Seller's Agent in 2025
Gia Smith
Romeo Team Realty
(518) 410-4017
106 Total Sales
1093 Gerling St Schenectady, NY 12308
3
Beds
1.5
Baths
1,456
Sq Ft
5,227
Sq Ft Lot
Highlights
- Above Ground Pool
- Deck
- No HOA
- View of Trees or Woods
- Raised Ranch Architecture
- 1-minute walk to Steinmetz Park
About This Home
As of June 2025Open house Sunday 4/6 12-2PM! Well-maintained 3-bed (possible 4th bedroom), 1.5-bath raised ranch with an above-ground pool! The main level features laminate flooring throughout the bright living room, kitchen with dining area, and three bedrooms, each with custom closet systems. Enjoy the inviting three-season room overlooking a private, fenced backyard with an above-ground pool—perfect for relaxing or entertaining. The lower level offers a carpeted finished space, ideal for a media room, playroom, or guest suite, complete with an attached half bath and laundry room. Conveniently located near downtown Schenectady and Union College. Two-car garage and plenty of off street parking. Ready for your personal touch!
Last Agent to Sell the Property
Romeo Team Realty License #10301223655 Listed on: 04/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,708
Year Built
- Built in 1990
Lot Details
- 5,227 Sq Ft Lot
- Back Yard Fenced
- Landscaped
- Level Lot
- Cleared Lot
- Property is zoned Single Residence
Parking
- 2 Car Attached Garage
- Driveway
- Off-Street Parking
Home Design
- Raised Ranch Architecture
- Slab Foundation
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,456 Sq Ft Home
- Paddle Fans
- Blinds
- Sliding Doors
- Family Room
- Living Room
- Views of Woods
- Finished Basement
- Laundry in Basement
Kitchen
- Eat-In Kitchen
- Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- Ceramic Tile in Bathrooms
Laundry
- Laundry Room
- Washer and Dryer
Outdoor Features
- Above Ground Pool
- Deck
- Exterior Lighting
- Shed
- Rear Porch
Schools
- Schenectady High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 16.1 / 3
- Assessor Parcel Number 421500 39.36-3-16.1
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2025
Closed on
Jun 2, 2025
Sold by
Purdie Cynthia A
Bought by
Arriaga Luis
Seller's Agent
Gia Smith
Romeo Team Realty
Buyer's Agent
Jeury Lugo
KW Platform
List Price
$260,000
Sold Price
$257,000
Premium/Discount to List
-$3,000
-1.15%
Views
111
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,654
Avg. Annual Appreciation
16.45%
Original Mortgage
$252,345
Outstanding Balance
$251,703
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
$18,951
Purchase Details
Listed on
Aug 30, 2016
Closed on
Dec 30, 2016
Sold by
Aguirre Heather M
Bought by
Purdie Cynthia A
Seller's Agent
Natalie Amsler
Howard Hanna
Buyer's Agent
Cheryl McCarthy
C MAC Realty Group, Inc.
List Price
$139,900
Sold Price
$130,000
Premium/Discount to List
-$9,900
-7.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.42%
Original Mortgage
$134,263
Interest Rate
4.03%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 26, 2007
Sold by
Fusco Micahel
Bought by
Aguire Heaether M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,200
Interest Rate
6.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 25, 2005
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $257,000 | Catic Title | |
| Warranty Deed | $257,000 | Catic Title | |
| Warranty Deed | $137,000 | None Available | |
| Deed | $144,200 | Arthur A Pasquariello | |
| Deed | $17,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $252,345 | FHA | |
| Closed | $252,345 | FHA | |
| Previous Owner | $134,263 | FHA | |
| Previous Owner | $144,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/02/2025 06/02/25 | Sold | $257,000 | -1.2% | $177 / Sq Ft | |
| 04/08/2025 04/08/25 | Pending | -- | -- | -- | |
| 04/01/2025 04/01/25 | For Sale | $260,000 | +100.0% | $179 / Sq Ft | |
| 12/30/2016 12/30/16 | Sold | $130,000 | -7.1% | $89 / Sq Ft | View Prior Sale |
| 09/27/2016 09/27/16 | Pending | -- | -- | -- | |
| 08/30/2016 08/30/16 | For Sale | $139,900 | 0.0% | $96 / Sq Ft | |
| 08/18/2016 08/18/16 | Pending | -- | -- | -- | |
| 07/22/2016 07/22/16 | For Sale | $139,900 | -- | $96 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,551 | $137,100 | $20,600 | $116,500 |
| 2023 | $6,551 | $137,100 | $20,600 | $116,500 |
| 2022 | $6,531 | $137,100 | $20,600 | $116,500 |
| 2021 | $6,495 | $137,100 | $20,600 | $116,500 |
| 2020 | $6,404 | $137,100 | $20,600 | $116,500 |
| 2019 | $3,563 | $137,100 | $20,600 | $116,500 |
| 2018 | $6,472 | $137,100 | $20,600 | $116,500 |
| 2017 | $5,487 | $137,100 | $20,600 | $116,500 |
| 2016 | $5,978 | $137,100 | $20,600 | $116,500 |
| 2015 | -- | $137,100 | $20,600 | $116,500 |
| 2014 | -- | $137,100 | $20,600 | $116,500 |
Source: Public Records
Agents Affiliated with this Home
-
Gia Smith
-
Jeury Lugo
Buyer's Agent in 2025
Jeury Lugo
KW Platform
(518) 335-1032
93 Total Sales
-
N
Seller's Agent in 2016
Natalie Amsler
Howard Hanna
-
C
Buyer's Agent in 2016
Cheryl McCarthy
C MAC Realty Group, Inc.
Map
Source: Global MLS
MLS Number: 202514439
APN: 039-036-0003-016-001-0000
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