$739,000
$11K PRICE DROP

11041 White Terrace Oxford, FL 34484

Estimated payment $4,541/month

Total Views 6,734
3 Beds
4 Baths
2,703 Sq Ft
$273 Price per Sq Ft

Highlights

  • Screened Pool
  • Custom Home
  • Private Lot
  • Media Room
  • Gated Community
  • Main Floor Primary Bedroom

About This Home

**Price Reduction!! — A Fresh Opportunity in Oxford Oaks**
Welcome to elevated resort-style living in highly sought-after Oxford Oaks. This extensively upgraded residence showcases a breathtaking 16x40 saltwater pool with sun shelf and dual waterfalls, surrounded by 1,600 sq ft of elegant paver decking designed for exceptional outdoor living. The expansive 11x57 covered lanai features a custom U-shaped summer kitchen and elevated firepit — creating a seamless indoor-outdoor entertaining experience that truly sets this home apart. Inside, thoughtful enhancements continue with a dedicated pool bath, climate-controlled storage, and an impressive 20x30 media room complete with granite service bar and Mitsubishi ceiling cassette system. Additional upgrades include a full bath addition, expanded laundry with pantry, flexible bedroom configuration, and an enlarged fourth bedroom offering comfort, versatility, and space to grow. Ideally positioned near The Villages, premier shopping, dining, and medical facilities, this remarkable home offers the perfect balance of privacy, luxury, and lifestyle — now paired with a recent price reduction that creates an exciting opportunity in one of the area’s most desirable communities.

Listing Agent

Michelle Bobadilla

STELLAR REAL ESTATE AGENCY LLC Brokerage Phone: 352-585-1562 License #3573866 Listed on: 02/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,060

Year Built

  • Built in 2020

Lot Details

  • 22,000 Sq Ft Lot
  • Cul-De-Sac
  • Northwest Facing Home
  • Vinyl Fence
  • Landscaped
  • Private Lot
  • Oversized Lot
  • Metered Sprinkler System
  • Cleared Lot

HOA Fees

  • $62 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking
  • Golf Cart Garage

Home Design

  • Custom Home
  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,703 Sq Ft Home
  • Wet Bar
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Insulated Windows
  • Tinted Windows
  • Blinds
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Media Room
  • Storage Room
  • Inside Utility
  • Pool Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Fence Around Pool
  • Pool has a Solar Cover
  • Pool Sweep

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Kitchen
  • Fire Pit
  • Exterior Lighting
  • Rain Gutters

Schools

  • Wildwood Elementary School
  • Wildwood Middle School
  • Wildwood High School

Utilities

  • Central Heating and Cooling System
  • Mini Split Air Conditioners
  • Thermostat
  • Underground Utilities
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Mosaic Central Fl. Prop Management Cecily Ramey Association, Phone Number (352) 255-0935
  • Built by The Villages
  • Oxford Oaks Phase 1 Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,060

Year Built

Built in 2020

Lot Details

0.51 Acres

HOA Fees

$62 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Custom
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 2703
  • Lot Size Acres: 0.48
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 4200
  • Lot Size Sq Ft: 22000
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 390.19
  • Escrow City: Ocala
  • Escrow State: FL
  • Escrow Street Name: NE 14th Street Building 500
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 273.40
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-585-1562
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Vinyl
  • Full Bathrooms: 4
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Wet Bar
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Concrete Perimeter, Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Fire Pit, Irrigation Equipment, Private Yard
  • Spa Yn: No
  • Window Features: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Tinted Windows
  • Additional Rooms: Inside Utility,Media Room,Storage Rooms
  • Living Area Meters: 251.12

Exterior Features

  • Direction Faces: Northwest
  • Pool Features: Gunite, Heated, In Ground, Pool Sweep, Salt Water, Screen Enclosure, Solar Cover, Solar Heat
  • Exterior Features: Fire Pit, Lighting, Outdoor Kitchen, Private Yard, Rain Gutters, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Off Street

Utilities

  • Utilities: Cable Available, Electricity Available, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air, Mini-Split Unit(s)
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 743
  • Association Fee Frequency: Annually
  • Association Name: Mosaic Central Fl. Prop Management-Cecily Ramey
  • Phone: 352-255-0935
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 743.00
  • Total Monthly Fees: 61.92
  • Monthly HOA Amount: 61.92

Schools

  • Elementary School: Wildwood Elementary
  • High School: Wildwood High
  • Middle Or Junior School: Wildwood Middle

Lot Info

  • Zoning: R-1
  • Parcel Number: D18B017
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Cleared, Cul-De-Sac, Landscaped, Oversized Lot, Private, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Building Info

  • Builder Name: The Villages

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Leasing permitted with HOA restrictions. Minimum 3-month lease term. Residential use only. Written lease required in accordance with HOA documents.

Tax Info

  • Tax Annual Amount: 7059.51
  • Tax Block: 15
  • Tax Book Number: 25-25D
  • Tax Lot: 17

Multi Family

  • Approval Process: No HOA tenant approval required per governing documents.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,737 $581,870 $46,570 $535,300
2024 $6,200 $585,360 $46,570 $538,790
2023 $6,200 $426,780 $0 $0
2022 $4,610 $340,510 $15,000 $325,510
2021 $3,266 $212,340 $15,000 $197,340
2020 $201 $13,000 $13,000 $0
2019 $205 $13,000 $13,000 $0
2018 $186 $13,000 $13,000 $0
2017 $185 $13,000 $13,000 $0
2016 $178 $13,000 $0 $0
2015 $171 $13,000 $0 $0
2014 $28 $1,710 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/16/2026 04/16/26 Price Changed $739,000 -1.5% $273 / Sq Ft
02/20/2026 02/20/26 For Sale $749,900 -- $277 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Warranty Deed $279,100 Peninsula Land & Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $209,291 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: OM719246

Stellar MLS

APN: D18B017

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