$795,000
$34K PRICE DROP

10995 Arcaro Ln Union, KY 41091

Union Area

Estimated payment $5,010/month

Total Views 2,169
3 Beds
4 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Gourmet Kitchen
  • View of Trees or Woods
  • Open Floorplan
  • New Haven Elementary School Rated A
  • 0.8 Acre Lot
  • Deck

About This Home

New Price! Is a Custom Ranch Home just What You Have Been Looking For? ...Located in the Triple Crown Country Club in the Citation Point Neighborhood sits an Entertainers Dream Home! True Custom 3 Bedroom, 4 Bath Home featuring a Main-level Primary Suite, 1st-floor Study, First Floor Laundry Room, Formal Dining Room, Gourmet Kitchen w/ built-in Breakfast Seating with storage, Vibrant Sunroom, & 3-Car Garage. First Floor Living Room features a Custom Built Gas Fireplace & Double French doors leading to an expansive deck. The Family Room/Recreation Room in the Lower Level features a Stone Gas Fireplace, and Sconce Lighting. The Recreation Area has a Wet Bar and Counter Bar with Stools. The 2 Lower Level Bedrooms conveniently share a Jack & Jill bath with Double Vanity and Walk in Closets in each. The Family Room has its own Half Bath, & huge storage area. Resort-style Outdoor Living with Brick Patios, Built-in Gas Grill, Outdoor Gas Fireplace, Beautiful Water Feature, L Beautiful Mature Trees and Landscaping, Limestone Creek Bed, & approx 8/10 Acre Level Yard. Sprinklers front and rear create low maintenance for the extensive Lawn and Landscaping. Thinking about adding a pool? This yard has the space! Roof (3 yrs), HVAC (~4 yrs).. Take a look at the Aerial View of the Lot, property goes well beyond the fenceline and straight back. What's not to love?

Listing Agent

Lisa Lay

Keller Williams Realty Service License #197295 Listed on: 08/13/2026

Keller Williams Realty Service

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 19,151 Sq Ft Lot
  • Property fronts a county road
  • Split Rail Fence
  • Level Lot
  • Front and Back Yard Sprinklers
  • Partially Wooded Lot
  • Private Yard
  • 064.18-07-021.01
  • Land Lease

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • Open Floorplan
  • Wet Bar
  • Sound System
  • Built-In Features
  • Bookcases
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace Features Blower Fan
  • Stone Fireplace
  • Gas Fireplace
  • Insulated Windows
  • Transom Windows
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Library
  • Recreation Room
  • Solarium
  • Storage
  • Utility Room
  • Views of Woods
  • Smart Thermostat

Kitchen

  • Gourmet Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Solid Surface Countertops
  • Utility Sink
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Bathtub
  • Shower
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Outdoor Features

  • Creek On Lot
  • Deck
  • Patio
  • Water Fountains
  • Exterior Lighting
  • Outdoor Grill

Schools

  • Shirley Mann Elementary School
  • Gray Middle School
  • Ryle High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include association fees
  • Towne Properties Association, Phone Number (859) 291-5858
  • Triple Crown Country Club Subdivision

Security

  • On-Site Manager or Management

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0.44 Acres

HOA Fees

$42 per month

Parking

3

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.73
  • Year Built: 2004
  • Lot Size: Irregular Double Lot
  • Road Frontage Type: County Road
  • Ownership: Consumer
  • MLS Status: Active
  • Standard Status: Active
  • Subdivision Name: Triple Crown Country Club
  • Directions: Triple Crown Boulevard to Left on Whirlaway to Left on Arcaro to 10995 Arcaro Lane.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Gas Company: Duke Energy
  • Water Company: Boone County Water Distri
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: .5 to .9 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Multi Panel Doors, High Ceilings, Crown Molding, Butler's Pantry, Built-in Features, Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Smart Thermostat, Sound System, Storage, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, See Remarks
  • Basement: Full, Fireplace(s), Walk-Out Access, Full Finished Bath, Finished, See Remarks, Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Gas Range, Stainless Steel Appliance(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors, Levered or Graspable Door Handles
  • Fireplace Features: Blower Fan, Gas, Stone, See Remarks
  • Fireplaces: 2
  • Fireplace: Yes
  • Window Features: Insulated Windows

Exterior Features

  • View: Trees/Woods
  • Fencing: Split Rail, See Remarks, Fenced
  • Roof: Shingle
  • Lot Features: Level, Sprinklers In Front, Sprinklers In Rear, Creek, See Remarks
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Lighting, Fountain, Outdoor Grill, See Remarks, Private Yard
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage Faces Side, Garage Door Opener

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Laundry Room
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Amenities: Management
  • Association Fee: 500.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 8592915858
  • Association Information:Total Yearly Fees: 500.0

Fee Information

  • Association Fee Includes: Association Fees, See Remarks

Schools

  • Elementary School: Shirley Mann School
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Gray Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 19151.0
  • Additional Parcels Description: 064.18-07-021.01
  • Zoning Description: Residential

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,351 $521,200 $110,000 $411,200
2024 $5,024 $496,900 $100,000 $396,900
2023 $5,127 $496,900 $100,000 $396,900
2022 $5,124 $496,900 $100,000 $396,900
2021 $3,894 $380,000 $65,000 $315,000
2020 $3,900 $380,000 $65,000 $315,000
2019 $3,946 $380,000 $65,000 $315,000
2018 $3,982 $380,000 $65,000 $315,000
2017 $3,907 $380,000 $65,000 $315,000
2015 $3,867 $380,000 $65,000 $315,000
2013 -- $380,000 $65,000 $315,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/11/2026 09/11/26 Price Changed $795,000 -4.1% --
08/13/2026 08/13/26 For Sale $829,000 -- --
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $24,500 None Available
Warranty Deed $380,000 None Available
Deed $415,000 Kentucky Lannd Title Agency
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $60,000 New Conventional
Previous Owner $360,000 New Conventional
Previous Owner $342,000 New Conventional
Previous Owner $394,200 New Conventional
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 645677

Northern Kentucky Multiple Listing Service

APN: 064.18-07-021.00

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