$704,000
SOLD JUN 26, 2026

109 Bluff Terrace Silver Spring, MD 20902

4 Beds
2.5 Baths
2,473 Sq Ft
0.3 Acre Lot

Sale Details

Date Sold: June 26, 2026

$285 Per Sq Ft

8% Above List Price

6 Days on Market

Highlights

  • View of Trees or Woods
  • 2 Fireplaces
  • Cooling Available
  • Wood Flooring
  • No HOA
  • 5-minute walk to Kemp Mill Estates Local Park

About This Home

As of June 2026

***Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home that is larger than it looks from the outside nestled in one of Silver Spring's most serene settings . This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention. Walls of windows and open, flowing spaces invite the lush outdoors in at every turn, bathing the home in natural light and creating a tranquil atmosphere that feels worlds away from the bustle of the city yet remains minutes from everything Washington, DC has to offer. Whether you are curled up inside watching the seasons change through expansive windows or stepping out to enjoy the surrounding greenery, this home blurs the boundary between shelter and nature in the most beautiful way. It is the kind of home that slows you down, clears your mind, and reminds you what living well truly feels like. Located in the heart of the DC Metro area, 109 Bluff Terrace offers the rare combination of peaceful seclusion and urban convenience. Commuters will love the easy access to major routes, Metro, and the vibrant Silver Spring corridor, with its acclaimed restaurants, shops, parks, and cultural amenities just moments away.
This is not just a home. It is mid-century modern gem, a lifestyle, and a sanctuary. This 4 bedroom, 2.5 bath home is larger than it looks from the outside. It has 2 fireplaces, a carport with a shed, and an expansive backyard that backs to trails and parkland, so there are no neighbors behind you. It has a coveted location on a cul-de-sac street, so there is no through traffic. This charming property is move-in ready with many updates and would make a perfect home or investment property. The interior has been freshly painted. New in 2026: HVAC; refrigerator, stove, dishwasher, carpet, chimney re-pointed and crown repaired. New in 2025: water heater and deer fence. New in 2024: roof and gutters, skylights, Hardie Board siding. New in 2023: Sewer and water pipes to the street. Open the door to what is next! Offers due Tuesday, May 26 at noon.

Last Agent to Sell the Property

Dawn Wilson

(703) 745-1212 dwilson@ttrsir.com TTR Sotheby's International Realty Brokerage Phone: 7037451212 Listed on: 05/20/2026

TTR Sotheby's International Realty

Last Buyer's Agent

Robert Wittman

(703) 665-6665 rob@13brokers.com Redfin Corporation License #681060

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,749

Year Built

  • Built in 1960

Lot Details

  • 13,284 Sq Ft Lot
  • Property is in excellent condition
  • Property is zoned R60

Property Views

  • Woods
  • Garden

Home Design

  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • Property has 4 Levels
  • 2 Fireplaces

Kitchen

  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 3 Parking Spaces
  • 2 Driveway Spaces
  • 1 Attached Carport Space
  • On-Street Parking

Schools

  • Kemp Mill Elementary School
  • Odessa Shannon Middle School
  • Northwood High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Kemp Mill Estates Subdivision

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 161301332425

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,749

Year Built

Built in 1960

Lot Details

0.3 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/22/2026 12:00:00 AM
  • Year Built: 1960
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Refrigerator, Washer, Water Heater, Stove
  • Flooring Type: Luxury Vinyl Plank, Hardwood, Carpet
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 4
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Interior Access
  • Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 2920
  • Living Area Sq Ft: 2473
  • Price Per Sq Ft: 337.32
  • Above Grade Finished Sq Ft: 1924
  • Above Grade Unfinished Sq Ft: 314
  • Below Grade Finished Sq Ft: 549
  • Below Grade Sq Ft: 133
  • Total Below Grade Sq Ft: 682
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: Garden/Lawn, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Carport, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 671.39
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: KEMP MILL
  • High School: NORTHWOOD
  • Middle Or Junior School: ODESSA SHANNON

Lot Info

  • Lot Size Acres: 0.30
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13284.00
  • Property Condition: Excellent
  • Zoning: R60
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7749.00
  • Assessor Parcel Number: 161301332425
  • Tax Lot: 26
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2016
Closed on
Sep 8, 2016
Sold by
Bought by
Seller's Agent
Steve Schuck
Compass
Buyer's Agent
Dawn Wilson
TTR Sotheby's International Realty
List Price
$449,500
Sold Price
$450,000
Premium/Discount to List
$500
0.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.75%
Original Mortgage
$405,000
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 23, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $450,000 New World Title & Escrow
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $405,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2026 06/26/26 Sold $704,000 +8.5% $285 / Sq Ft
05/26/2026 05/26/26 Pending -- -- --
05/20/2026 05/20/26 For Sale $649,000 +44.2% $262 / Sq Ft
09/08/2016 09/08/16 Sold $450,000 +0.1% $193 / Sq Ft View Prior Sale
07/25/2016 07/25/16 Pending -- -- --
07/14/2016 07/14/16 For Sale $449,500 -- $193 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,057 $602,000 $234,900 $367,100
2024 $7,194 $561,400 $0 $0
2023 $6,012 $520,800 $0 $0
2022 $5,260 $480,200 $234,900 $245,300
2021 $4,761 $462,133 $0 $0
2020 $4,761 $444,067 $0 $0
2019 $4,526 $426,000 $184,600 $241,400
2018 $4,283 $406,033 $0 $0
2017 $4,128 $386,067 $0 $0
2016 $3,394 $366,100 $0 $0
2015 $3,394 $357,433 $0 $0
2014 $3,394 $348,767 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2233642

Bright MLS

APN: 13-01332425

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