$2,299,500

Estimated payment $14,113/month

Total Views 34,105
3 Beds
4 Baths
1,724 Sq Ft
$1,334 Price per Sq Ft

Highlights

  • Detached Guest House
  • Vaulted Ceiling
  • Outdoor Shower
  • Maid or Guest Quarters
  • French Doors
  • Central Air

About This Home

On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings. Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool. Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen. Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special. Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.

Listing Agent

Terri Spottswood

Truman & Co. (KW) Brokerage Phone: 305-587-3407 License #161619 Listed on: 04/08/2026

Co-Listing Agent

The Spottswood Team

Truman & Co. (KW) Brokerage Phone: 305-587-3407

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,724

Year Built

  • Built in 1933

Lot Details

  • 3,953 Sq Ft Lot
  • Lot Dimensions are 28 x 100
  • Fenced
  • Property is zoned HHDR - Historic High Density Residential

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,724 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Drapes & Rods
  • French Doors

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Maid or Guest Quarters

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Ductless Heating Or Cooling System

Additional Features

  • Outdoor Shower
  • Detached Guest House

Community Details

  • Old Town Unlisted Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00007120-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,724

Year Built

Built in 1933

Lot Details

3,953 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1933
  • Building Style Above Flood: Unknown
  • Specialty Rooms Guest Servant Qtrs: Non-Conforming
  • Attribution Contact: 305-587-3407
  • Property Sub Type: Single Family Residence
  • Lot Size: 28 X 100
  • Co List Office Mls Id: kwa.10208
  • Co List Office Phone: 305-292-2244
  • Co List Office Mls Id: kwa.10208
  • Co List Office Phone: 305-292-2244
  • Subdivision Name: Old Town - Unlisted (1.0)
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Cabinets
  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Waterfront: No
  • Exterior Features: Fencing, Detached Guest Qtrs, Outdoor Shower
  • Construction Type: Frame
  • Waterfront: None
  • Roof: Metal Roof

Utilities

  • Cooling: Central Air, Ceiling Fans(s), Ductless
  • Utilities: FKAA, Municipal Sewer, Buyer to Verify

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Parcel Number: 00007120-000000
  • Lot Size Sq Ft: 3953.0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 19724.14

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,756 $2,329,453 $1,419,285 $910,168
2024 $17,244 $2,318,993 $1,419,285 $899,708
2023 $17,244 $2,075,992 $1,216,654 $859,338
2022 $15,223 $1,790,497 $921,840 $868,657
2021 $12,761 $1,408,358 $681,813 $726,545
2020 $10,869 $1,236,593 $0 $0
2019 $10,717 $1,208,791 $0 $0
2018 $10,732 $1,186,253 $0 $0
2017 $10,693 $1,161,855 $0 $0
2016 $11,426 $1,175,017 $0 $0
2015 $8,151 $786,154 $0 $0
2014 $7,685 $699,155 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2026 04/08/26 For Sale $2,299,500 +4.5% $1,334 / Sq Ft
10/01/2021 10/01/21 Sold $2,200,000 +10.6% $1,276 / Sq Ft View Prior Sale
08/09/2021 08/09/21 Pending -- -- --
08/05/2021 08/05/21 For Sale $1,990,000 +68.3% $1,154 / Sq Ft
08/11/2015 08/11/15 Sold $1,182,323 0.0% $686 / Sq Ft View Prior Sale
08/11/2015 08/11/15 Pending -- -- --
08/11/2015 08/11/15 For Sale $1,182,323 -- $686 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $2,200,000 Attorney
Interfamily Deed Transfer -- Attorney
Quit Claim Deed $233,786 Attorney
Warranty Deed $1,182,400 Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $465,000 --
Warranty Deed $210,000 --
Warranty Deed $165,000 --
Warranty Deed $20,000 --
Warranty Deed $60,000 --
Deed $10,300 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $582,350 Seller Take Back
Previous Owner $164,000 No Value Available
Closed $0 Stand Alone Second
Source: Public Records

Source: Key West Association of REALTORS®

MLS Number: 619404

Key West Association of REALTORS®

APN: 00007120-000000

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