NOT LISTED FOR SALE

109 Bancroft Ave Colonial Beach, VA 22443

Estimated Value: $307,000 - $367,000

2 Beds
1 Bath
1,300 Sq Ft
$262/Sq Ft Est. Value

Last Sold November 27, 2023

Last sale price $265,000 $204 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,804/month

1 Day on Market

Highlights

  • Home fronts navigable water
  • Public Beach
  • Deck
  • Water Access
  • Fishing Allowed
  • Main Floor Bedroom

About This Home

As of November 2023

Charming 2 Bedroom, 1 Bathroom Cottage located in The Point in Colonial Beach (2 Blocks East is the Potomac River & 2 Blocks West is Monroe Bay). Home features Landscaping & a Dirt/Gravel Driveway. Living Room with Beautiful Light & Ceiling Fan; Kitchen with Stainless Steel Appliances & Plenty of Cabinet Space, Space for Kitchen Table, Laundry Area & Walk Out to Spacious Back Deck & Back Yard; Bedroom #1 has a Ceiling Fan & Closet, Bedroom #2 has a Ceiling Fan; 1 Full Bathroom with Vanity & Stall Shower. The Point is a Golf Cart Community & is a Short Walk or Golf Cart Ride to Restaurants, the Boardwalk & Entertainment. This home is about an Hour & Thirty minutes to Richmond or to D.C. & 45 minutes to Fredericksburg.

Last Agent to Sell the Property

Jon Snow

(540) 374-1111 teamunited@urepva.com United Real Estate Premier Listed on: 10/22/2023

United Real Estate Premier

Last Buyer's Agent

Jean Ropp

(703) 390-9460 jean@eliresidential.com RLAH @properties License #0225249530

RLAH @properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,025

Year Built

  • Built in 1920

Lot Details

  • 10,000 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • Vinyl Fence
  • Landscaped
  • Back Yard
  • Property is in average condition

Home Design

  • Cottage
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,300 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Living Room
  • Combination Kitchen and Dining Room
  • Garden Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Dirt Driveway

Outdoor Features

  • Water Access
  • River Nearby
  • Deck

Schools

  • Colonial Beach Elementary And Middle School
  • Colonial Beach High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 3A2 2 67 10C

Community Details

Overview

  • No Home Owners Association
  • The Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,025

Year Built

Built in 1920

Lot Details

10,000 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1920
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Refrigerator, Stainless Steel Appliances, Stove, Washer, Dryer
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Table Space, Stall Shower
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Bathroom 1
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1300
  • Living Area Sq Ft: 1300
  • Price Per Sq Ft: 192.31
  • Above Grade Finished Sq Ft: 1300
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Composite, Shingle
  • Spa: No
  • View: Garden/Lawn, Street
  • Water Access Features: Fishing Allowed, Public Beach
  • Water Access: Yes
  • Water Body Name: Monroe Bay & Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Dirt Driveway, Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: COLONIAL BEACH
  • High School: COLONIAL BEACH
  • Middle Or Junior School: COLONIAL BEACH

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Landscaping, Rear Yard
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10000.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Average
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1025.00
  • Assessor Parcel Number: 3A2 2 67 10C
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

MLS Schools

  • School District Name: COLONIAL BEACH PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2023
Closed on
Nov 22, 2023
Sold by
Thompson Robin L and Hacker Frank J
Bought by
Gimmel Molly K
Seller's Agent
Jon Snow
United Real Estate Premier
Buyer's Agent
Jean Ropp
RLAH @properties
List Price
$250,000
Sold Price
$265,000
Premium/Discount to List
$15,000
6%
Views
6
Current Estimated Value
$341,133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,133
Avg. Annual Appreciation
12.05%
Original Mortgage
$198,750
Outstanding Balance
$194,869
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$146,264

Purchase Details

Closed on
Feb 25, 2020
Sold by
Hacker Frank J
Bought by
Thompson Robin L

Purchase Details

Listed on
Mar 10, 2019
Closed on
Apr 18, 2019
Sold by
Brody John H and Brody Jennifer R
Bought by
Hacker Frank J
Seller's Agent
Eric Nelson
Coldwell Banker Elite
Buyer's Agent
Chris Snow
United Real Estate Premier
List Price
$185,000
Sold Price
$180,000
Premium/Discount to List
-$5,000
-2.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.80%
Original Mortgage
$172,550
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Listed on
Apr 10, 2016
Closed on
Sep 8, 2016
Sold by
Bergquist Karen
Bought by
Brody Joh H and Brody Jennifer R
Seller's Agent
Ray Nelson
Nest Realty Fredericksburg
Buyer's Agent
Eric Nelson
Coldwell Banker Elite
List Price
$129,900
Sold Price
$115,000
Premium/Discount to List
-$14,900
-11.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.73%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gimmel Molly K $265,000 Fidelity National Title Insura
Gimmel Molly K $265,000 Fidelity National Title Insura
Thompson Robin L -- None Available
Hacker Frank J $180,000 Attorney
Brody Joh H $115,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gimmel Molly K $198,750
Closed Gimmel Molly K $198,750
Previous Owner Hacker Frank J $172,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/27/2023 11/27/23 Sold $265,000 +6.0% $204 / Sq Ft
10/23/2023 10/23/23 Pending -- -- --
10/22/2023 10/22/23 For Sale $250,000 +38.9% $192 / Sq Ft
04/19/2019 04/19/19 Sold $180,000 -2.7% $138 / Sq Ft View Prior Sale
03/10/2019 03/10/19 For Sale $185,000 +60.9% $142 / Sq Ft
09/08/2016 09/08/16 Sold $115,000 -7.9% -- View Prior Sale
08/01/2016 08/01/16 Pending -- -- --
07/15/2016 07/15/16 Price Changed $124,900 -3.8% --
04/10/2016 04/10/16 For Sale $129,900 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $587 $139,700 $30,900 $108,800
2024 $587 $139,700 $30,900 $108,800
2023 $559 $139,700 $30,900 $108,800
2022 $559 $139,700 $30,900 $108,800
2021 $548 $77,700 $30,900 $46,800
2020 $365 $77,700 $30,900 $46,800
2018 $311 $77,700 $30,900 $46,800
2017 -- $77,700 $30,900 $46,800
2016 $303 $77,700 $30,900 $46,800
2015 -- $75,800 $30,900 $44,900
2014 -- $0 $0 $0
2013 -- $75,800 $30,900 $44,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2005490

Bright MLS

APN: 3A2-2-67-10C

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