$990,000
OPEN SUN 2PM - 4PM $10K PRICE DROP

Estimated payment $6,394/month

Total Views 8,465
4 Beds
3.5 Baths
3,796 Sq Ft
$261 Price per Sq Ft

Highlights

  • Water Views
  • Boat Slip
  • Clubhouse
  • Access To Lake
  • Open Floorplan
  • Deck

About This Home

Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

Listing Agent

Margaret Tavares

Berkshire Hathaway HomeServices Carolinas Realty Brokerage Email: margaret.tavares@bhhscarolinas.com License #266236 Listed on: 07/16/2026

Berkshire Hathaway HomeServices Carolinas Realty

Open House Schedule

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • 38,768 Sq Ft Lot
  • Back Yard Fenced
  • Corner Lot
  • Irrigation
  • Wooded Lot
  • Property is zoned R1H

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Central Vacuum
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Screens
  • Pocket Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Water Views
  • Crawl Space
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Breakfast Bar
  • Built-In Self-Cleaning Oven
  • Electric Oven
  • Gas Cooktop
  • Down Draft Cooktop
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Access To Lake
  • Boat Slip
  • Deck
  • Enclosed Patio or Porch

Schools

  • Pinewood Gaston Elementary School
  • Stanley Middle School
  • East Gaston High School

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 174994

Community Details

Overview

  • Cedar Management Group Association, Phone Number (877) 252-3327
  • Built by Custom
  • Stonewater Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Sport Court
  • Indoor Game Court
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Trails

Security

  • Card or Code Access

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0.89 Acres

HOA Fees

$224 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Restrictions: Architectural Review
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 260.80
  • Geocode Confidence: High
  • Attribution Contact: margaret.tavares@bhhscarolinas.com
  • Special Features: 4097

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2242
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1554
  • Appliances: Dishwasher, Disposal, Down Draft, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
  • Above Grade Finished Sq Ft: 3796
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Pocket Doors, Screen Door(s)
  • Fireplace Features: Gas, Great Room
  • Living Area: 3796
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard, Partial
  • Pool Private: No
  • View: Water
  • Waterfront Features: Beach - Public, Boat Slip – Community, Boat Slip (Deed)
  • Construction Type: Brick Full
  • Patio And Porch Features: Covered, Deck, Enclosed, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry

Utilities

  • Heating: Central, Ductless, Forced Air, Natural Gas, Zoned
  • Sewer: Public Sewer, Sewage Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup
  • Security: Security System
  • Cooling: Ceiling Fan(s), Central Air, Ductless, Electric, Zoned
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Game Court, Lake Access, Outdoor Pool, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails
  • Association Fee: 1327.5
  • Association Fee Frequency: Annually
  • Association #2 Fee: 1352
  • Association #2 Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association: Cedar Management Group
  • Association Name: Cedar Management Group
  • Association Phone #2: 877-252-3327
  • Phone: 877-252-3327
  • Association: Yes
  • Association Email: support@mycmg.com

Association/Amenities

  • Association Annual Expense: 2679.50
  • Association Email 2: support@mycmg.com

Schools

  • Middle Or Junior School: Stanley
  • HOA Subject To: Required

Lot Info

  • Lot Features: Corner Lot, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 174994
  • Zoning: R1H
  • Development Status: Completed
  • Lot Size Acres: 0.89
  • Additional Parcels: No
  • Zoning Specification: R1H

Building Info

  • Builder Name: Custom

MLS Schools

  • Elementary School: Pinewood Gaston
  • High School: East Gaston

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,484 $845,030 $135,000 $710,030
2025 $8,484 $845,030 $135,000 $710,030
2024 $8,484 $845,030 $135,000 $710,030
2023 $8,577 $845,030 $135,000 $710,030
2022 $7,287 $562,720 $123,000 $439,720
2021 $7,400 $562,720 $123,000 $439,720
2019 $7,281 $549,530 $123,000 $426,530
2018 $6,847 $489,050 $90,000 $399,050
2017 $6,847 $489,050 $90,000 $399,050
2016 $4,255 $489,050 $0 $0
2014 $5,161 $593,193 $112,500 $480,693
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/24/2026 08/24/26 Price Changed $990,000 -1.0% $261 / Sq Ft
07/16/2026 07/16/26 For Sale $1,000,000 +10.5% $263 / Sq Ft
09/05/2024 09/05/24 Sold $905,000 -1.6% $235 / Sq Ft View Prior Sale
07/23/2024 07/23/24 Pending -- -- --
07/08/2024 07/08/24 Price Changed $920,000 -7.8% $239 / Sq Ft
06/14/2024 06/14/24 Price Changed $998,000 -2.6% $259 / Sq Ft
06/06/2024 06/06/24 For Sale $1,025,000 -- $266 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $905,000 None Listed On Document
Warranty Deed $523,500 --
Warranty Deed $81,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $405,000 New Conventional
Previous Owner $323,720 Construction
Previous Owner $332,500 New Conventional
Previous Owner $3,465,000 New Conventional
Previous Owner $375,300 New Conventional
Previous Owner $124,000 Credit Line Revolving
Previous Owner $62,000 Credit Line Revolving
Previous Owner $440,000 Fannie Mae Freddie Mac
Previous Owner $418,450 Purchase Money Mortgage
Previous Owner $386,250 Construction
Source: Public Records

Source: Canopy MLS

MLS Number: 4402234

Canopy MLS

APN: 174994

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