NOT LISTED FOR SALE

Estimated Value: $382,426 - $438,000

4 Beds
2 Baths
2,050 Sq Ft
$199/Sq Ft Est. Value

Last Sold September 24, 2012

Last sale price $184,000 $90 Per Sq Ft

Est. 122% increase in value since last sale

Current estimated payment $2,418/month

160 Days on Market

Highlights

  • Newly Remodeled
  • Deck
  • Wood Flooring
  • Lake On Lot
  • Pond
  • Main Floor Primary Bedroom

About This Home

As of September 2012

Beautiful, New Construction in Lovely Ginger Lake Subdivision. This home is located on a professionally landscaped level lot. Home has mountain views and lake access, great for family gatherings and fishing. Spacious & Open Floor Plan. Kitchen has lots of beautiful custom cabinets, stainless appliances and granite countertops. Formal Dining Room opens to Great Room with Fireplace. Master on Main Level with Split Bedroom Plan. Bonus Room Upstairs which could be 4th bedroom. Gorgeous hardwood floors throughout home! Great home with lots of extras at a great price and It's Move In Ready!! USDA 100% Financing Eligible.

Last Agent to Sell the Property

Ava Rowan

Horizon Sotheby's International Realty License #288108 Listed on: 03/17/2012

Last Buyer's Agent

Lance Hatfield

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,115

Year Built

  • Built in 2010 | Newly Remodeled

Lot Details

  • Lot Dimensions are 89 x 115 x 125
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick or Stone Mason
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,050 Sq Ft Home
  • 1.5-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Great Room with Fireplace
  • Formal Dining Room
  • Game Room with Fireplace
  • Wood Flooring
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Whirlpool Bathtub
  • Separate Shower

Outdoor Features

  • Pond
  • Lake On Lot
  • Deck
  • Patio

Schools

  • Rock Spring Elementary School
  • Lafayette Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Radiant Ceiling
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Ginger Lakes Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0317 021B

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,115

Year Built

Built in 2010 | Newly Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 89 X 115 X 125
  • Subdivision Name: Ginger Lakes
  • Directions: From Chattanooga - South on Hwy 27 to Rock Spring, Right on Turnipseed Rd, Left on Old Lafayette Rd, Right on Goodson Dr, Right on Ginger Lake. Home on Left! From Lafayette - North on Hwy 27, Left at Light in Rock Spring, Bear Right on Old Lafayette Rd, Cross RR Tracks, Left on Straight Gut, Right on Goodson Circle, Left into Ginger Lakes.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2050.0
  • New Construction: Yes
  • Year Built: 2010
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0317 021B
  • Location Tax and Legal Elementary School: Rock Spring Elementary
  • Location Tax and Legal Middle Or Junior School2: LaFayette Middle
  • Location Tax and Legal High School: LaFayette High
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 89 X 115 X 125
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • Utilities Sewer Connected: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Roof:Shingle: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Interior Features Breakfast Nook: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Levels:One and One Half: Yes
  • Special Features: 4098

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Double Vanity, High Ceilings, Primary Downstairs, Separate Dining Room, Separate Shower, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Basement:None3: Yes
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Lake On Lot, Level, Pond On Lot, Split Possible
  • View: Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding, Other
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Lake On Lot: Yes
  • Lot Features:Pond On Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Ceiling, Central
  • Heating Yn: Yes
  • Utilities: Sewer Connected
  • Heating:Ceiling: Yes
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Rock Spring Elementary
  • High School: LaFayette High
  • Middle Or Junior School: LaFayette Middle

Lot Info

  • Parcel #: 0317 021B

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2012
Closed on
Sep 24, 2012
Sold by
Baker Summers Construction
Bought by
Tumblin Carl M and Tumblin Cindy
Seller's Agent
Ava Rowan
Horizon Sotheby's International Realty
Buyer's Agent
Lance Hatfield
Keller Williams Realty
List Price
$185,000
Sold Price
$184,000
Premium/Discount to List
-$1,000
-0.54%
Current Estimated Value
$408,607

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,607
Avg. Annual Appreciation
5.68%
Original Mortgage
$180,667
Outstanding Balance
$126,505
Interest Rate
3.37%
Mortgage Type
FHA
Estimated Equity
$250,976

Purchase Details

Closed on
Sep 25, 2006
Sold by
Not Provided
Bought by
Baker & Summers Construction
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tumblin Carl M $184,000 --
Baker & Summers Construction -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tumblin Carl M $180,667
Previous Owner Frazier Tracey L $225,834
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $184,000 -- --
09/24/2012 09/24/12 Sold $184,000 -0.5% $90 / Sq Ft
08/23/2012 08/23/12 Pending -- -- --
03/16/2012 03/16/12 For Sale $185,000 -- $90 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,115 $139,712 $14,000 $125,712
2023 $3,036 $133,160 $14,000 $119,160
2022 $2,904 $116,456 $14,000 $102,456
2021 $2,679 $96,476 $14,000 $82,476
2020 $2,267 $77,498 $14,000 $63,498
2019 $2,307 $77,498 $14,000 $63,498
2018 $2,051 $77,498 $14,000 $63,498
2017 $2,519 $77,498 $14,000 $63,498
2016 $2,026 $77,498 $14,000 $63,498
2015 $1,902 $68,014 $14,000 $54,014
2014 $1,716 $68,014 $14,000 $54,014
2013 -- $68,014 $14,000 $54,014
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1175707

Greater Chattanooga REALTORS®

APN: 0317-026