$365,000

1095 Howard St Otsego, MI 49078

Otsego Area

Estimated payment $2,290/month

Total Views 392
4 Beds
2 Baths
2,256 Sq Ft
$162 Price per Sq Ft

Highlights

  • Deck
  • Covered Patio or Porch
  • Eat-In Kitchen
  • No HOA
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss! Additional updates include: H&S Sump Pump Motor w/sealed basin lid, correct well room, new outlets throughout, upgraded toilets, and more. Mechanically this home has been completely updated!

Listing Agent

Katelyn Steele

Jaqua, REALTORS License #6501411609 Listed on: 07/18/2026

Jaqua, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,613

Year Built

  • Built in 1973

Lot Details

  • 16,858 Sq Ft Lot
  • Lot Dimensions are 99x170
  • Fenced

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,256 Sq Ft Home
  • 1-Story Property
  • Family Room with Fireplace
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Well
  • Natural Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,613

Year Built

Built in 1973

Lot Details

0.39 Acres

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1973
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Manufactured:Manufactured YN: No
  • General Property Info: Association YN: No
  • Driveway:Driveway: Concrete
  • Landscape:Landscape: Garden Area
  • Sewer:Sewer: Septic Tank
  • Water Heater:Water Heater: Natural Gas
  • Fireplace:Fireplace: Family Room
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDM2OTkxIiwiU3RhbmRhcmRTdGF0dXMiOiJBY3RpdmUiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA3LTIwVDE4OjIyOjA1LjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.IB_SIVMEhCA2Yq3_kuh-Am4MAFSWZwvBC3S1zujYW84/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Oven, Dishwasher, Dryer, Washer, Range
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Walk-Out Access
  • LivingArea: 2256.0
  • Kitchen Features:Kitchen Features: Eating Area

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • Exclusions: Stove, large fridge, Deep Freezer in basement.
  • Fencing: Fenced
  • List Price: 365000.0
  • Patio and Porch Features: Deck, Covered
  • Waterfront: No
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Concrete, Attached

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Bathroom, Main Level
  • Utilities: Cable Connected, Natural Gas Connected
  • Water Source: Well
  • Heat Source:Heat Source: Natural Gas
  • Heat Type:Heat Type: Forced Air
  • Utilities Attached:Utilities Attached: Cable Connected, Natural Gas Connected

Lot Info

  • Lot Size Acres: 0.387
  • Lot Size Area: 0.39
  • Lot Dimensions: 99x170
  • Lot Size Sq Ft: 16858.0

Tax Info

  • Tax Annual Amount: 3613.13
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,613 $117,400 $8,200 $109,200
2025 $3,516 $105,800 $8,200 $97,600
2024 $2,314 $102,300 $7,000 $95,300
2023 $2,355 $87,200 $7,000 $80,200
2022 $2,314 $80,500 $6,700 $73,800
2021 $2,186 $75,900 $6,200 $69,700
2020 $2,158 $68,800 $6,200 $62,600
2019 $1,735 $70,700 $6,200 $64,500
2018 $1,703 $68,100 $6,200 $61,900
2017 $0 $66,500 $5,300 $61,200
2016 $0 $59,400 $3,700 $55,700
2015 -- $59,400 $3,700 $55,700
2014 $1,878 $57,300 $5,000 $52,300
2013 $1,878 $51,200 $5,800 $45,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2026 07/18/26 For Sale $365,000 +37.7% $162 / Sq Ft
04/14/2023 04/14/23 Sold $265,000 +6.4% $117 / Sq Ft View Prior Sale
03/11/2023 03/11/23 Pending -- -- --
03/10/2023 03/10/23 For Sale $249,000 +83.1% $110 / Sq Ft
03/28/2019 03/28/19 Sold $136,000 -6.1% $68 / Sq Ft View Prior Sale
01/07/2019 01/07/19 Pending -- -- --
11/30/2018 11/30/18 For Sale $144,900 -- $72 / Sq Ft
Source: MichRIC

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $265,000 Chicago Title
Warranty Deed $136,000 Chicago Title
Special Warranty Deed $135,000 --
Quit Claim Deed -- --
Sheriffs Deed $107,442 --
Deed $109,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $212,000 New Conventional
Previous Owner $147,000 New Conventional
Previous Owner $129,200 New Conventional
Previous Owner $137,471 FHA
Previous Owner $145,900 FHA
Previous Owner $143,744 FHA
Previous Owner $135,000 Purchase Money Mortgage
Source: Public Records

Source: MichRIC

MLS Number: 26036991

MichRIC

APN: 17-461-050-00

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