109 Bancroft Ave Colonial Beach, VA 22443
Estimated payment $2,124/month
Total Views
1,121
2
Beds
1
Bath
1,000
Sq Ft
$375
Price per Sq Ft
Highlights
- Water Oriented
- Garden View
- No HOA
- Main Floor Bedroom
- Furnished
- Cottage
About This Home
Discover the charm of Colonial Beach living in this beautifully renovated fully furnished 2-bedroom, 1-bath cottage, perfectly positioned just two blocks from both the Potomac River and Monroe Bay. Nestled in the heart of the beloved Point neighborhood, this home blends timeless cottage charm with modern updates—making it an ideal full-time residence, weekend getaway, or investment property.
Step inside to find a fresh, inviting interior featuring new paint, upgraded flooring, and stylish lighting throughout. The kitchen has been reimagined with open shelving, a modern backsplash, and updated fixtures, creating the perfect blend of function and character. The newly renovated bathroom shines with a walk-in shower, vanity, and mirror.
Outdoors, the upgrades continue with a fenced backyard, two slate patios, and a low-maintenance stone-scaped yard—perfect for entertaining. Additional highlights include new gutters and downspouts and a storage shed to keep everything tidy.
Set in a golf cart–friendly community, this cottage offers easy access to the beach, boardwalk, shops, and restaurants—all the best that Colonial Beach has to offer.
Highlights:
2 Bedrooms | 1 Bath | Fully Renovated
Just 2 blocks to the Potomac River & 2 blocks to Monroe Bay
Freshly painted interior with new floors & lighting
Kitchen with open shelving & modern backsplash
New bathroom with walk-in shower & vanity
Fenced backyard with two slate patios
Low-maintenance stone landscaping
Storage shed, new gutters, and downspouts
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,025
Year Built
- Built in 1920
Lot Details
- 5,616 Sq Ft Lot
- Vinyl Fence
- Landscaped
- Back Yard
Parking
- Gravel Driveway
Home Design
- Cottage
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,000 Sq Ft Home
- Property has 1 Level
- Furnished
- Ceiling Fan
- Living Room
- Combination Kitchen and Dining Room
- Garden Views
- Crawl Space
Kitchen
- Eat-In Kitchen
- Stove
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
- Walk-in Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water Oriented
- River Nearby
- Patio
Schools
- Colonial Beach High School
Utilities
- Central Air
- Back Up Electric Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- The Point Subdivision
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 3A2 2 67 10C
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $587 | $139,700 | $30,900 | $108,800 |
| 2023 | $559 | $139,700 | $30,900 | $108,800 |
| 2022 | $559 | $139,700 | $30,900 | $108,800 |
| 2021 | $548 | $77,700 | $30,900 | $46,800 |
| 2020 | $365 | $77,700 | $30,900 | $46,800 |
| 2018 | $311 | $77,700 | $30,900 | $46,800 |
| 2017 | -- | $77,700 | $30,900 | $46,800 |
| 2016 | $303 | $77,700 | $30,900 | $46,800 |
| 2015 | -- | $75,800 | $30,900 | $44,900 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $75,800 | $30,900 | $44,900 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2025 09/04/25 | For Sale | $375,000 | +41.5% | $375 / Sq Ft |
| 11/27/2023 11/27/23 | Sold | $265,000 | +6.0% | $204 / Sq Ft |
| 10/23/2023 10/23/23 | Pending | -- | -- | -- |
| 10/22/2023 10/22/23 | For Sale | $250,000 | +38.9% | $192 / Sq Ft |
| 04/19/2019 04/19/19 | Sold | $180,000 | -2.7% | $138 / Sq Ft |
| 03/10/2019 03/10/19 | For Sale | $185,000 | +60.9% | $142 / Sq Ft |
| 09/08/2016 09/08/16 | Sold | $115,000 | -7.9% | -- |
| 08/01/2016 08/01/16 | Pending | -- | -- | -- |
| 07/15/2016 07/15/16 | Price Changed | $124,900 | -3.8% | -- |
| 04/10/2016 04/10/16 | For Sale | $129,900 | -- | -- |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $265,000 | Fidelity National Title Insura | |
| Deed | -- | None Available | |
| Warranty Deed | $180,000 | Attorney | |
| Warranty Deed | $115,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $205,000 | New Conventional | |
| Closed | $198,750 | New Conventional | |
| Previous Owner | $172,550 | VA | |
| Previous Owner | $80,000 | New Conventional | |
| Previous Owner | $20,000 | Unknown |
Source: Public Records
Similar Homes in Colonial Beach, VA
Source: Bright MLS
MLS Number: VAWE2009674
APN: 3A2-2-67-10C
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