$1,225,000

109 E 12th Ave Windermere, FL 34786

Estimated payment $8,227/month

Total Views 22,919
4 Beds
3.5 Baths
2,791 Sq Ft
$439 Price per Sq Ft

Highlights

  • Hot Property
  • Oak Trees
  • Lake View
  • Windermere Elementary School Rated A
  • In Ground Pool
  • Deck

About This Home

Modern style blends with Windermere charm. This totally renovated home is located just steps from Lake Bessie in the Town of Windermere. Set on a beautifully landscaped corner lot with no HOA, this home combines luxury and comfort in one of Central Florida’s most desirable communities. Every detail has been thoughtfully updated to include roof (2018), a/c (2016), plumbing, flooring, drain field and water filtration system. Inside, sun drenched living and dining spaces flow seamlessly, anchored by a warm inviting fireplace setting the tone for relaxed living and effortless entertaining. The kitchen serves as the heart of the home, featuring soft gray shaker cabinetry, quartz countertops, a generous island with induction cooktop, hood, double wall ovens, mosaic glass backsplash and all new stainless appliances. Sliding doors open to a sparkling pool with sun deck and pergola, surrounded by lush landscaping in a private, fenced courtyard. Whether hosting gatherings or enjoying quiet evenings at home, this outdoor space delivers the true Florida lifestyle. Upstairs, the primary suite features a spa inspired bath with a freestanding soaking tub, rainfall shower, dual sinks, and elegant finishes. Additional bedrooms include an oversized fourth bedroom with its own fireplace and built-ins which easily can be used as a media room, office, or home gym. Located just a short walk or golf cart ride to Windermere shops, restaurants, lakefront parks, weekly farmers markets, library and more, this home places you at the center of it all. Surrounded by the Butler Chain of Lakes and close to renowned golf, fine dining and premium shopping. Windermere offers small town charm yet convenient to major roadways, area attractions and the International Airport. The location is as exceptional as the home itself. This is more than a residence; it is a refined Windermere lifestyle defined by comfort connection and enduring style.

Listing Agent

Judy Black

UPSIDE REAL ESTATE INC Brokerage Phone: 407-497-6345 License #329124 Listed on: 04/15/2026

Co-Listing Agent

Amanda Black PA

UPSIDE REAL ESTATE INC Brokerage Phone: 407-497-6345 License #3209990

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $20,244

Year Built

  • Built in 1989

Lot Details

  • 12,800 Sq Ft Lot
  • Lot Dimensions are 80x160
  • Dirt Road
  • South Facing Home
  • Fenced
  • Landscaped
  • Corner Lot
  • Well Sprinkler System
  • Oak Trees
  • Private Yard

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,791 Sq Ft Home
  • 2-Story Property
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Skylights
  • Window Treatments
  • Sliding Doors
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Lake Views
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • Freestanding Bathtub
  • Soaking Tub
  • Bathtub With Separate Shower Stall

Pool

  • In Ground Pool
  • Gunite Pool
  • Spa
  • Pool Deck

Outdoor Features

  • Deck
  • Patio
  • Exterior Lighting
  • Private Mailbox

Schools

  • Windermere Elementary School
  • Gotha Middle School
  • Olympia High School

Utilities

  • Zoned Heating and Cooling
  • Thermostat
  • Water Filtration System
  • 1 Water Well
  • Water Softener
  • 1 Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Windermere Town Subdivision
  • The community has rules related to allowable golf cart usage in the community

Recreation

  • Tennis Courts
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$20,244

Year Built

Built in 1989

Lot Details

0.29 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Stucco, Frame
  • Fireplace: Yes
  • Living Area: 2791
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 3309
  • Lot Size Sq Ft: 12800
  • Status: Active
  • Street Direction: E
  • Co List Office Mls Id: MFR261016477
  • Co List Office Phone: 407-308-5750
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 307.42
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Dr. Phillips Blvd. #140
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 438.91
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Amenities Additional Fees: Beach, Boat Ramp and Tennis Court - minimal annual fees for gate access key.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Waterfront
  • Attribution Contact: 407-497-6345
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Fireplace Features: Living Room, Other
  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment, Private Yard
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Skylight(s)
  • Living Area Meters: 259.29

