NOT LISTED FOR SALE

1108 Over Stream Ln Matthews, NC 28105

Estimated Value: $736,000 - $769,717

4 Beds
3.5 Baths
3,439 Sq Ft
$219/Sq Ft Est. Value

Sale Details

Date Sold: July 16, 2020

Last sale price $430,000 $125 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $4,511 / mo

14 Days on Market

About This Home

As of July 2020

Come and see this gorgeous home in Providence Hills. Situated on a .62 acre lot in one of Union County's most desirable neighborhoods, this house will not disappoint! Master on the main, spacious living areas, large back yard, picturesque landscaping, 2 large walk in storage attics and more. Second floor boasts a large bonus room and bedroom that is a perfect option for an in-law suite, Au Pair, or college aged children. Deck off of the living room is perfect for grilling and entertaining. Fresh paint and move in ready! Come and see this immaculate gem!

Last Agent to Sell the Property

Joseph Hartsell

Keller Williams South Park License #278282 Listed on: 05/08/2020

Keller Williams South Park

Last Buyer's Agent

Bill Neuman

Nestlewood Realty, LLC License #309300

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1994

Lot Details

  • 0.62

HOA Fees

  • $47 Monthly HOA Fees

Parking

  • 2

Interior Spaces

  • 1.5-Story Property
  • Gas Log Fireplace
  • Crawl Space

Community Details

  • Bumgardner Association

Listing and Financial Details

  • Assessor Parcel Number 07-144-258

Home Details

Home Type

Single Family

Year Built

Built in 1994

Lot Details

0.62 Acres

HOA Fees

$47 per month

Parking

2

Listing Details

  • Property Type: Single Family
  • Property Sub Type: 1.5 Story
  • Ratio Close Price By List Price: 0.98851
  • Ratio Close Price By Original Li: 0.98851
  • Ratio Current Price By Acre: 693548.39
  • Ratio Current Price By Sq Ft: 125.04
  • Year Built: 1994
  • Special Features: None
  • Stories: 2

Interior Features

  • Foundation Details: Crawl Space
  • Upper Level Sq Ft: 765
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 4
  • Equipment: Cable Prewire, Ceiling Fan(s)
  • Fireplace Description: Gas Logs
  • Fireplace: Yes
  • Laundry Location: Main
  • Room Count: 2
  • Main Level Sq Ft: 2674
  • Total Sq Ft: 3439

Exterior Features

  • Construction: Brick Partial
  • Construction Type: Site Built

Garage/Parking

  • Driveway: Concrete
  • Parking: Garage - 2 Car

Utilities

  • Heating: Central Air, Gas Hot Air Furnace
  • Sewer: City Sewer
  • Water: City Water
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 560.00
  • Association Fee Frequency: Annually
  • HOA Management Company: Bumgardner
  • Hoa Subject To Dues: Mandatory

Lot Info

  • Parcel Number: 07-144-258
  • Zoning Specification: RES

Tax Info

  • Tax Value: 346000.00
  • Tax Location: Indian Trail

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 13, 2025
Sold by
Bought by
Current Estimated Value
$752,679

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$460,000
Outstanding Balance
$457,538
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$295,141

Purchase Details

Listed on
May 8, 2020
Closed on
Jul 16, 2020
Sold by
Bought by
Seller's Agent
Joseph Hartsell
Keller Williams South Park
Buyer's Agent
Bill Neuman
Nestlewood Realty, LLC
List Price
$435,000
Sold Price
$430,000
Premium/Discount to List
-$5,000
-1.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.90%
Original Mortgage
$387,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,500
Interest Rate
5.85%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- None Listed On Document
$430,000 Austin Title Llc
$417,000 Chicago Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $460,000
Closed $460,000
Previous Owner $387,000
Previous Owner $208,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/16/2020 07/16/20 Sold $430,000 -1.1% $125 / Sq Ft
05/23/2020 05/23/20 Pending -- -- --
05/08/2020 05/08/20 For Sale $435,000 -- $126 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,782 $725,600 $125,000 $600,600
2024 $3,802 $452,300 $89,100 $363,200
2023 $3,776 $452,300 $89,100 $363,200
2022 $3,776 $452,300 $89,100 $363,200
2021 $3,773 $452,300 $89,100 $363,200
2020 $2,719 $346,000 $44,500 $301,500
2019 $3,406 $346,000 $44,500 $301,500
2018 $2,703 $346,000 $44,500 $301,500
2017 $3,580 $346,000 $44,500 $301,500
2016 $3,517 $346,000 $44,500 $301,500
2015 $2,863 $346,000 $44,500 $301,500
2014 $2,866 $404,920 $60,000 $344,920
Source: Public Records

Agents Affiliated with this Home

  • Joseph Hartsell

    Seller's Agent in 2020

    Joseph Hartsell

    Keller Williams South Park

    (704) 688-5000

    139 Total Sales

    Joseph Hartsell
    Section Image

  • B

    Buyer's Agent in 2020

    Bill Neuman

    Nestlewood Realty, LLC

    (704) 773-7155

    14 Total Sales

    Bill Neuman
    Section Image
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Map

Source: Canopy MLS

MLS Number: CAR3615741

Canopy MLS

APN: 07-144-258

North Carolina Union County Matthews 28105

1108 Over Stream Ln, Matthews, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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