109 Whiterock Dr Mount Holly, NC 28120
Mount Holly AreaEstimated payment $6,394/month
Highlights
- Water Views
- Boat Slip
- Clubhouse
- Access To Lake
- Open Floorplan
- Deck
About This Home
Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (no carpet), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
Listing Agent
Berkshire Hathaway HomeServices Carolinas Realty Brokerage Email: margaret.tavares@bhhscarolinas.com License #266236 Listed on: 07/16/2026
Open House Schedule
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Sunday, September 13, 20262:00 to 4:00 pm9/13/2026 2:00:00 PM +00:009/13/2026 4:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 38,768 Sq Ft Lot
- Back Yard Fenced
- Corner Lot
- Irrigation
- Wooded Lot
- Property is zoned R1H
HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Architectural Shingle Roof
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Central Vacuum
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Window Screens
- Pocket Doors
- Entrance Foyer
- Great Room with Fireplace
- Water Views
- Crawl Space
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Breakfast Bar
- Built-In Self-Cleaning Oven
- Electric Oven
- Gas Cooktop
- Down Draft Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Whirlpool Bathtub
Laundry
- Laundry Room
- Laundry on main level
- Sink Near Laundry
- Washer and Electric Dryer Hookup
Outdoor Features
- Access To Lake
- Boat Slip
- Deck
- Enclosed Patio or Porch
Schools
- Pinewood Gaston Elementary School
- Stanley Middle School
- East Gaston High School
Utilities
- Ductless Heating Or Cooling System
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 174994
Community Details
Overview
- Cedar Management Group Association, Phone Number (877) 252-3327
- Built by Custom
- Stonewater Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Tennis Courts
- Sport Court
- Indoor Game Court
- Recreation Facilities
- Community Playground
- Community Pool
- Trails
Security
- Card or Code Access
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $8,484 | $845,030 | $135,000 | $710,030 |
| 2025 | $8,484 | $845,030 | $135,000 | $710,030 |
| 2024 | $8,484 | $845,030 | $135,000 | $710,030 |
| 2023 | $8,577 | $845,030 | $135,000 | $710,030 |
| 2022 | $7,287 | $562,720 | $123,000 | $439,720 |
| 2021 | $7,400 | $562,720 | $123,000 | $439,720 |
| 2019 | $7,281 | $549,530 | $123,000 | $426,530 |
| 2018 | $6,847 | $489,050 | $90,000 | $399,050 |
| 2017 | $6,847 | $489,050 | $90,000 | $399,050 |
| 2016 | $4,255 | $489,050 | $0 | $0 |
| 2014 | $5,161 | $593,193 | $112,500 | $480,693 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/24/2026 08/24/26 | Price Changed | $990,000 | -1.0% | $261 / Sq Ft | |
| 07/16/2026 07/16/26 | For Sale | $1,000,000 | +10.5% | $263 / Sq Ft | |
| 09/05/2024 09/05/24 | Sold | $905,000 | -1.6% | $235 / Sq Ft | View Prior Sale |
| 07/23/2024 07/23/24 | Pending | -- | -- | -- | |
| 07/08/2024 07/08/24 | Price Changed | $920,000 | -7.8% | $239 / Sq Ft | |
| 06/14/2024 06/14/24 | Price Changed | $998,000 | -2.6% | $259 / Sq Ft | |
| 06/06/2024 06/06/24 | For Sale | $1,025,000 | -- | $266 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $905,000 | None Listed On Document | |
| Warranty Deed | $523,500 | -- | |
| Warranty Deed | $81,500 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $405,000 | New Conventional | |
| Previous Owner | $323,720 | Construction | |
| Previous Owner | $332,500 | New Conventional | |
| Previous Owner | $3,465,000 | New Conventional | |
| Previous Owner | $375,300 | New Conventional | |
| Previous Owner | $124,000 | Credit Line Revolving | |
| Previous Owner | $62,000 | Credit Line Revolving | |
| Previous Owner | $440,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $418,450 | Purchase Money Mortgage | |
| Previous Owner | $386,250 | Construction |
Source: Canopy MLS
MLS Number: 4402234
APN: 174994
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Ask me questions while you tour the home.