Exterior Features

  • Direction Faces: South
  • Other Structures: Other
  • Pool Features: Deck, Gunite, In Ground
  • Exterior Features: Lighting, Private Mailbox, Private Yard, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Water Body Name: LAKE BESSIE
  • Waterfront: No
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Dirt
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12095C0385F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Sprinkler Well
  • Cooling: Central Air, Zoned
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Golf Carts OK, Park, Playground, Tennis Court(s), Street Lights
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Windermere Elem
  • High School: Olympia High
  • Middle Or Junior School: Gotha Middle

Lot Info

  • Zoning: SFR
  • Parcel Number: 17-23-28-9336-00-400
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Corner Lot, Landscaped
  • Lot Dimensions: 80x160
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 20243.85
  • Tax Block: 2
  • Tax Book Number: G-36
  • Tax Lot: 40

Matterport 3D Tour

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $20,244 $1,233,210 $350,000 $883,210
2025 $20,244 $1,247,110 $350,000 $897,110
2024 $18,865 $1,205,980 $350,000 $855,980
2023 $18,865 $1,144,097 $350,000 $794,097
2022 $10,644 $632,474 $250,000 $382,474
2021 $6,391 $393,084 $0 $0
2020 $6,115 $387,657 $0 $0
2019 $6,316 $378,941 $0 $0
2018 $6,243 $371,875 $0 $0
2017 $5,997 $483,125 $180,000 $303,125
2016 $5,980 $460,222 $165,000 $295,222
2015 $6,077 $418,560 $145,000 $273,560
2014 $5,933 $351,443 $115,000 $236,443
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/15/2026 04/15/26 For Sale $1,225,000 -5.7% $439 / Sq Ft
12/06/2022 12/06/22 Sold $1,299,000 0.0% $465 / Sq Ft View Prior Sale
11/03/2022 11/03/22 Pending -- -- --
11/01/2022 11/01/22 For Sale $1,299,000 +70.9% $465 / Sq Ft
04/29/2022 04/29/22 Sold $760,000 -1.2% $294 / Sq Ft View Prior Sale
03/25/2022 03/25/22 Pending -- -- --
03/25/2022 03/25/22 For Sale $769,000 +56.9% $297 / Sq Ft
05/26/2015 05/26/15 Off Market $490,000 -- --
05/28/2013 05/28/13 Sold $490,000 -2.0% $189 / Sq Ft View Prior Sale
04/04/2013 04/04/13 Pending -- -- --
03/23/2013 03/23/13 For Sale $500,000 0.0% $193 / Sq Ft
03/10/2013 03/10/13 Pending -- -- --
01/31/2013 01/31/13 For Sale $500,000 -- $193 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $1,299,000 None Listed On Document
Special Warranty Deed $760,000 National Title Solutions
Warranty Deed $760,000 None Listed On Document
Warranty Deed $490,000 Equitable Title Of Dr Philli
Special Warranty Deed $237,199 Premium Title Services In
Trustee Deed -- None Available
Warranty Deed $201,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Previous Owner $684,000 New Conventional
Previous Owner $49,000 Credit Line Revolving
Previous Owner $392,000 New Conventional
Previous Owner $149,200 New Conventional
Previous Owner $75,000 Credit Line Revolving
Previous Owner $160,800 New Conventional
Source: Public Records

About the Listing Agent

Judy Black

UPSIDE REAL ESTATE INC

(689) 262-5600

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Originally from Buffalo, New York, Judy graduated from the University of Florida and served in the United States Air Force. She has been a top performing real estate agent in Orlando since 1980. She now works together with her daughter Amanda believing the "Power of Two" provides customers with the best buying and selling experience.

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Source: Stellar MLS

MLS Number: O6394569

Stellar MLS

APN: 17-2328-9336-00-400

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