D
Seller's Agent in 2026
David Dew
IsaBell K. Horsley Real Estate
1095 Laurel Point Rd Lancaster, VA 22503
4
Beds
3
Baths
2,435
Sq Ft
1.7
Acres Lot
Highlights
- Community Boat Dock
- Water Access
- Cedar Trees
- Home fronts navigable water
- Boat Ramp
- Deck
About This Home
As of April 2026Located in a charming waterfront community just outside of Kilmarnock, this beautifully renovated home offers the perfect blend of comfort, convenience, and coastal lifestyle. Residents enjoy wonderful neighborhood amenities, including a boat ramp on the Corrotoman River, trash pickup, a commons area, and the opportunity to rent a boat slip. The peaceful setting is ideal for walking, biking, and soaking in the natural beauty, while still being less than 10 minutes from Kilmarnock’s shops, dining, and everyday conveniences. Inside, the home has been thoughtfully updated with modern features, including an open floor plan, soaring ceilings, new appliances, fresh interior and exterior paint, tile flooring, and numerous additional upgrades. The spacious living room is highlighted by a dramatic brick wall with a cozy wood-burning fireplace. Offering true one-level living, the home includes four bedrooms, two of which are ensuite. Outside, a detached garage with workshop and lean-to provides excellent storage and hobby space, while the partly fenced yard and attractive landscaping create a welcoming outdoor retreat. Just imagine starting your mornings with coffee on the deck, overlooking the peaceful backyard, and enjoying the quiet charm of this special waterfront community. *See Featured Sheet*
Last Agent to Sell the Property
David Dew
IsaBell K. Horsley Real Estate License #0225069398 Listed on: 02/13/2026
Co-Listed By
Kathleen Dew
IsaBell K. Horsley Real Estate License #0225078297
Last Buyer's Agent
Amber Walker
Bragg & Company
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,118
Year Built
- Built in 1984
Lot Details
- 1.7 Acre Lot
- Home fronts navigable water
- Partially Fenced Property
- Landscaped
- Cedar Trees
- Zoning described as R1
HOA Fees
- $103 Monthly HOA Fees
Parking
- 2 Car Detached Garage
Home Design
- Fire Rated Drywall
- Frame Construction
- Shingle Roof
- Composition Roof
Interior Spaces
- 2,435 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Sliding Doors
- Formal Dining Room
- Unfinished Basement
- Crawl Space
Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Water Access
- Boat Ramp
- Deck
- Shed
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 1.70 Acres
Community Details
Overview
- Association fees include common areas
- Laurel Point Subdivision
Amenities
- Common Area
Recreation
- Community Boat Dock
- Community Boat Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 13, 2026
Closed on
Mar 24, 2026
Sold by
Ashburn Aaron
Bought by
Rowland James and Rowland Taryn B
Seller's Agent
David Dew
IsaBell K. Horsley Real Estate
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$450,000
Sold Price
$440,000
Premium/Discount to List
-$10,000
-2.22%
Views
68
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.52%
Original Mortgage
$414,200
Outstanding Balance
$413,786
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$35,413
Purchase Details
Closed on
Jul 25, 2014
Sold by
Mccarthy R E
Bought by
Ashburn Aaron J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,500
Interest Rate
4.18%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $440,000 | Lawyers Title | |
| Warranty Deed | $210,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $414,200 | New Conventional | |
| Previous Owner | $107,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/10/2026 04/10/26 | Sold | $440,000 | -2.2% | $181 / Sq Ft |
| 02/22/2026 02/22/26 | Pending | -- | -- | -- |
| 02/20/2026 02/20/26 | For Sale | $450,000 | -- | $185 / Sq Ft |
Source: Chesapeake Bay & Rivers Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,118 | $385,000 | $24,200 | $360,800 |
| 2024 | $2,118 | $385,000 | $24,200 | $360,800 |
| 2023 | $1,485 | $235,700 | $42,500 | $193,200 |
| 2022 | $1,485 | $235,700 | $42,500 | $193,200 |
| 2021 | $1,485 | $235,700 | $42,500 | $193,200 |
| 2020 | $1,485 | $235,700 | $42,500 | $193,200 |
| 2019 | $1,485 | $235,700 | $42,500 | $193,200 |
| 2018 | $1,240 | $210,200 | $50,300 | $159,900 |
| 2017 | $1,240 | $210,200 | $50,300 | $159,900 |
| 2016 | -- | $210,200 | $50,300 | $159,900 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
K
Seller Co-Listing Agent in 2026
Kathleen Dew
IsaBell K. Horsley Real Estate
-
A
Buyer's Agent in 2026
Amber Walker
Bragg & Company
Map
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 202600084
APN: 22A-1-44
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