NOT LISTED FOR SALE

11 N Ferry St Schenectady, NY 12305

Downtown Schenectady Neighborhood

Estimated Value: $210,000 - $239,000

3 Beds
1.5 Baths
2,056 Sq Ft
$112/Sq Ft Est. Value

Sale Details

Date Sold: January 26, 2022

Last sale price $159,900 $78 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $1,719 / mo

112 Days on Market

Highlights

  • Living Room with Fireplace
  • Stone Countertops
  • Den
  • Wood Flooring
  • No HOA
  • 3-minute walk to Riverside Park

About This Home

As of January 2022

Built in circa 1790’s this beautiful colonial in the much sought after historic Stockade District features beautiful details reminiscent of a by-gone era. Exposed wood beams, hardwood floors, crown moldings and coffered wall staircase to name a few. The star of the home is the beautiful oversized-fireplace flanked with columns on both sides & architectural detailing. Second gas fireplace in the formal dining room has convenient wall thermostat. The updated kitchen boasts granite counters, stainless steel appliances, farmhouse sink and opens to the screened in porch. The large fully fenced backyard offers plenty of outdoor space for gardening or backyard barbecues. Agent is owner. Very Good Condition

Last Agent to Sell the Property

Christine Galvin

Doreen Ross Associates Listed on: 08/02/2021

Last Buyer's Agent

Deana Perlee

McCurdy Real Estate Group, Inc License #10301220108

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,954

Year Built

  • Built in 1792

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 37x98
  • Fenced
  • Level Lot

Home Design

  • Wood Siding
  • Asphalt
  • Plaster

Interior Spaces

  • Crown Molding
  • Gas Fireplace
  • Blinds
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Den
  • Partial Basement
  • Laundry on upper level

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Range Hood
  • Dishwasher
  • Stone Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Screened Patio
  • Exterior Lighting
  • Shed
  • Porch

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Hot Water Heating System
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 25 / 1
  • Assessor Parcel Number 421500 39.63-1-25

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,954

Year Built

Built in 1792

Lot Details

3,485 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1792
  • Directions: Union St to N Ferry
  • Above Grade Finished Sq Ft: 2056.0
  • Architectural Style: Colonial
  • Financial Details General Taxes: 2530.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2424.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.08
  • Lot Size: 37X98
  • New Construction: No
  • Sale Detail Seller Contribution: No
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Hardwood, Vinyl
  • Basement: Partial
  • Interior Amenities: Walk-In Closet(s), High Speed Internet, Crown Molding, Solid Surface Counters, Eat-in Kitchen
  • Appliances: Refrigerator, Dishwasher, Range Hood, Gas Oven, Gas Water Heater
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 2100.0
  • Fireplace Features: Gas, Living Room
  • Fireplaces: 2
  • Living Area: 2056.0
  • Bedroom Level: Second
  • Den Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds
  • Fireplace: Yes
  • Attic Features: Hatch
  • Dining Room Type: Formal Dining Room
  • Interior Features: Walk-In Closet(s), Stone Countertops, High Speed Internet, Crown Molding, Solid Surface Counters
  • Kitchen Features: Eat-in Kitchen

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Wood Siding, Plaster
  • Fencing: Fenced
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch, Screened
  • Waterfront: No

Garage/Parking

  • Property Detail:Parking YN: No

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: None
  • Heating: Natural Gas, Hot Water, Radiant
  • Laundry Features: Upper Level, Laundry Closet, W/D Connections
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level
  • Parcel #: 421500 39.63-1-25
  • Lot Size Sq Ft: 3484.8

Tax Info

  • Tax Annual Amount: 4954.0
  • Tax Block: 1
  • Tax Lot: 25

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 26, 2026
Sold by
Bought by
Current Estimated Value
$230,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Outstanding Balance
$163,840
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
$66,389

Purchase Details

Listed on
Aug 2, 2021
Closed on
Jan 20, 2022
Sold by
Bought by
Seller's Agent
Christine Galvin
Doreen Ross Associates
Buyer's Agent
Deana Perlee
McCurdy Real Estate Group, Inc
List Price
$174,900
Sold Price
$159,900
Premium/Discount to List
-$15,000
-8.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%
Original Mortgage
$136,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,250
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 6, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.52%

Purchase Details

Listed on
Apr 13, 2012
Closed on
Nov 7, 2012
Sold by
Bought by
Seller's Agent
Christine Galvin
Purdy Realty LLC
Buyer's Agent
Christine Galvin
Purdy Realty LLC
List Price
$106,000
Sold Price
$70,000
Premium/Discount to List
-$36,000
-33.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.16%
Original Mortgage
$66,500
Interest Rate
3.4%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$205,000 Stewart Title
$160,000 Pac Abstract
$160,000 Pac Abstract
$175,000 None Listed On Document
-- --
$70,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $164,000
Previous Owner $30,000
Previous Owner $136,000
Previous Owner $131,250
Previous Owner $50,000
Previous Owner --
Previous Owner $66,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/26/2022 01/26/22 Sold $159,900 0.0% $78 / Sq Ft
09/28/2021 09/28/21 Pending -- -- --
09/22/2021 09/22/21 Price Changed $159,900 -3.0% $78 / Sq Ft
09/19/2021 09/19/21 Price Changed $164,900 -2.9% $80 / Sq Ft
08/22/2021 08/22/21 Price Changed $169,900 -2.9% $83 / Sq Ft
08/02/2021 08/02/21 For Sale $174,900 0.0% $85 / Sq Ft
07/08/2021 07/08/21 Pending -- -- --
06/08/2021 06/08/21 For Sale $174,900 +149.9% $85 / Sq Ft
11/19/2012 11/19/12 Sold $70,000 -34.0% $34 / Sq Ft View Prior Sale
07/17/2012 07/17/12 Pending -- -- --
04/13/2012 04/13/12 For Sale $106,000 -- $52 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,696 $117,000 $17,550 $99,450
2024 $5,696 $117,000 $17,550 $99,450
2023 $56 $117,000 $17,550 $99,450
2022 $5,543 $117,000 $17,550 $99,450
2021 $4,075 $117,000 $17,550 $99,450
2020 $2,724 $117,000 $17,550 $99,450
2019 $1,743 $117,000 $17,550 $99,450
2018 $1,743 $117,000 $17,550 $99,450
2017 $4,803 $117,000 $17,550 $99,450
2016 $4,970 $117,000 $17,550 $99,450
2015 -- $117,000 $17,550 $99,450
2014 -- $117,000 $17,550 $99,450
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2022

    Christine Galvin

    Doreen Ross Associates

  • D

    Buyer's Agent in 2022

    Deana Perlee

    McCurdy Real Estate Group, Inc

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Map

Source: Global MLS

MLS Number: 202120463

Global MLS

APN: 039-063-0001-025-000-0000

New York Schenectady County Schenectady 12305 Downtown Schenectady

11 N Ferry St, Schenectady, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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Information is deemed reliable but not guaranteed.



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