$295,000
$15K PRICE DROP

108 Twin Lake Cir Umatilla, FL 32784

Umatilla Area

Estimated payment $1,805/month

Total Views 5,671
3 Beds
2 Baths
1,277 Sq Ft
$231 Price per Sq Ft

Highlights

  • Active Adult
  • Clubhouse
  • Community Pool
  • Gated Community
  • Sun or Florida Room
  • Recreation Facilities

About This Home

Welcome to Twin Lakes Estates, a desirable 55+ gated lakeside community where Florida living meets comfort, connection, and an active lifestyle. Enjoy the peaceful surroundings, friendly neighbors, clubhouse, pool, and scenic walking and biking trails designed for enjoying every season of retirement. This beautifully maintained home offers the perfect blend of relaxation and functionality with an inviting open-concept layout ideal for everyday living and entertaining. A spacious driveway, two-car garage, and welcoming entry provide convenience from the moment you arrive. Step inside to discover a bright and comfortable living space with sliding glass doors leading to an enclosed Florida room—your perfect spot for morning coffee, reading, or soaking in the sunshine year-round. The outdoor patio creates an additional space for grilling, gardening, or creating your own private retreat. The well-appointed kitchen features 42-inch wood cabinetry, a built-in pantry, generous counter space, and a seamless flow into the dining area, making gatherings with family and friends effortless. The split floor plan offers privacy, with a spacious primary suite featuring a walk-in closet and en-suite bath with a relaxing soaking tub. Two additional bedrooms and a full bath provide comfortable accommodations for guests or hobbies. Additional features include an indoor laundry room with extra storage and convenient garage access. Whether you're looking to enjoy an active community, a peaceful retreat, or a low-maintenance Florida lifestyle, this home in Twin Lakes Estates offers the opportunity to enjoy the best of 55+ living.**NO LEASING ALLOWED**. Ideally located near shopping, dining, parks, medical facilities, major toll roads, and just a short drive to Orlando attractions and the airport.Come see it for yourself and discover why so many love calling Twin Lakes Estates home. *SOLD AS IS* with right to inspect. **It is the buyer's sole responsibility to confirm all restrictions with HOA, Community, City and/or County guidelines/rules.**

Listing Agent

Wilsie Ortiz

COMPLETE REALTY Brokerage Phone: 386-804-6169 License #3108850 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,573

Year Built

  • Built in 2001

Lot Details

  • 10,085 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned PUD

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,277 Sq Ft Home
  • 1-Story Property
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Balcony

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include pool
  • Gail Schmidt Association, Phone Number (352) 345-1498
  • Visit Association Website
  • Umatilla Twin Lake Estates Sub Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Recreation Facilities
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,573

Year Built

Built in 2001

Lot Details

10,085 Sq Ft Lot

HOA Fees

$50 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1277
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 1931
  • Lot Size Sq Ft: 10085
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 179.40
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: N Goldenrod Rd.
  • RATIO Current Price By Calculate: 231.01
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 386-804-6169
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Kitchen/Family Room Combo, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Florida Room,Inside Utility
  • Living Area Meters: 118.64

Exterior Features

  • Direction Faces: East
  • Exterior Features: Balcony, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Golf Carts OK, Pool
  • Association Amenities: Gated, Pool, Recreation Facilities
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Name: Gail Schmidt
  • Phone: 352-345-1498
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.
  • Association Fee Requirement: Required
  • Association Email: hoatreasurer98@gmail.com
  • Association URL: https://twinlakesestates.net

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Lot Info

  • Zoning: PUD
  • Parcel Number: 01-18-26-2000-000-03500
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: It is the buyer's sole responsibility to confirm all City/County and HOA restrictions.

Tax Info

  • Tax Annual Amount: 1573.34
  • Tax Block: 000
  • Tax Book Number: 43-97-98
  • Tax Lot: 35

Multi Family

  • Approval Process: Contact HOA

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,421 $108,820
2025 $1,356 $105,860
2024 $1,356 $105,860
2023 $1,356 $99,790 $0 $0
2022 $1,251 $96,890 $0 $0
2021 $1,182 $94,072 $0 $0
2020 $1,202 $92,774 $0 $0
2019 $1,176 $90,689 $0 $0
2018 $1,116 $88,999 $0 $0
2017 $945 $87,169 $0 $0
2016 $924 $85,377 $0 $0
2015 $945 $84,784 $0 $0
2014 $936 $84,112 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/13/2026 05/13/26 Price Changed $295,000 -4.8% $231 / Sq Ft
03/20/2026 03/20/26 For Sale $309,900 -- $243 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $175,000 --
Warranty Deed $97,900 --
Warranty Deed $14,400 --
Source: Public Records

Source: Stellar MLS

MLS Number: V4947781

Stellar MLS

APN: 01-18-26-2000-000-03500

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