$1,499,000

109 Tern Dr Anna Maria, FL 34216

Anna Maria Area

Estimated payment $9,644/month

Total Views 89,181
2 Beds
2 Baths
1,223 Sq Ft
$1,226 Price per Sq Ft

Highlights

  • 78 Feet of Salt Water Canal Waterfront
  • Canal View
  • Solid Surface Countertops
  • Dock made with wood
  • Private Yard
  • No HOA

About This Home

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

Listing Agent

Justin Powell

SATO REAL ESTATE INC. Brokerage Phone: 941-778-7200 License #3578654 Listed on: 03/12/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,706

Year Built

  • Built in 1968

Lot Details

  • 7,500 Sq Ft Lot
  • Lot Dimensions are 75x100
  • 78 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Private Yard
  • Property is zoned R1

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,223 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Room
  • Canal Views
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Access to Saltwater Canal
  • Dock made with wood
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Luana Isles Community
  • Luana Isles Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,706

Year Built

Built in 1968

Lot Details

7,500 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1223
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1968
  • Building Area Total: 1927
  • Lot Size Sq Ft: 7500
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 179.02
  • Escrow State: FL
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 1225.67
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • Attribution Contact: 941-778-7200
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Private Yard
  • Stories: 1
  • Living Area Meters: 113.62

Exterior Features

  • Direction Faces: South
  • Exterior Features: Private Yard, Rain Gutters, Storage
  • Roof: Metal
  • Pool Private: No
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Frontage Feet Canal Salt: 78
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 78

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R1
  • Parcel Number: 6901000007
  • Additional Parcels: No
  • Lot Dimensions: 75x100
  • Flood Zone Code: AE

Rental Info

  • Furnished: Negotiable
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Follow City of Anna Maria's rental/lease guidelines.

Tax Info

  • Tax Annual Amount: 17706.31
  • Tax Block: D
  • Tax Book Number: 11-21
  • Tax Lot: 63

Multi Family

  • Waterfront Features: Canal - Saltwater

3D Interior and Exterior Tours

Floorplan

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,706 $1,005,634
2023 $17,409 $1,515,388 $998,750 $516,638
2022 $13,149 $946,492 $550,000 $396,492
2021 $10,981 $719,356 $500,000 $219,356
2020 $10,497 $663,376 $480,000 $183,376
2019 $10,106 $663,532 $480,000 $183,532
2018 $9,352 $605,513 $440,000 $165,513
2017 $8,355 $585,476 $0 $0
2016 $7,997 $560,824 $0 $0
2015 $6,302 $510,685 $0 $0
2014 $6,302 $388,900 $0 $0
2013 $5,712 $338,174 $245,600 $92,574
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/12/2026 03/12/26 For Sale $1,499,000 -- $1,226 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Personal Reps Deed -- --
Source: Public Records

About the Listing Agent

Justin Powell

SATO REAL ESTATE INC.

(941) 265-8519

Section Image

Justin Powell is a 5th generation Manatee County resident. Justin and his wife have two amazing children and a beautiful black Labrador retriever.
Prior to seizing the opportunity to join the highly acclaimed Sato Real Estate Inc. brokerage, Justin was a successful independent auto dealer in Bradenton, Florida. Before entering the auto industry Justin attended the University of Florida and was awarded a degree in Food and Resource Economics. After graduation Justin joined his family's

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    Under contract-accepting backup offers. Incredible opportunity on the North end of Anna Maria Island. Located in the heart of the city of Anna Maria. Short walks to the Gulf or Bay beaches and all of the lovely attractions on Pine Avenue. Currently on the massive, lots 3&4, 11,500 square foot lot sits two duplex units. A total of FOUR short term 2 bed 1 bath units in Anna Maria!!! Units are ready

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  • 6080 Red Maple Rd Unit 708, Bradenton, FL 34210

    $187,000 Sold Apr 30, 2026

    • 2 Beds
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    • 1,336 Sq Ft
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    Welcome to Timber Creek, a lovely West Bradenton condominium community that is loaded with amenities. Timber Creek is a 55+ community that offers executive golf, tennis, swimming pool and a wonderful clubhouse. The grounds of this beautiful community are covered with mature well maintained landscaping. Location is also a huge win here with the Gulf beaches just a few miles to the West. One of the

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  • 898 Bayshore Dr, Terra Ceia, FL 34250

    $605,000 Sold Mar 10, 2026

    • 3 Beds
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    • 1,428 Sq Ft
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    Paradise on historic Terra Ceia Island. This home has been cherished by the same family who built it nearly 40 years ago. Elevated home with three bedrooms and two bathrooms on over a 1/2 acre that has direct water access!!! This home offers the best of both worlds... Old Florida feel while being conveniently located near the Skyway bridge and all the amenities now available in North Manatee

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Source: Stellar MLS

MLS Number: A4685406

Stellar MLS

APN: 69010-0000-7

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