109 Front St Schenectady, NY 12305
Downtown Schenectady NeighborhoodEstimated payment $2,728/month
Highlights
- Victorian Architecture
- No HOA
- Fireplace
- Great Room
- Formal Dining Room
- 2-minute walk to Riverside Park
About This Home
**Back on Market Pending Releases** Beautifully maintained and thoughtfully updated classic Stockade home offering exceptional flexibility as either a spacious single-family residence or a potential three-unit short-term rental opportunity. This historic property blends timeless character with modern improvements, featuring original architectural details, wide plank flooring, elegant fireplace mantels, and inviting living spaces filled with charm. The three finished levels provide versatile living arrangements with ample space for guests or extended family. The updated kitchen flows nicely into comfortable gathering areas, while multiple outdoor deck spaces create perfect spots to relax or entertain. The backyard offers rare direct access to the nearby riverfront park, providing a peaceful natural setting just steps from downtown. Recent improvements include major mechanical updates and roofing improvements, helping to ensure peace of mind for the next owner. Additional features include potential off-street parking via a shared driveway, updated systems, and strong rental or owner-occupant potential. Located in Schenectady's historic Stockade neighborhood, just moments from restaurants, downtown attractions, and the Mohawk River waterfront.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,206
Year Built
- Built in 1860
Lot Details
- 4,356 Sq Ft Lot
Home Design
- Victorian Architecture
- Brick Exterior Construction
- Clapboard
- Plaster
Interior Spaces
- 2,866 Sq Ft Home
- Fireplace
- Entrance Foyer
- Great Room
- Family Room
- Living Room
- Formal Dining Room
- Utility Room
- Unfinished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
Parking
- 2 Parking Spaces
- Off-Street Parking
Schools
- Schenectady High School
Utilities
- No Cooling
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 52.000 / 1
- Assessor Parcel Number 421500 39.55-1-52
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,074 | $161,500 | $24,200 | $137,300 |
| 2024 | $9,074 | $161,500 | $24,200 | $137,300 |
| 2023 | $89 | $161,500 | $24,200 | $137,300 |
| 2022 | $8,713 | $161,500 | $24,200 | $137,300 |
| 2021 | $8,637 | $161,500 | $24,200 | $137,300 |
| 2020 | $8,534 | $161,500 | $24,200 | $137,300 |
| 2019 | $5,187 | $161,500 | $24,200 | $137,300 |
| 2018 | $8,613 | $161,500 | $24,200 | $137,300 |
| 2017 | $7,240 | $161,500 | $24,200 | $137,300 |
| 2016 | $8,810 | $161,500 | $24,200 | $137,300 |
| 2015 | -- | $161,500 | $24,200 | $137,300 |
| 2014 | -- | $161,500 | $24,200 | $137,300 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/24/2026 04/24/26 | Pending | -- | -- | -- | |
| 04/14/2026 04/14/26 | For Sale | $369,900 | 0.0% | $129 / Sq Ft | |
| 04/09/2026 04/09/26 | Pending | -- | -- | -- | |
| 04/07/2026 04/07/26 | For Sale | $369,900 | +41.7% | $129 / Sq Ft | |
| 09/28/2021 09/28/21 | Sold | $261,000 | -5.1% | $91 / Sq Ft | View Prior Sale |
| 08/11/2021 08/11/21 | Pending | -- | -- | -- | |
| 06/17/2021 06/17/21 | Price Changed | $275,000 | -5.2% | $96 / Sq Ft | |
| 05/12/2021 05/12/21 | For Sale | $290,000 | 0.0% | $101 / Sq Ft | |
| 06/08/2013 06/08/13 | Rented | $1,900 | 0.0% | -- | |
| 11/26/2012 11/26/12 | For Rent | $1,900 | -- | -- | |
| 11/10/2012 11/10/12 | Under Contract | -- | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $269,000 | Stewart Title Insurance Co | |
| Deed | $172,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $255,388 | New Conventional |
Source: Global MLS
MLS Number: 202614558
APN: 039-055-0001-052-000-0000
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Ask me questions while you tour the home.