$145,000

109 Whisperridge Ct Moneta, VA 24121

Moneta Area

Estimated payment $831/month

Total Views 7,868
2 Beds
1 Bath
660 Sq Ft
$220 Price per Sq Ft

Highlights

  • Boat Ramp
  • Deck
  • 1-Story Property
  • Water Access
  • Secluded Lot
  • Detached Carport Space

About This Home

Welcome to your entry point into the Smith Mountain Lake lifestyle--where laid-back lake days, sunset cruises, and weekend getaways don't have to come with a luxury price tag.Located in Moneta with private community access to Smith Mountain Lake, this well-maintained 2-bedroom, 1-bath home offers the perfect blend of affordability and lifestyle. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity (STR allowed!), this one checks all the boxes.Set on a permanent foundation (financing-friendly!), the home features several key updates, including a recently sealed roof, new gutters (2022), newer appliances, and a brand-new back porch--the perfect spot for morning coffee before heading to the lake or unwinding after a day on the water.

Listing Agent

Jennifer Porter

EMBOLDEN REALTY GROUP License #0225243694 Listed on: 03/23/2026

EMBOLDEN REALTY GROUP

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $243

Year Built

  • Built in 1984

Lot Details

  • 40,511 Sq Ft Lot
  • Property fronts a private road
  • Secluded Lot

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Single Family Detached Home
  • Manufactured Home

Interior Spaces

  • 660 Sq Ft Home
  • 1-Story Property
  • Crawl Space
  • Electric Range
  • Laundry on main level

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • Detached Carport Space
  • Off-Street Parking

Outdoor Features

  • Water Access
  • Deck

Schools

  • Moneta Elementary School
  • Staunton River Middle School
  • Staunton River High School

Utilities

  • Heat Pump System

Listing and Financial Details

  • Tax Lot 8

Community Details

Overview

  • Mike Anderson Association
  • Whisperwood Cove Subdivision

Recreation

  • Boat Ramp
  • Community Boat Dock

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$243

Year Built

Built in 1984

Lot Details

0.93 Acres

HOA Fees

$15 per month

Listing Details

  • Heating System: Heat Pump Electric
  • Type: Residential
  • Property Subtype 1: Manufactured Home
  • Has Basement: Crawl Space
  • Major Appliances: Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 660.00
  • LaundryLaundryEntryLevel: 1
  • Major Area: 06 - Bedford County
  • NumberPrimCovSpaces: 3.00
  • Phone Email: mike24013@yahoo.com
  • P O A Condo Contact Name: Mike Anderson
  • POACondoDues: 175.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Carport Detached
  • Residential Type: Detached
  • Style Of House: 1 Story
  • Total Above Grd Fin S Q F T: 660
  • TotalBdrm: 2
  • TotalBths: 1.00
  • TotalCovdPrkSpc: 3.00
  • TotalFBaths: 1
  • Total Finished Sq Ft: 660.00
  • Uncovered Parking: Off Street Parking
  • WaterAccOnlyAAccessOnOffSite: Off Site
  • WaterAccOnlyADistanceToOffSite: .5 mi
  • Water Acc Only A Location Of Off Site Water Access: Whisperway Rd
  • WaterAccOnlyB: Community Boat Ramp, Community Dock
  • Water Class: Water Access Only
  • WaterDetails: Short Term Rental
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: MobileManufactured
  • Stories: 1

Interior Features

  • Basement YN: No

Exterior Features

  • Porch: Covered Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well

Association/Amenities

  • Misc Features: Manufac Home Allowed, Private Road

Lot Info

  • Lot Description: Gentle Sloping, Secluded
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.93
  • Lot: 8
  • ZoningCode: R-2

Green Features

  • Water Features: Cove

Building Info

  • Year Built: 1984

Tax Info

  • Taxes (6 mo): 243.00

MLS Schools

  • Elementary School: Moneta
  • HighSchool: Staunton River
  • Middle School: Staunton River

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $544 $132,700 $30,000 $102,700
2025 $544 $132,700 $30,000 $102,700
2024 $544 $132,700 $30,000 $102,700
2023 $544 $66,350 $0 $0
2022 $505 $50,500 $0 $0
2021 $505 $101,000 $30,000 $71,000
2020 $505 $101,000 $30,000 $71,000
2019 $505 $101,000 $30,000 $71,000
2018 $478 $91,900 $30,000 $61,900
2017 $478 $91,900 $30,000 $61,900
2016 $478 $91,900 $30,000 $61,900
2015 $478 $91,900 $30,000 $61,900
2014 $521 $100,100 $30,000 $70,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/10/2026 08/10/26 For Sale $145,000 0.0% $220 / Sq Ft
07/31/2026 07/31/26 Off Market $145,000 -- --
06/12/2026 06/12/26 Price Changed $145,000 -0.7% $220 / Sq Ft
05/23/2026 05/23/26 Price Changed $146,000 -1.0% $221 / Sq Ft
05/05/2026 05/05/26 Price Changed $147,500 -0.7% $223 / Sq Ft
04/18/2026 04/18/26 Price Changed $148,500 -0.7% $225 / Sq Ft
04/09/2026 04/09/26 For Sale $149,500 +29.5% $227 / Sq Ft
06/05/2023 06/05/23 Sold $115,400 +4.9% -- View Prior Sale
04/12/2023 04/12/23 Pending -- -- --
04/12/2023 04/12/23 For Sale $110,000 0.0% --
03/03/2023 03/03/23 Pending -- -- --
02/16/2023 02/16/23 For Sale $110,000 -- --
Source: Roanoke Valley Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Gift Deed -- Ctc
Gift Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $19,000 Credit Line Revolving
Source: Public Records

Source: Roanoke Valley Association of REALTORS®

MLS Number: 925774

Roanoke Valley Association of REALTORS®

APN: 232A1-5-42

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