$2,299,500

Estimated payment $13,839/month

Total Views 28,337
3 Beds
4 Baths
1,724 Sq Ft
$1,334 Price per Sq Ft

About This Home

On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings. Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool. Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen.Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special.Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.

Listing Agent

Terri Spottswood

Truman & Co. (KW) Brokerage Phone: 305-587-3407 License #161619 Listed on: 04/08/2026

Co-Listing Agent

The Spottswood Team

Truman & Co. (KW) Brokerage Phone: 305-587-3407

Home Details

Home Type

  • Single Family

Year Built

  • 1933

Interior Spaces

  • Vaulted Ceiling

Home Details

Home Type

Single Family

Year Built

1933

Lot Details

3,920 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Key Island: Key West
  • K W Neighborhood: Old Town-N of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Median
  • State Province: FL
  • Taxes: 19724.14
  • Year Built: 1933
  • Alternate Key Number: 1007382
  • Building Style: Conch
  • Cooling Heating: Central Air, Ductless, Ceiling Fans(s)
  • Lot Sq Ft: 3953.00
  • Pool Info: In Ground, Concrete
  • Porch Balcony: Deck
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1724.00
  • Specialty Rooms Guest Servant Qtrs: Non-Conforming
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Attribution Contact: 305-587-3407
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets
  • Total Bathrooms: 4.00
  • Full Bathrooms: 2
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Wood
  • Half Bathrooms: 2
  • Windows/Doors: French Doors
  • Total Bedrooms: 3
  • Sq Ft Remarks: buyer to verify square footage

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Exterior Features: Fencing, Outdoor Shower, Detached Guest Qtrs
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Utilities: FKAA, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00007120-000000
  • Lot Size: 28 X 100
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.09

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $18,756 $2,329,453 $1,419,285 $910,168
2024 $17,244 $2,318,993 $1,419,285 $899,708
2023 $17,244 $2,075,992 $1,216,654 $859,338
2022 $15,223 $1,790,497 $921,840 $868,657
2021 $12,761 $1,408,358 $681,813 $726,545
2020 $10,869 $1,236,593 $0 $0
2019 $10,717 $1,208,791 $0 $0
2018 $10,732 $1,186,253 $0 $0
2017 $10,693 $1,161,855 $0 $0
2016 $11,426 $1,175,017 $0 $0
2015 $8,151 $786,154 $0 $0
2014 $7,685 $699,155 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2026 04/08/26 For Sale $2,299,500 +4.5% $1,334 / Sq Ft
10/01/2021 10/01/21 Sold $2,200,000 +10.6% $1,276 / Sq Ft View Prior Sale
08/09/2021 08/09/21 Pending -- -- --
08/05/2021 08/05/21 For Sale $1,990,000 +68.3% $1,154 / Sq Ft
08/11/2015 08/11/15 Sold $1,182,323 0.0% $686 / Sq Ft View Prior Sale
08/11/2015 08/11/15 Pending -- -- --
08/11/2015 08/11/15 For Sale $1,182,323 -- $686 / Sq Ft
Source: Key West Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,200,000 Attorney
Interfamily Deed Transfer -- Attorney
Quit Claim Deed $233,786 Attorney
Warranty Deed $1,182,400 Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $465,000 --
Warranty Deed $210,000 --
Warranty Deed $165,000 --
Warranty Deed $20,000 --
Warranty Deed $60,000 --
Deed $10,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $582,350 Seller Take Back
Previous Owner $164,000 No Value Available
Closed $0 Stand Alone Second
Source: Public Records

Source: Key West Association of REALTORS®

MLS Number: 619404

Key West Association of REALTORS®

APN: 00007120-000000

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