$550,000
$20K PRICE DROP

109 Sun Bear Cir Freeport, FL 32439

Freeport Area

Estimated payment $3,217/month

Total Views 29,431
3 Beds
2 Baths
2,030 Sq Ft
$271 Price per Sq Ft

Highlights

  • Popular Property
  • Primary Bedroom Suite
  • Bonus Room
  • Fitness Center
  • Wooded Lot
  • Community Pool

About This Home

$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER. Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations. fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.

Listing Agent

Julie Pruitt-Gann

Real Broker LLC License #3308537 Listed on: 06/11/2026

Real Broker LLC

Co-Listing Agent

Richard Gann

Real Broker LLC License #3601719

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,577

Year Built

  • Built in 2021

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 67x250
  • Sprinkler System
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Frame Construction
  • Pitched Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 2,030 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Dining Room
  • Bonus Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Air
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 02-2S-19-24310-000-0100

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include ground maintenance, land recreation, legal, management, recreational faclty
  • Bear Creek Cottages Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Community Playground
  • Fitness Center
  • Exercise Course
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,577

Year Built

Built in 2021

Lot Details

10,019 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 67x250
  • Co List Office Mls Id: ERTA
  • Co List Office Phone: 855-450-0442
  • Subdivision Name: BEAR CREEK COTTAGES
  • Directions: From Hwy 331, turn right (east) onto CR 3280. Turn right into Bear Creek Cottages onto Bear Creek Blvd. Turn left onto Sun Bear Circle. Home on left Look for sign.
  • Architectural Style: Craftsman
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2021
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

  • Lot Features: Wooded
  • Construction Type: Frame, Roof Pitched, Trim Wood, Siding CmntFbrHrdBrd
  • Exterior Features: Sprinkler System, Rain Gutters
  • Patio And Porch Features: Deck Covered, Patio Covered, Porch
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage
  • Total Parking Spaces: 4

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Exercise Room, Gated, Short Term Rental - Not Allowed, Picnic Area, Playground, Pool, Tennis Court(s), Pets Allowed, Pickleball
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Land Recreation, Legal, Management, Recreational Faclty

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Parcel #: 02-2S-19-24310-000-0100
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 3577.21
  • Tax Year: 2025

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Floorplans

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,577 $424,937 $80,850 $344,087
2024 $3,281 $436,487 $92,400 $344,087
2023 $3,281 $385,469 $67,725 $317,744
2022 $3,307 $378,487 $65,150 $313,337
2021 $271 $34,233 $34,233 $0
2020 $217 $23,520 $23,520 $0
2019 $136 $20,500 $20,500 $0
2018 $94 $12,500 $0 $0
2017 $63 $7,000 $7,000 $0
2016 $56 $6,000 $0 $0
2015 $57 $6,000 $0 $0
2014 $58 $6,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2026 07/31/26 Price Changed $550,000 -3.5% $271 / Sq Ft
06/11/2026 06/11/26 For Sale $570,000 +16.8% $281 / Sq Ft
07/13/2021 07/13/21 Sold $488,000 0.0% $235 / Sq Ft View Prior Sale
06/17/2021 06/17/21 Pending -- -- --
06/17/2021 06/17/21 For Sale $488,000 -- $235 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $488,000 Florida Title Professional
Warranty Deed $35,000 Rodgers Kiefer Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $390,400 New Conventional
Source: Public Records

About the Listing Agent

Julie Pruitt-Gann

Real Broker LLC

(850) 724-8870

Section Image

As Team Leader of the Pruitt-Gann Group, Julie Pruitt-Gann proudly leads a dedicated team of real estate professionals serving Freeport, Destin, Santa Rosa Beach, and the surrounding Emerald Coast communities. Together, the team is committed to delivering exceptional service, strong communication, and results-driven strategies designed to help clients successfully navigate every stage of the buying and selling process.

The Pruitt-Gann Group was built on the belief that real estate is not

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Source: Emerald Coast Association of REALTORS®

MLS Number: 1005205

Emerald Coast Association of REALTORS®

APN: 02-2S-19-24310-000-0100

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