$370,000

10885 Penny Gale Loop San Antonio, FL 33576

Mirada Neighborhood

Estimated payment $2,642/month

Total Views 2,856
4 Beds
2.5 Baths
2,260 Sq Ft
$164 Price per Sq Ft

Highlights

  • Solar Power System
  • Loft
  • Community Pool
  • Open Floorplan
  • Granite Countertops
  • Walk-In Pantry

About This Home

Life in Mirada means waterfront sunsets, sandy toes, paddleboards and the energy of living in a community centered around the country’s largest lagoon. Located in this vibrant and growing destination, this four-bedroom, 2.5-bath, two-car garage, two-story home places you right in the heart of the action while offering the space and layout today’s homeowners love. A sweeping, connected, open-concept first floor is designed to bring people together. The spacious living room flows easily into the kitchen and dining area, creating a layout that feels open, inviting and ideal for hosting friends or settling in for a relaxing evening at home. Sliding glass doors in the generous dining room lead directly to the open patio, bringing in natural light and offering an easy transition to outdoor living. Guests will appreciate the conveniently located oversized half bath on the main floor. At the center of it all, the kitchen is focused on style and practicality. Sleek stainless-steel appliances complement espresso-colored cabinetry, while the large granite-topped island with breakfast bar seating naturally becomes a favorite gathering spot. A huge walk-in pantry keeps everything organized, and the nearby under-stair storage closet adds even more space for bulk shopping or seasonal items. Head upstairs along the carpeted staircase to a versatile loft space complete with a storage closet. This flexible area works beautifully as a playroom, home office, or quiet reading retreat. All four bedrooms, two full baths, and the laundry room are thoughtfully located on the second floor. The primary suite offers a spacious retreat with an en suite bath featuring dual sinks, a walk-in shower and a private water closet. The walk-in closet is truly impressive, offering upgraded lighting, a window for natural light, built-in organizers, and even room for seating. Three additional bedrooms are comfortably sized with carpet flooring and built-in closets. They share the home’s second full bath, which includes dual sinks and a tub and shower combination. Step outside to the open patio and enjoy the peaceful view, the perfect place for morning coffee or unwinding after a long day. When adventure calls, Mirada’s famous lagoon is just minutes away, offering swimming, kayaking, paddleboarding, waterfront cabanas, sandy beaches, swim-up bars and lively community events that bring neighbors together. With convenient access to local hotspots, shopping, dining, and major highways, this home is your gateway to the Mirada lagoon lifestyle. Home includes solar panels with flexible/negotiable options for buyers. Call today to schedule your private showing!

Listing Agent

Lucy Zavarce-Silva

PREMIER SOTHEBYS INTL REALTY Brokerage Phone: 813-217-5288 License #3552159 Listed on: 03/09/2026

PREMIER SOTHEBYS INTL REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,082

Year Built

  • Built in 2021

Lot Details

  • 6,547 Sq Ft Lot
  • East Facing Home
  • Irrigation Equipment
  • Property is zoned MPUD

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,260 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Loft
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Eco-Friendly Details

  • Solar Power System

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • San Antonio Elementary School
  • Pasco Middle School
  • Pasco High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, internet
  • $44 Other Monthly Fees
  • Managed By Kai Association
  • Visit Association Website
  • Mirada Prcl 17 1 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,082

Year Built

Built in 2021

Lot Details

6,547 Sq Ft Lot

HOA Fees

$90 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Internet
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2260
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 2786
  • Lot Size Sq Ft: 6547
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 258.83
  • Escrow City: Tampa
  • Escrow State: FL
  • Escrow Street Name: Henderson Blvd. STE 100
  • Minimum Lease: 6 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 163.72
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Other Fees Amount: 131
  • Amenities Additional Fees: Mirada Lagoon is a 15-acre man-made oasis with sandy beaches, kayaking, swimming, paddle boarding, a swim-up bar, and more. ULTRAFI internet and cable are INCLUDED in the HOA and lagoon fee.
  • MFR_SolarPanelOwnership: Financed
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-217-5288
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Additional Rooms: Inside Utility,Loft
  • Living Area Meters: 209.96

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12101C0258F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Golf Carts OK, Playground, Pool, Sidewalks
  • Association Fee: 271.09
  • Association Fee Frequency: Quarterly
  • Association Name: Managed by Kai
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Buyer must verify all restrictions.
  • Association Fee Requirement: Required
  • Association Email: mirada@hikai.com
  • Association URL: mirada.hikai.com

Fee Information

  • Total Annual Fees: 1608.36
  • Total Monthly Fees: 134.03
  • Other Fees Term: Quarterly
  • Monthly HOA Amount: 90.36

Schools

  • Elementary School: San Antonio-PO
  • High School: Pasco High-PO
  • Middle Or Junior School: Pasco Middle-PO

Lot Info

  • Zoning: MPUD
  • Parcel Number: 15-25-20-0010-02100-0210
  • Additional Parcels: No
  • Lot Features: In County, Sidewalk, Paved
  • Flood Zone Code: X

Green Features

  • Green Power: Solar

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Minimum 6 month leases. Approval Required. Buyer must verify all restrictions.

Tax Info

  • Tax Annual Amount: 7082.36
  • Tax Block: 21
  • Tax Book Number: 79-60
  • Tax Lot: 21
  • Tax Other Annual Assessment Amount: 2283

Multi Family

  • Approval Process: Owner must submit a copy of the proposed lease, an application, application fee, and information for for approval by the HOA at least 7 days prior to commencement of the lease. Buyer must verify all information.

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,968 $323,250 -- --
2025 $6,968 $323,250 -- --
2024 $6,968 $305,290 -- --
2023 $6,737 $296,400 $0 $0
2022 $6,221 $287,769 $51,247 $236,522
2021 $2,768 $45,983 $0 $0
2020 $2,699 $45,983 $0 $0
2019 $206 $12,797 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/09/2026 03/09/26 For Sale $370,000 -- $164 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $289,990 Dhi Title Of Florida Inc
Warranty Deed $384,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,737 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8484240

Stellar MLS

APN: 15-25-20-0010-02100-0210

Your Personal Tour Guide

Ask me questions while you tour the home.