TV wall mounts
  • Historic: No
  • Inclusions: playground equipment, Deck Umbrella
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-04-24
  • Federal Flood Zone: No
  • Year Built: 1983
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer - Electric, Dryer - Gas, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Water Heater
  • Entry Floor: 1
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Cedar Closet(s), Ceiling Fan(s), Crown Moldings, Family Room Off Kitchen, Kitchen - Eat-In, Skylight(s), Walk-In Closet(s), Wood Floors
  • Window Features: Screens, Skylights, Double Pane
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings
  • Foundation Details: Crawl Space, Slab
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Great Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1785
  • Living Area Sq Ft: 1785
  • Price Per Sq Ft: 364.15
  • Above Grade Finished Sq Ft: 1785
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Shed
  • Construction Materials: Frame
  • Exterior Features: Play Area
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Parking
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Attached Garage, On Street
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Well
  • Internet Services: Other

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Marina/Marina Club, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 25.00
  • Association Recreation Fee: Yes

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Wood, Rear
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11250.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5326.00
  • Assessor Parcel Number: 020241290035702
  • Tax Lot: 13
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 19, 2025
Sold by
Bought by
Seller's Agent
Dawn Dougan
Long & Foster Real Estate, Inc.
Buyer's Agent
Jeannette Westcott
Keller Williams Realty Centre
List Price
$650,000
Sold Price
$717,000
Premium/Discount to List
$67,000
10.31%
Views
98
Current Estimated Value
$725,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,333
Avg. Annual Appreciation
1.06%
Original Mortgage
$641,700
Outstanding Balance
$637,667
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$87,666

Purchase Details

Closed on
Dec 14, 2022
Sold by
Bought by

Purchase Details

Listed on
Oct 26, 2013
Closed on
Dec 20, 2013
Sold by
Bought by
Seller's Agent
Mary Flint
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Dawn Dougan
Long & Foster Real Estate, Inc.
List Price
$425,000
Sold Price
$425,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.36%
Original Mortgage
$417,302
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 30, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
4.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,000
Interest Rate
4.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2010
Sold by
Bought by

Purchase Details

Closed on
Dec 23, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$717,000 Assurance Title
$717,000 Assurance Title
-- --
-- None Listed On Document
$425,000 Champion Realty Title
$365,000 --
$365,000 --
$365,000 --
$365,000 --
$219,500 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $641,700
Closed $641,700
Previous Owner $417,302
Previous Owner $265,000
Previous Owner $265,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/19/2025 05/19/25 Sold $717,000 +10.3% $402 / Sq Ft
04/24/2025 04/24/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $650,000 +52.9% $364 / Sq Ft
12/20/2013 12/20/13 Sold $425,000 0.0% $238 / Sq Ft View Prior Sale
11/01/2013 11/01/13 Pending -- -- --
10/26/2013 10/26/13 For Sale $425,000 -- $238 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,354 $479,567 -- --
2024 $5,354 $451,733 -- --
2023 $5,202 $423,900 $241,700 $182,200
2022 $4,888 $420,533 $0 $0
2020 $4,696 $413,800 $241,700 $172,100
2019 $4,618 $403,700 $0 $0
2018 $3,991 $393,600 $0 $0
2017 $4,352 $383,500 $0 $0
2016 -- $369,633 $0 $0
2015 -- $355,767 $0 $0
2014 -- $341,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2111568

Bright MLS

APN: 02-412-90035702

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