$309,900

108 Twin Lake Cir Umatilla, FL 32784

Estimated payment $1,824/month

Total Views 2,229
3 Beds
2 Baths
1,277 Sq Ft
$243 Price per Sq Ft

Highlights

  • Active Adult
  • Clubhouse
  • Community Pool
  • Gated Community
  • Sun or Florida Room
  • Recreation Facilities

About This Home

Welcome to this well-maintained home in Twin Lakes Estates, a desirable 55+ gated lakeside community known for its friendly atmosphere and active lifestyle. Enjoy a clubhouse with social events, a community pool, and scenic walking and biking trails. The home features a spacious driveway, two-car garage, and an inviting open-concept layout perfect for relaxing or entertaining. Sliding glass doors lead to an enclosed Florida room—ideal for morning coffee or enjoying Florida’s sunshine year-round—plus a sunny patio perfect for grilling or creating your own outdoor retreat. The kitchen offers 42-inch wood cabinetry, a built-in pantry, ample counter space, and flows seamlessly into the dining area. A split floor plan provides privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with soaking tub. Two additional bedrooms and a full bath are perfect for guests. Additional highlights include an indoor laundry room with extra storage and convenient garage access. **NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

Listing Agent

Wilsie Ortiz

COMPLETE REALTY Brokerage Phone: 386-804-6169 License #3108850 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,573

Year Built

  • Built in 2001

Lot Details

  • 10,085 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,277 Sq Ft Home
  • 1-Story Property
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Balcony

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool
  • Gail Schmidt Association, Phone Number (352) 345-1498
  • Visit Association Website
  • Umatilla Twin Lake Estates Sub Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Recreation Facilities
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,573

Year Built

Built in 2001

Lot Details

10,085 Sq Ft Lot

HOA Fees

$50 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1277
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 1931
  • Lot Size Sq Ft: 10085
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 179.40
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: N Goldenrod Rd.
  • RATIO Current Price By Calculate: 242.68
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 386-804-6169
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Florida Room,Inside Utility
  • Living Area Meters: 118.64

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
  • Association Amenities: Gated, Pool, Recreation Facilities
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Name: Gail Schmidt
  • Phone: 352-345-1498
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.
  • Association Fee Requirement: Required
  • Association Email: hoatreasurer98@gmail.com
  • Association URL: https://twinlakesestates.net

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 01-18-26-2000-000-03500
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.

Tax Info

  • Tax Annual Amount: 1573.34
  • Tax Block: 000
  • Tax Book Number: 43-97-98
  • Tax Lot: 35

Multi Family

  • Approval Process: Contact HOA

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,421 $108,820 -- --
2025 $1,356 $105,860 -- --
2024 $1,356 $105,860 -- --
2023 $1,356 $99,790 $0 $0
2022 $1,251 $96,890 $0 $0
2021 $1,182 $94,072 $0 $0
2020 $1,202 $92,774 $0 $0
2019 $1,176 $90,689 $0 $0
2018 $1,116 $88,999 $0 $0
2017 $945 $87,169 $0 $0
2016 $924 $85,377 $0 $0
2015 $945 $84,784 $0 $0
2014 $936 $84,112 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 For Sale $309,900 -- $243 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $175,000 --
Warranty Deed $97,900 --
Warranty Deed $14,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70,000 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: V4947781

Stellar MLS

APN: 01-18-26-2000-000-03500

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