NOT LISTED FOR SALE

11 Ruby Ln Cumberland, VA 23040

Estimated Value: $305,000 - $354,000

3 Beds
2 Baths
1,422 Sq Ft
$230/Sq Ft Est. Value

Last Sold September 30, 2022

Last sale price $240,000 $169 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $1,838/month

2 Days on Market

Highlights

  • 3.96 Acre Lot
  • Deck
  • Thermal Windows
  • Pine Trees
  • Corner Lot
  • Front Porch

About This Home

As of September 2022

Well maintained home on a 4 acre corner lot with plenty of mature hardwoods and soring pines. The home is set away from the road on a long private driveway with a nice sized front yard and fenced in back yard. As you enter this home you will find a beautiful dining room and sunken living room with newer laminate wood flooring. The large Eat-In Kitchen has plenty of storage and plenty of counter space. There is a center hall that leads to the 3 bedrooms and a full bath. The primary bedroom has a private bath. The back yard is perfect for BBQ's on the back deck and is fully fenced. HVAC replaced 2021. High Speed Broadband internet! Located 10 minutes from Cumberland courthouse, 15 minutes from Powhatan courthouse and 30 minutes from Westchester Commons Shopping.

Last Agent to Sell the Property

David Pollard

The Wilson Group License #0225200396 Listed on: 08/31/2022

Last Buyer's Agent

Hank Cosby

Hank Cosby Real Estate License #0225046601

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,223

Year Built

  • Built in 2000

Lot Details

  • 3.96 Acre Lot
  • Back Yard Fenced
  • Corner Lot
  • Level Lot
  • Pine Trees
  • Wooded Lot
  • Zoning described as A2

Home Design

  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,422 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Thermal Windows
  • Window Treatments
  • Dining Area
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Induction Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Shed
  • Front Porch

Schools

  • Cumberland Elementary And Middle School
  • Cumberland High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 044-3-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,223

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2000
  • Property Attached Yn: No
  • Lot Size Acres: 3.958
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Oven, Refrigerator, Smooth Cooktop, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Bath in Primary Bedroom, Main Level Primary, Window Treatments
  • Living Area: 1422.0
  • Stories: 1
  • Window Features: Thermal Windows, Window Treatments
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Back Yard, Fenced, Mixed
  • Lot Features: Corner Lot, Level, Wooded
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Block, Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Utilities

  • Heating: Electric, Forced Air, Heat Pump
  • Cooling: Electric, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Cumberland

Lot Info

  • Parcel Number: 044-3-1
  • Zoning Description: A2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 1223.0
  • Tax Lot: 1

MLS Schools

  • Elementary School: Cumberland
  • High School: Cumberland

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 31, 2022
Closed on
Sep 30, 2022
Sold by
Harper Kaitlyn
Bought by
Martin Christopher J
Seller's Agent
David Pollard
The Wilson Group
Buyer's Agent
Hank Cosby
Hank Cosby Real Estate
List Price
$240,000
Sold Price
$240,000
Views
15
Current Estimated Value
$327,173

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,173
Avg. Annual Appreciation
10.69%
Original Mortgage
$185,000
Outstanding Balance
$178,110
Interest Rate
6.11%
Mortgage Type
Construction
Estimated Equity
$149,063
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Martin Christopher J $240,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Martin Christopher J $185,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2022 09/30/22 Sold $240,000 0.0% $169 / Sq Ft
09/02/2022 09/02/22 Pending -- -- --
08/31/2022 08/31/22 For Sale $240,000 +72.0% $169 / Sq Ft
07/18/2014 07/18/14 Sold $139,500 0.0% $98 / Sq Ft View Prior Sale
06/16/2014 06/16/14 Pending -- -- --
06/02/2014 06/02/14 For Sale $139,500 -- $98 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,299 $216,580 $44,710 $171,870
2024 $1,299 $216,580 $44,710 $171,870
2023 $1,223 $163,030 $31,810 $131,220
2022 $1,223 $163,030 $31,810 $131,220
2021 $1,223 $163,030 $31,810 $131,220
2020 $1,255 $163,030 $31,810 $131,220
2019 $1,063 $136,300 $27,830 $108,470
2018 $1,063 $136,300 $27,830 $108,470
2017 $1,063 $136,300 $27,830 $108,470
2016 $1,063 $136,300 $27,830 $108,470
2015 -- $136,300 $27,830 $108,470
2014 -- $136,300 $27,830 $108,470
Source: Public Records

Agents Affiliated with this Home

  • David Pollard

    Seller's Agent in 2022

    David Pollard

    The Wilson Group

    (804) 372-3440

    1 in this area

    45 Total Sales

    David Pollard
    Section Image
  • Hank Cosby

    Buyer's Agent in 2022

    Hank Cosby

    Hank Cosby Real Estate

    (804) 241-3902

    14 in this area

    125 Total Sales

    Hank Cosby
    Section Image
  • Paul Myers

    Seller's Agent in 2014

    Paul Myers

    River City Elite Properties - Real Broker

    (804) 350-9371

    1 in this area

    36 Total Sales

    Paul Myers
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2224300

Central Virginia Regional MLS

APN: 044 3 1

Virginia Cumberland County Cumberland 23040

11 Ruby Ln, Cumberland, VA

This home is located at 11 Ruby Ln, Cumberland, VA 23040 since 31 August 2022 and is currently estimated at $327,173, approximately $230 per square foot. This property was built in 2000. 11 Ruby Ln is a home located in Cumberland County with nearby schools including Cumberland Elementary School, Cumberland Middle School, and Cumberland High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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