109 Bancroft Ave Colonial Beach, VA 22443
Estimated payment $2,047/month
Highlights
- Water Oriented
- Garden View
- No HOA
- Main Floor Bedroom
- Furnished
- Cottage
About This Home
Turn-Key Cottage Living on The Point – Just Two Blocks from the Water Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it all—just two blocks from the Potomac River and two blocks from Monroe Bay. Step inside and you’ll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space. The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family. The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space. The updated bathroom includes a walk-in shower and modern vanity. Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertain—including two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work. Located in a golf-cart friendly neighborhood, you’re just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home. Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.
Listing Agent
(540) 469-4300 kbreen@coldwellbanker.com Coldwell Banker Elite Brokerage Phone: 5404694300 Listed on: 03/25/2026
Co-Listing Agent
(804) 224-3501 kbreen@coldwellbanker.com Coldwell Banker Elite Brokerage Phone: 5404694300 License #0225220941
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,025
Year Built
- Built in 1920
Lot Details
- 5,616 Sq Ft Lot
- Vinyl Fence
- Landscaped
- Back Yard
Parking
- Gravel Driveway
Home Design
- Cottage
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1,000 Sq Ft Home
- Property has 1 Level
- Furnished
- Ceiling Fan
- Living Room
- Combination Kitchen and Dining Room
- Garden Views
- Crawl Space
Kitchen
- Eat-In Kitchen
- Stove
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
- Walk-in Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water Oriented
- River Nearby
- Patio
Schools
- Colonial Beach High School
Utilities
- Central Air
- Back Up Electric Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- The Point Subdivision
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 3A2 2 67 10C
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $587 | $139,700 | $30,900 | $108,800 |
| 2024 | $587 | $139,700 | $30,900 | $108,800 |
| 2023 | $559 | $139,700 | $30,900 | $108,800 |
| 2022 | $559 | $139,700 | $30,900 | $108,800 |
| 2021 | $548 | $77,700 | $30,900 | $46,800 |
| 2020 | $365 | $77,700 | $30,900 | $46,800 |
| 2018 | $311 | $77,700 | $30,900 | $46,800 |
| 2017 | -- | $77,700 | $30,900 | $46,800 |
| 2016 | $303 | $77,700 | $30,900 | $46,800 |
| 2015 | -- | $75,800 | $30,900 | $44,900 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $75,800 | $30,900 | $44,900 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/25/2026 03/25/26 | For Sale | $370,000 | +39.6% | $370 / Sq Ft | |
| 11/27/2023 11/27/23 | Sold | $265,000 | +6.0% | $204 / Sq Ft | View Prior Sale |
| 10/23/2023 10/23/23 | Pending | -- | -- | -- | |
| 10/22/2023 10/22/23 | For Sale | $250,000 | +38.9% | $192 / Sq Ft | |
| 04/19/2019 04/19/19 | Sold | $180,000 | -2.7% | $138 / Sq Ft | View Prior Sale |
| 03/10/2019 03/10/19 | For Sale | $185,000 | +60.9% | $142 / Sq Ft | |
| 09/08/2016 09/08/16 | Sold | $115,000 | -7.9% | -- | View Prior Sale |
| 08/01/2016 08/01/16 | Pending | -- | -- | -- | |
| 07/15/2016 07/15/16 | Price Changed | $124,900 | -3.8% | -- | |
| 04/10/2016 04/10/16 | For Sale | $129,900 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $265,000 | Fidelity National Title Insura | |
| Deed | $265,000 | Fidelity National Title Insura | |
| Deed | -- | None Available | |
| Warranty Deed | $180,000 | Attorney | |
| Warranty Deed | $115,000 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $198,750 | New Conventional | |
| Closed | $198,750 | New Conventional | |
| Previous Owner | $172,550 | VA |
Source: Bright MLS
MLS Number: VAWE2010744
APN: 3A2-2-67-10C
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