$947,700
OPEN SAT 12PM - 2PM

1089 Broken Island Rd Palmyra, VA 22963

Estimated payment $5,910/month

Total Views 138
4 Beds
5 Baths
4,377 Sq Ft
$217 Price per Sq Ft

Highlights

  • Views of Trees
  • 2 Fireplaces
  • Screened Porch
  • Vaulted Ceiling
  • Mud Room
  • Breakfast Area or Nook

About This Home

OPEN HOUSE SAT. 9/26 12-2 & SUN. 9/27 2-4. Some homes check boxes-Others make you slow down the moment you pull in the driveway. Set on 9.75 AC in the distinctive BROKEN ISLAND Community, this CUSTOM-BUILT home offers privacy, character & room to enjoy life at a different pace that is increasingly difficult to find near Charlottesville. Offering over 4,300 finished sq ft designed for comfortable everyday living & effortless entertaining. Inside, soaring ceilings, hardwood floors & a dramatic stone fireplace anchor the light-filled living spaces, while the beautiful kitchen features custom cabinetry, granite countertops, stainless appliances & generous gathering space. The flexible floor plan offers 4 BR, 3 full & 2 half BA, extensively remodeled & updated for todays active lifestyle. Step outside to enjoy open lawn, mature woods, peaceful views & space for gardening, recreation or horses. BROKEN ISLAND offers something truly special—residents share access to a 60-acre Common Area along the Rivanna River w/walking trails, river frontage & preserved historic canal locks. Bring your kayak! Private yet convenient to Charlottesville, Keswick & the Monticello Wine Trail, this is a property to experience—not simply a house to see.

Listing Agent

LISA CAMPBELL

YES REALTY PARTNERS Brokerage Phone: 434-531-0817 License #0225100540 Listed on: 09/17/2026

Open House Schedule

  • Saturday, September 26, 2026
    12:00 to 2:00 pm
    9/26/2026 12:00:00 PM +00:00
    9/26/2026 2:00:00 PM +00:00
    Come see this beautiful home & experience all that the Broken Island Lifestyle has to offer. 4BR/5BA on 9.75 AC with a 60 AC Common Area. Bring your Kayak! Every visitor gets a pumpkin - so carve some time in your day to see this special home. :-)
    Add to Calendar
  • Sunday, September 27, 2026
    2:00 to 4:00 pm
    9/27/2026 2:00:00 PM +00:00
    9/27/2026 4:00:00 PM +00:00
    Come see this beautiful home & experience all that the Broken Island Lifestyle has to offer. 4BR/5BA on 9.75 AC with a 60 AC Common Area. Bring your Kayak! Every visitor gets a pumpkin - so carve some time in your day to see this special home. :-)
    Add to Calendar

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,972

Year Built

  • Built in 2000

Lot Details

  • 9.75 Acre Lot
  • Zoning described as A-1 Agricultural

HOA Fees

  • $21 per month

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Gas Log Fireplace
  • Stone Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Tilt-In Windows
  • Mud Room
  • Entrance Foyer
  • Screened Porch
  • Utility Room
  • Views of Trees

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Stacked Washer and Dryer
  • Sink Near Laundry

Outdoor Features

  • Wood Patio
  • Shed

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Programmable Thermostat
  • Underground Utilities
  • Private Water Source
  • Well

Community Details

  • Built by MIKE HIMES
  • Broken Island Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18 5 9

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,972

Year Built

Built in 2000

Lot Details

9.75 Acres

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18 5 9
  • Property Sub Type: Detached
  • Horses: Yes
  • LotSizeAcres: 9.75
  • Subdivision Name: BROKEN ISLAND
  • Above Grade Finished Sq Ft: 2368.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • BelowGradeUnfinishedArea: 200.0
  • Special Features: 4097

Interior Features

  • Appliances: Built-In Oven, Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2009.0
  • Fireplace Features: Two, Gas, Glass Doors, Gas Log, Stone
  • Fireplaces: 2
  • Interior Amenities: Primary Downstairs, Breakfast Bar, Breakfast Area, Entrance Foyer, Eat-in Kitchen, Kitchen Island, Mud Room, Programmable Thermostat, Recessed Lighting, Utility Room, Vaulted Ceiling(s)
  • Living Area: 4377.0
  • Main Level Bathrooms: 4
  • Main Level Bedrooms: 2
  • Stories: 1
  • Window Features: Double Pane Windows, Insulated Windows, Tilt-In Windows, Vinyl

Exterior Features

  • Roof: Architectural
  • View: Panoramic, Rural, Trees/Woods
  • Topography: Rolling
  • Disclosures: Seller Disclosure
  • Exclusions: Windmill and crane at the front entrance and the crane doorbell mount. Entrance sign - Old Cedars Lodge- does not convey. The chandelier over the Primary Suite bath tub does not convey. Lawn mower and Ranger Polaris UTV do not convey but are negotiable.
  • Builder Name: MIKE HIMES
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Covered, Deck, Front Porch, Patio, Porch, Screened, Wood

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage, Garage Door Opener, Gravel, Garage Faces Side

Utilities

  • Heating: Central, Electric, Heat Pump, Propane, Multi-Fuel
  • Utilities: Fiber Optic Available, Propane
  • Sewer: Septic Tank
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup, Sink, Stacked
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association Fee: 250.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Garden, Landscaped, Native Plants, Wooded
  • Land Lease Amount Frequency: Monthly
  • Horse Amenities: Horses Allowed
  • Zoning Description: A-1 Agricultural

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5972.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,972 $791,000 $84,900 $706,100
2025 $5,932 $791,000 $84,900 $706,100
2024 $5,060 $599,500 $84,900 $514,600
2023 $5,060 $599,500 $84,900 $514,600
2022 $4,497 $516,900 $79,900 $437,000
2021 $4,497 $516,900 $79,900 $437,000
2020 $4,361 $471,500 $79,900 $391,600
2019 $4,361 $471,500 $79,900 $391,600
2018 $4,521 $498,500 $79,900 $418,600
2017 $4,521 $498,500 $79,900 $418,600
2016 $4,312 $470,200 $79,900 $390,300
2015 $4,089 $470,200 $79,900 $390,300
2014 $4,089 $464,700 $79,900 $384,800
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/17/2026 09/17/26 For Sale $947,700 -- $217 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed $461,000 Stewart Title
Quit Claim Deed -- --
Warranty Deed $425,000 Stewart Title Guaranty Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $368,800 New Conventional
Previous Owner $402,400 New Conventional
Previous Owner $340,000 New Conventional
Previous Owner $350,000 Credit Line Revolving
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 682046

Charlottesville area Association of Realtors®

APN: 18-5-9

Virginia Fluvanna County Palmyra 22963

1089 Broken Island Rd, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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LISA CAMPBELL
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LISA CAMPBELL
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(434) 602-6816
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