$3,300,000
$200K PRICE DROP

Estimated payment $20,062/month

Total Views 33,515
3 Beds
3 Baths
2,295 Sq Ft
$1,438 Price per Sq Ft

Highlights

  • Hot Property
  • Dock made with concrete
  • Sandy Beach
  • Ocean Front
  • Boat Ramp
  • 1-minute walk to Loop Road

About This Home

Experience elevated island living in this striking modern residence in Cudjoe Key, where sleek design meets the raw beauty of the Atlantic. This white contemporary home showcases a dramatic wall of glass along the oceanfront, creating a seamless connection between indoor living and the endless horizon beyond. The open-concept living space is flooded with natural light and anchored by breathtaking water views, where dolphins, rays, and vibrant marine life become part of your daily backdrop. Three luxurious en-suite bedrooms offer refined comfort and privacy, including a main-level guest suite and two upper-level retreats--one featuring a spa-inspired bath with a glass-tiled walk-in shower, the other with a soaking tub overlooking the ocean.
Outdoor living is truly resort-inspired, with a private pool, expansive pool deck, and a fully appointed cabana lounge complete with bar, TV, and entertaining space. A rare private beach invites effortless paddle-outs into crystal-clear, opal-toned waters. Multiple balconies and a spectacular rooftop deck provide unforgettable sunrise and sunset views.
The chef's kitchen is both functional and striking, featuring an oversized island with unique stone countertops, walk-in pantry, and direct access to a balcony with grilling area. Additional highlights include a poolside grill, ground-level laundry and storage, private dock, and boat ramp with immediate access to world-class fishing and diving.
Located just 30 minutes from Key West, this exceptional waterfront retreat delivers the ultimate blend of modern luxury, privacy, and the unmatched lifestyle of the Lower Florida Keys.

Listing Agent

Sandra Tuttle

Island Welcome Real Estate License #3093204 Listed on: 04/01/2026

Island Welcome Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $24,969

Year Built

  • Built in 1992 | Remodeled

Lot Details

  • 11,200 Sq Ft Lot
  • Lot Dimensions are 171x128x107x115
  • Ocean Front
  • Home fronts a canal
  • Sandy Beach
  • Privacy Fence
  • Fenced
  • Sprinkler System
  • Property is zoned IS - Improved Subivision District

Property Views

  • Ocean
  • Canal

Home Design

  • Concrete Roof
  • Metal Roof
  • Concrete Block And Stucco Construction

Interior Spaces

  • 2,295 Sq Ft Home
  • Wired For Sound
  • Bar
  • Ceiling Fan
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Storage
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Impact Glass
  • Fire and Smoke Detector

Parking

  • Carport
  • Off-Street Parking

Outdoor Features

  • Outdoor Shower
  • Open Water Access
  • Davits
  • Boat Ramp
  • Dock made with concrete
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Storage
  • Attached Grill

Utilities

  • Central Air
  • Cable TV Available

Community Details

  • Cutthroat Harbor Est Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00186680-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$24,969

Year Built

Built in 1992 | Remodeled

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Dockage Dock: Concrete
  • Year Built: 1992
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • LotSizeAcres: 0.35
  • Lot Size: 171x128x107x115
  • Co List Office Mls Id: 1065100
  • Co List Office Phone: 305-923-9161
  • Subdivision Name: Cutthroat Harbor Est (23.0)
  • Dockage: Davits, Davit Pads, Boat Ramp
  • Vehicle Storage: Carport, Off Street Parking, Covered Parking
  • Waterview: Ocean View, Canal View, Open Water View
  • Specialty Rooms: Laundry Room, Utility Room
  • Pre-Wired: Cable, Surround Sound
  • Location, Tax & Legal: Handicap Access: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Cabinets, Granite Counter Top, Security System, Storage, Walk-in Closet(s), Wired for Sound
  • Appliances: More Appliances, Washer, Dryer, Dishwasher, Refrigerator, Range, Microwave, Disposal, Freezer, Ice Machine, Stainless Steel Appliance(s)
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Features: Drapes/Blinds Incl, Split Bedroom, Pantry, Entrance Foyer, Built-in Cabinets, Granite Counter Top, Security System, Smoke Alarms, Storage, Walk-in Closet(s), Whirlpool Bath Tub, Window Treatments
  • WindowsDoors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors

Exterior Features

  • Waterfront: Yes
  • Exterior Features: Bar, Built-in Grill, Fencing, Lighting, Outdoor Kitchen, Outdoor Shower, Privacy Wall/Fence, Sandy Beach, Sprinkler System, Storage
  • Construction Type: Concrete
  • Waterfront: Oceanfront, Canal Front, Open Water
  • Roof: Metal Roof, Concrete Roof, Combo Roof

Utilities

  • Utilities: Cable Available
  • Laundry Features: Laundry Room
  • Cooling: Central Air, Ceiling Fans(s)
  • Utilities: FKAA, Municipal Sewer, Cable Available

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00186680-000000
  • Lot Size Sq Ft: 11200.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 24968.6

Multi Family

  • Number Of Units Total: 1

3D Interior and Exterior Tours

Floorplans

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $24,969 $2,822,436 $1,568,345 $1,254,091
2024 $23,165 $3,231,331 $1,979,049 $1,252,282
2023 $23,165 $2,683,779 $1,481,097 $1,202,682
2022 $12,132 $1,608,893 $876,745 $732,148
2021 $10,800 $1,138,877 $417,097 $721,780
2020 $11,775 $1,233,171 $502,217 $730,954
2019 $10,837 $1,126,721 $478,809 $647,912
2018 $11,492 $1,269,030 $614,441 $654,589
2017 $10,784 $1,268,567 $0 $0
2016 $9,300 $913,984 $0 $0
2015 $9,216 $872,012 $0 $0
2014 $9,533 $863,950 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/20/2026 07/20/26 Price Changed $3,300,000 -2.9% $1,438 / Sq Ft
06/09/2026 06/09/26 Price Changed $3,400,000 -2.9% $1,481 / Sq Ft
04/01/2026 04/01/26 For Sale $3,500,000 +16.9% $1,525 / Sq Ft
04/20/2022 04/20/22 Sold $2,995,000 0.0% $1,200 / Sq Ft View Prior Sale
04/20/2022 04/20/22 Pending -- -- --
04/20/2022 04/20/22 For Sale $2,995,000 +168.6% $1,200 / Sq Ft
11/09/2012 11/09/12 Sold $1,115,000 -17.4% $573 / Sq Ft View Prior Sale
09/11/2012 09/11/12 Pending -- -- --
04/19/2012 04/19/12 For Sale $1,350,000 -- $694 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $2,995,000 Coral Reef Title
Warranty Deed $1,115,000 True Title Agency Inc
Interfamily Deed Transfer -- --
Warranty Deed $750,000 --
Warranty Deed -- --
Deed $11,300 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $321,500 New Conventional
Open $1,091,500 New Conventional
Closed $321,500 New Conventional
Previous Owner $950,000 Adjustable Rate Mortgage/ARM
Previous Owner $836,250 New Conventional
Previous Owner $938,250 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

About the Listing Agent

Sandra Tuttle

Island Welcome Real Estate

(645) 233-0155

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Sandy Tuttle is a consistently ranked top real estate producer in the Florida Keys and a leader in the luxury market. Through 21 years of sales, she has facilitated several record-breaking sales, proving that the knowledge, experience, and problem-solving proficiency she cultivates from each deal are unmatched. Her award recognition is extensive, including at her previous company, where she ranked in the .5 percent of all Berkshire agents nationwide! Sandy’s designations include Luxury

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Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 619314

APN: 00186680-000000

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