$345,000
SOLD APR 10, 2026

109 Marsh Island Cir Saint Augustine, FL 32095

3 Beds
2 Baths
1,685 Sq Ft
6,098 Sq Ft Lot Lot

Sale Details

Date Sold: April 10, 2026

$205 Per Sq Ft

4% Below List Price

27 Days on Market

Highlights

  • Home fronts a canal
  • Clubhouse
  • Community Pool
  • Palencia Elementary School Rated A
  • Vaulted Ceiling
  • Front Porch

About This Home

As of April 2026

This home near St. Augustine's Historic District truly checks all the boxes. The roof is less than 10 years old, the HVAC system is brand new, and the water heater is less than two years old. According to FEMA, the property is located in Flood Zone X, a low-risk designation that typically means flood insurance is not required by most lenders, helping keep ownership costs down. 109 Marsh Island Circle is a solid concrete block home built along a quiet lake, offering both durability and peaceful water views. The low-maintenance lot requires minimal landscaping, making it ideal for the discerning buyer seeking easy living without sacrificing location. Enjoy close proximity to everything St. Augustine and Jacksonville have to offer while coming home to a serene waterfront setting. Call today for more information, including tentative insurance quotes, HOA documents, or to schedule your private showing.

Last Agent to Sell the Property

Andrew Michael

REAL BROKER LLC License #3261908 Listed on: 02/27/2026

Last Buyer's Agent

AMBER BROWN

VREELAND REAL ESTATE LLC License #3483003

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,801

Year Built

  • Built in 2003

Lot Details

  • 6,098 Sq Ft Lot
  • Home fronts a canal
  • West Facing Home
  • Chain Link Fence

HOA Fees

  • $62 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,685 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Entrance Foyer
  • Fire and Smoke Detector
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Screened Patio
  • Front Porch

Schools

  • Palencia Elementary School
  • Sebastian Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0745312510

Community Details

Overview

  • Eagle Creek Of St Augustine Homeowners Association
  • Eagle Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,801

Year Built

Built in 2003

Lot Details

6,098 Sq Ft Lot

HOA Fees

$62 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Road Surface Type: Asphalt
  • Subdivision Name: Eagle Creek
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Entrance Foyer, Eat-in Kitchen, Pantry, Primary Downstairs, Vaulted Ceiling(s), Primary Bathroom - Shower No Tub, Split Bedrooms
  • Major Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Living Area: 1685.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Pool Private: No
  • Waterfront Features: Canal Front
  • Construction Type: Block, Concrete, Stucco
  • Direction Faces: West
  • Patio And Porch Features: Front Porch, Porch, Screened

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Available, Water Connected
  • Laundry Features: In Unit
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 185.0
  • Association Fee Frequency: Quarterly
  • Senior Community: No
  • Amenities: Clubhouse, Playground, Pool
  • Association Name: Eagle Creek of St Augustine Homeowners Association
  • Phone: 904 429 7624
  • Association: Yes

Schools

  • Elementary School: Palencia
  • High School: St. Augustine
  • Middle Or Junior School: Sebastian

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 6098.4
  • Parcel #: 0745312510
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 3800.76
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2026
Closed on
Apr 9, 2026
Sold by
Keith Click and Coleman Denise
Bought by
Guest Raven and Guest Joe Thomas
Seller's Agent
Andrew Michael
REAL BROKER LLC
Buyer's Agent
AMBER BROWN
VREELAND REAL ESTATE LLC
List Price
$358,000
Sold Price
$345,000
Premium/Discount to List
-$13,000
-3.63%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
92.96%
Original Mortgage
$145,000
Outstanding Balance
$145,000
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$211,527

Purchase Details

Listed on
Jul 6, 2020
Closed on
Aug 21, 2020
Sold by
Shubert Stefan Rome and Shubert Valerie D
Bought by
Click Denise Coleman and Click Alan Keith
Seller's Agent
Chad Walters
SVR REALTY, LLC.
Buyer's Agent
ELIZABETH PARSONS
eXp REALTY LLC
List Price
$237,900
Sold Price
$229,900
Premium/Discount to List
-$8,000
-3.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.46%
Original Mortgage
$218,405
Interest Rate
3%

Purchase Details

Closed on
Jun 25, 2003
Sold by
Eagle Creek Associates Inc
Bought by
Shubert Stefan Rome and Shubert Valerie D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,000
Interest Rate
5.43%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $345,000 Nu World Title Of Tampa Llc
Warranty Deed $229,900 Stewart Title Company
Corporate Deed $146,600 Estate Title & Guaranty Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,000 New Conventional
Previous Owner $218,405 No Value Available
Previous Owner $139,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/10/2026 04/10/26 Sold $345,000 -3.6% $205 / Sq Ft
03/26/2026 03/26/26 Pending -- -- --
02/27/2026 02/27/26 For Sale $358,000 +55.7% $212 / Sq Ft
12/17/2023 12/17/23 Off Market $229,900 -- --
08/21/2020 08/21/20 Sold $229,900 -3.4% $136 / Sq Ft View Prior Sale
07/26/2020 07/26/20 Pending -- -- --
07/06/2020 07/06/20 For Sale $237,900 -- $141 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,801 $283,883 $65,000 $218,883
2025 $3,571 $295,113 $60,000 $235,113
2024 $3,571 $305,896 $74,000 $231,896
2023 $3,571 $299,450 $70,000 $229,450
2022 $3,485 $285,609 $61,600 $224,009
2021 $2,972 $207,457 $0 $0
2020 $2,742 $187,827 $0 $0
2019 $2,733 $178,556 $0 $0
2018 $2,734 $183,960 $0 $0
2017 $2,565 $169,215 $33,000 $136,215
2016 $2,395 $151,107 $0 $0
2015 $2,243 $137,224 $0 $0
2014 $2,020 $116,190 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2132327

realMLS (Northeast Florida Multiple Listing Service)

APN: 074531-2510

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