Elisa Guifarro
Miami Realty Dreams Inc.
(786) 544-6469
79 Total Sales
1 in Key Largo
$920,000 Price
108 Long Ben Dr Key Largo, FL 33037
Key Largo AreaEstimated Value: $1,123,971
3
Beds
3
Baths
2,380
Sq Ft
$472/Sq Ft
Est. Value
Highlights
- 40 Feet of Waterfront
- Canal View
- Outdoor Living Area
- Active Adult
- Main Floor Primary Bedroom
- 1-minute walk to Schwingggg
About This Home
As of October 2025Welcome to this 3-bed, 3-bath, 2-story concrete home in Pirates Cove (MM98). Enjoy bay and ocean access with a 15,000lb boat lift, davits, and concrete dock. The home features a rooftop observatory with stunning bay views and sunsets, strong rental history, and a bright open layout. The main floor includes 2 beds, 2 baths, and a spacious kitchen perfect for entertaining. Upstairs offers 1 bed, 1 bath, a living area, and wet bar. Buyer to verify all details. Don't miss out on this rare opportunity in paradise. Let's schedule your appointment today, you will love it and stay.
Last Agent to Sell the Property
Jose Vigo
RE/MAX All Keys Real Estate License #3059310 Listed on: 08/04/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,118
Year Built
- Built in 1955
Lot Details
- 5,440 Sq Ft Lot
- 40 Feet of Waterfront
- Home fronts a canal
- Southwest Facing Home
- Fenced
- Paved or Partially Paved Lot
- Property is zoned IS-M
Parking
- Driveway
Home Design
- Metal Roof
- Stucco
Interior Spaces
- 2,380 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Blinds
- Combination Dining and Living Room
- Screened Porch
- Tile Flooring
- Canal Views
Kitchen
- Electric Range
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Balcony
- Outdoor Living Area
Utilities
- Central Heating and Cooling System
Community Details
- Active Adult
- No Home Owners Association
- Pirates Cove 1St Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 00495090000000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2025
Closed on
Sep 26, 2025
Sold by
Vega Ana
Bought by
Seller's Agent
Jose Vigo
RE/MAX All Keys Real Estate
Buyer's Agent
Kimberly Navas
Firm Luxury Realty INC.
List Price
$1,099,000
Sold Price
$1,000,050
Premium/Discount to List
-$98,950
-9%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$123,921
Avg. Annual Appreciation
12.66%
Original Mortgage
$950,048
Outstanding Balance
$941,380
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$182,591
Purchase Details
Listed on
May 29, 2020
Closed on
Jul 8, 2021
Sold by
Michelini Franco F
Bought by
Vega Ana
Seller's Agent
Jane Wasmund
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Joe Vigo, P.A.
NuStar Realty, Inc.
List Price
$788,000
Sold Price
$750,000
Premium/Discount to List
-$38,000
-4.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.02%
Original Mortgage
$600,000
Interest Rate
2.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 1, 1975
Bought by
Michelini Franco F
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Key Largo, FL
-
Elisa Guifarro
-
Ernesto Bascuas
Ernesto Bascuas
Compass Florida, LLC
(786) 590-0267
81 Total Sales
1 in Key Largo
$655,000 Price
-
Javier Forbes
JF
Javier Forbes
PRIME AGENT GROUP, LLC.
(786) 460-7470
24 Total Sales
2 in Key Largo
$850,000 Price Range
-
Lorie Leal
Lorie Leal
American Caribbean Real Estate, Christie's International Real Estate
(855) 720-8007
113 Total Sales
87 in Key Largo
$2K - $2.8M Price Range
-
Carolyn Ambler
Carolyn Ambler
American Caribbean Real Estate, Christie's International Real Estate
(475) 231-4734
33 Total Sales
3 in Key Largo
$3M - $7.6M Price Range
-
Karol Marsden
Karol Marsden
Langley Knight Gardner Islamorada
(786) 751-4270
31 Total Sales
6 in Key Largo
$679K - $789K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,000,100 | Advance Partners Title | ||
| Vega Ana | $750,000 | Professional Closings T&E | |
| Michelini Franco F | $35,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $950,048 | ||
| Previous Owner | Vega Ana | $600,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/02/2025 10/02/25 | Sold | $1,000,050 | -9.0% | $420 / Sq Ft | |
| 09/10/2025 09/10/25 | Pending | -- | -- | -- | |
| 08/04/2025 08/04/25 | For Sale | $1,099,000 | +46.5% | $462 / Sq Ft | |
| 07/09/2021 07/09/21 | Sold | $750,000 | -3.0% | $315 / Sq Ft | View Prior Sale |
| 05/24/2021 05/24/21 | Pending | -- | -- | -- | |
| 02/07/2021 02/07/21 | Price Changed | $773,000 | -1.3% | $325 / Sq Ft | |
| 02/06/2021 02/06/21 | Price Changed | $783,000 | -0.6% | $329 / Sq Ft | |
| 05/29/2020 05/29/20 | For Sale | $788,000 | -- | $331 / Sq Ft |
Source: BeachesMLS (Greater Fort Lauderdale)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,118 | $877,845 | $562,020 | $315,825 |
| 2024 | $7,593 | $833,260 | $516,800 | $316,460 |
| 2023 | $7,593 | $942,250 | $640,832 | $301,418 |
| 2022 | $6,396 | $777,451 | $490,960 | $286,491 |
| 2021 | $5,170 | $611,714 | $310,080 | $301,634 |
| 2020 | $4,633 | $517,340 | $263,568 | $253,772 |
| 2019 | $5,272 | $609,866 | $263,568 | $346,298 |
| 2018 | $4,837 | $531,855 | $245,480 | $286,375 |
| 2017 | $4,694 | $516,427 | $0 | $0 |
| 2016 | $4,473 | $472,257 | $0 | $0 |
| 2015 | $1,284 | $140,076 | $0 | $0 |
| 2014 | $3,680 | $358,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
JV
Seller's Agent in 2025
Jose Vigo
RE/MAX All Keys Real Estate
-
Kimberly Navas
KN
Buyer's Agent in 2025
Kimberly Navas
Firm Luxury Realty INC.
(786) 606-9334
72 Total Sales
-
JW
Seller's Agent in 2021
Jane Wasmund
Coldwell Banker Schmitt Key Largo
-
Wendy Ives
WI
Seller Co-Listing Agent in 2021
Wendy Ives
RE/MAX
(305) 394-1376
39 Total Sales
-
JV
Buyer's Agent in 2021
Joe Vigo, P.A.
NuStar Realty, Inc.
-
JV
Buyer's Agent in 2021
Joe Vigo
Prudential Keyswide Properties
Map
Source: BeachesMLS (Greater Fort Lauderdale)
MLS Number: A11777723
APN: 00495090-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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