$190,000
$9K PRICE DROP

11 Apache Ln Liberty, NY 12734

Estimated payment $1,312/month

Total Views 4,486
2 Beds
1 Bath
526 Sq Ft
$361 Price per Sq Ft

About This Home

Offered fully furnished at no additional cost, this is a true move-in-ready opportunity—just bring your bags and start enjoying the lifestyle from day one. Welcome to 11 Apache Lane, a two-bedroom, one-bathroom home set within the Indian Lake Community, a peaceful and close-knit setting centered around a private, spring-fed lake designed for simple, everyday enjoyment. Life at Indian Lake is about slowing down and leaning into what matters. Residents enjoy access to a four-acre lake perfect for paddle boating, swimming, and catch-and-release fishing, along with maintained common areas and year-round road service. Whether it’s mornings by the water, afternoons exploring, or evenings around the firepit, this community offers a lifestyle that feels like a getaway—yet works just as well for full-time living. And at a price point under $200,000, opportunities like this within a lake community are increasingly hard to find. The home itself has been thoughtfully updated and well cared for, with improvements including a newer roof, spray foam insulation, updated heating systems, a mini-split in the dining area, a new water heater, refreshed bathroom flooring, fresh interior paint, and recently stained decks. The interior offers a comfortable living room, an eat-in kitchen, and well-proportioned bedrooms, all laid out in a way that is both functional and inviting. Outdoor living is a standout feature. Enjoy a private backyard complete with a firepit, hammock, and outdoor shower—ideal after a day at the lake. A shed with electricity has been reimagined as a cozy stargazing retreat, offering a unique space to unwind and take in the night sky. Nearby, the Bailey Trail provides a scenic option for walking and enjoying nature, while The Old Homestead Restaurant in Monticello—just a short drive away—is known for its welcoming atmosphere and quality dining. The location also offers convenient access to Bethel Woods, Resorts World Casino, The Kartrite Indoor Waterpark, golf courses, and a wide range of year-round recreational options throughout the Catskills region. 11 Apache Lane offers a rare combination of value, condition, and lifestyle—fully furnished and ready to be enjoyed from the moment you arrive.

Listing Agent

Isaiah Lopez

Keller Williams Hudson Valley Brokerage Phone: 845-610-6065 License #10401313624 Listed on: 01/15/2026

Keller Williams Hudson Valley

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,647

Year Built

  • Built in 1960

Lot Details

  • 9,583 Sq Ft Lot

Home Design

  • Cottage
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 526 Sq Ft Home
  • Crawl Space

Kitchen

  • Electric Oven
  • Electric Range
  • Freezer

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • 2 Parking Spaces
  • Driveway

Schools

  • Liberty Elementary School
  • Liberty Middle School
  • Liberty High School

Utilities

  • Ductless Heating Or Cooling System
  • Cooling System Mounted To A Wall/Window
  • Heating Available
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3689-041-A-0004-004-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,647

Year Built

Built in 1960

Lot Details

9,583 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Architectural Style: Cottage
  • Property SubType: Single Family Residence
  • Year Built: 1960
  • Attribution Contact: 845-610-6065
  • Carport Y N: No
  • CurrentPrice: 190000.00
  • MlsMajorChangeType: Price Decrease
  • CurrentPrice_By_LivingArea: 361.21673
  • ListPrice_By_LivingArea: 361.21673
  • ListPrice_By_OriginalListPrice: 0.95477
  • ListPrice_By_LotSizeAcres: 863636.3636
  • LivingAreaSearchSqFt: 526.00
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Freezer, Refrigerator
  • Interior Amenities: Other
  • Full Bathrooms: 1
  • Basement: Crawl Space
  • Total Bedrooms: 2
  • Living Area: 526
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Pool Private: No
  • Waterfront: No

Garage/Parking

  • Total Parking Spaces: 2
  • Garage: No
  • Parking Description: Driveway

Utilities

  • Cooling: Ductless, Wall/Window Unit(s)
  • Heating: Hot Air, Other
  • Sewer: Public Sewer
  • Utilities: Trash Collection Private
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: Liberty Middle School

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Sq Ft: 9583
  • Parcel Number: 3689-041-A-0004-004-000
  • Property Attached: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 3647.44
  • Tax Year: 2025

MLS Schools

  • Elementary School: Liberty Elementary School
  • High School: Liberty High School
  • Middle School District: Liberty

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,647 $43,200 $11,700 $31,500
2023 $3,598 $43,200 $11,700 $31,500
2022 $3,605 $43,200 $11,700 $31,500
2021 $3,599 $43,200 $11,700 $31,500
2020 $3,904 $43,200 $11,700 $31,500
2019 $3,734 $43,200 $11,700 $31,500
2018 $3,734 $43,200 $11,700 $31,500
2017 $3,738 $43,200 $11,700 $31,500
2016 $3,756 $43,200 $11,700 $31,500
2015 -- $43,200 $11,700 $31,500
2014 -- $43,200 $11,700 $31,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/13/2026 04/13/26 Price Changed $190,000 -2.6% $361 / Sq Ft
04/06/2026 04/06/26 For Sale $195,000 0.0% $371 / Sq Ft
02/26/2026 02/26/26 Off Market $195,000 -- --
02/03/2026 02/03/26 Price Changed $195,000 -2.0% $371 / Sq Ft
01/15/2026 01/15/26 For Sale $199,000 +10.6% $378 / Sq Ft
12/04/2024 12/04/24 Sold $180,000 -7.7% $342 / Sq Ft View Prior Sale
10/28/2024 10/28/24 Pending -- -- --
09/09/2024 09/09/24 For Sale $195,000 +38.3% $371 / Sq Ft
07/08/2022 07/08/22 Sold $141,000 0.0% $268 / Sq Ft View Prior Sale
06/01/2022 06/01/22 Pending -- -- --
05/25/2022 05/25/22 Off Market $141,000 -- --
05/11/2022 05/11/22 For Sale $125,000 -- $238 / Sq Ft
Source: OneKey® MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $180,000 None Available
Warranty Deed $180,000 None Available
Deed $145,000 None Available
Deed $49,000 Robert C Iii Lander
Deed $49,000 Robert C Iii Lander
Deed $55,000 Frances S Clemente
Deed $55,000 Frances S Clemente
Deed $48,000 Kathy Muzuruk Pro Se
Deed $48,000 Kathy Muzuruk Pro Se
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $162,000 Purchase Money Mortgage
Closed $162,000 Purchase Money Mortgage
Previous Owner $40,500 Unknown
Source: Public Records

Source: OneKey® MLS

MLS Number: 947482

OneKey® MLS

APN: 3689-041-A-0004-004-000

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