Seller's Agent in 2025
Beverly Brown
Coldwell Banker Realty
(410) 463-1246
9 in this area
41 Total Sales
110 Second St Secretary, MD 21664
3
Beds
2
Baths
1,376
Sq Ft
0.26
Acres
Highlights
- 51 Feet of Waterfront
- Access to Tidal Water
- Stream or River on Lot
- 3 Dock Slips
- Deck
- Traditional Floor Plan
About This Home
As of June 2025WATERFRONT GEM on the Warwick River!
Nestled in the charming, water-oriented town of Secretary, this beautifully renovated 3-bedroom, 2-bathroom home offers the perfect blend of modern comfort and Eastern Shore charm. Renovated in 2021, the home boasts a stunning kitchen with river views, a spacious island, granite backsplash, premium Kitchenaid Cafe appliances, a drawer microwave, and a built-in wine cooler—ideal for entertaining.
Just off the kitchen, you'll find a generous butler’s pantry/laundry room with ample storage and a utility sink for added convenience. The living room invites you to relax, featuring a sliding glass door that opens to a large deck—perfect for seamless indoor-outdoor living.
Upstairs, the primary suite is a true retreat with cathedral ceilings, an en-suite bath, and breathtaking water views—best enjoyed from the private balcony.
Step outside and enjoy the waterfront lifestyle with an "L"-shaped dock (new decking and stringers in 2022), offering three boat slips (approx. 3’ MLW), space to lounge, and front-row seats to birdwatching and natural beauty.
NO flood insurance required and conveniently located—just a short drive (or boat ride!) to Cambridge or Easton, and under 30 miles to Salisbury.
Don't miss this rare opportunity to live the waterfront dream on Maryland’s Eastern Shore!
Last Agent to Sell the Property
(410) 463-1246 bayleybrownrealtor@gmail.com Coldwell Banker Realty Listed on: 10/19/2024
Last Buyer's Agent
(443) 783-0640 jeffcpowell@hotmail.com Charles C. Powell, Inc. Realtors License #17492
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,520
Year Built
- Built in 1920 | Remodeled in 2021
Lot Details
- 0.26 Acre Lot
- 51 Feet of Waterfront
- Home fronts navigable water
- Partially Fenced Property
- Property is in excellent condition
Parking
- Driveway
Home Design
- Traditional Architecture
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,376 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Beamed Ceilings
- Ceiling Fan
- French Doors
- Insulated Doors
- Living Room
- Crawl Space
- Attic
Kitchen
- Eat-In Kitchen
- Butlers Pantry
- Stove
- Range Hood
- Built-In Microwave
- ENERGY STAR Qualified Refrigerator
- ENERGY STAR Qualified Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Front Loading Dryer
- Washer
Accessible Home Design
- Level Entry For Accessibility
Outdoor Features
- Access to Tidal Water
- Water Access
- River Nearby
- 3 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Stream or River on Lot
- Deck
- Porch
Utilities
- Forced Air Heating System
- Heat Pump System
- Heating System Powered By Leased Propane
- Electric Water Heater
Community Details
- No Home Owners Association
- Secretary Subdivision
Listing and Financial Details
- Assessor Parcel Number 1002026805
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 19, 2024
Closed on
Jun 27, 2025
Sold by
Covey James Allen and Covey Beverly Brown
Bought by
Lowery Mark Edward
Seller's Agent
Beverly Brown
Coldwell Banker Realty
Buyer's Agent
Jeff Powell
Charles C. Powell, Inc. Realtors
List Price
$412,500
Sold Price
$399,000
Premium/Discount to List
-$13,500
-3.27%
Views
113
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,705
Avg. Annual Appreciation
-3.68%
Original Mortgage
$319,200
Outstanding Balance
$318,659
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$72,636
Purchase Details
Closed on
Mar 6, 2020
Sold by
Koski Gregory A
Bought by
Covey James Allen and Covey Beverly Brown
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 19, 2002
Sold by
Bell Charles Edwin
Bought by
Koski Gregory A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $399,000 | Fidelity National Title | |
| Deed | $399,000 | Fidelity National Title | |
| Deed | $150,000 | Cambridge Title Co | |
| Deed | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $319,200 | New Conventional | |
| Closed | $319,200 | New Conventional | |
| Previous Owner | $100,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $399,000 | -3.3% | $290 / Sq Ft |
| 06/01/2025 06/01/25 | Pending | -- | -- | -- |
| 05/21/2025 05/21/25 | Price Changed | $412,500 | 0.0% | $300 / Sq Ft |
| 05/21/2025 05/21/25 | For Sale | $412,500 | -6.0% | $300 / Sq Ft |
| 12/10/2024 12/10/24 | Off Market | $439,000 | -- | -- |
| 10/19/2024 10/19/24 | For Sale | $439,000 | -- | $319 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,681 | $244,267 | $0 | $0 |
| 2024 | $2,398 | $183,100 | $121,700 | $61,400 |
| 2023 | $2,398 | $172,800 | $0 | $0 |
| 2022 | $2,274 | $162,500 | $0 | $0 |
| 2021 | $2,147 | $152,200 | $96,700 | $55,500 |
| 2020 | $2,155 | $151,600 | $0 | $0 |
| 2019 | $2,167 | $151,000 | $0 | $0 |
| 2018 | $2,173 | $150,400 | $96,700 | $53,700 |
| 2017 | $2,144 | $150,400 | $0 | $0 |
| 2016 | -- | $150,400 | $0 | $0 |
| 2015 | $2,979 | $173,000 | $0 | $0 |
| 2014 | $2,979 | $173,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beverly Brown
-
Jeff Powell
Buyer's Agent in 2025
Jeff Powell
Charles C. Powell, Inc. Realtors
(443) 783-0640
1 in this area
29 Total Sales
Map
Source: Bright MLS
MLS Number: MDDO2008364
APN: 02-026805
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