NOT LISTED FOR SALE

1120 Cedar St Mount Holly, NC 28120

Estimated Value: $584,000 - $636,000

2 Beds
2 Baths
1,332 Sq Ft
$459/Sq Ft Est. Value

Sale Details

Date Sold: June 20, 2025

Last sale price $601,000 $451 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $3,613 / mo

111 Days on Market

Highlights

  • Waterfront
  • Deck
  • Covered Patio or Porch
  • Open Floorplan
  • Mud Room
  • Pocket Doors

About This Home

As of June 2025

Waterfront & move-in ready? Yes! Charming & modern 2 Bed/2 Bath bungalow on Mountain Island Lake is totally renovated & waiting for you! Open floor plan w/the kitchen/dining/great room all flowing together then out to the deck for entertaining ease. The great room has a wall-mounted electric fireplace and views of the lake from the glass doors w/motorized shades. The primary bedroom overlooks the lake, has direct access to the deck, & has an en suite bath w/shower/tub combo. Spacious secondary bedroom. The hall bath has a tiled step-in shower. Clean all-white kitchen has quartz countertops & stainless steel appliances. Entry room/drop zone and laundry w/utility sink. Upgraded lighting throughout. The deck overlooks the fenced yard & lake beyond. This property is not subject to HOA dues, rules, or regulations. With approximately 94' of shoreline to call your own, this is a terrific opportunity for anyone looking for a great weekend place or a full-time residence.

Last Agent to Sell the Property

Bill Mathers

MATHERS REALTY.COM Brokerage Email: billmathers13@yahoo.com License #70176 Listed on: 02/10/2025

Co-Listed By

Susan Visbeck

MATHERS REALTY.COM Brokerage Email: billmathers13@yahoo.com License #216639

Last Buyer's Agent

Richard Tocado

Century 21 First Choice License #210137

Century 21 First Choice

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • Waterfront
  • Back Yard Fenced
  • Property is zoned NEC

Home Design

  • Bungalow
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,332 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Electric Fireplace
  • Insulated Windows
  • Window Treatments
  • Pocket Doors
  • Sliding Doors
  • Mud Room
  • Entrance Foyer
  • Great Room with Fireplace
  • Laminate Flooring
  • Water Views
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Parking

  • Driveway
  • 2 Open Parking Spaces

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 301911

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

0.7 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Year Built: 1960
  • Road Surface Type: Concrete, Gravel
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 451.20
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: billmathers13@yahoo.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space, Slab
  • Fireplace: Yes
  • Flooring: Laminate
  • Interior Amenities: Attic Stairs Pulldown, Drop Zone, Entrance Foyer, Open Floorplan
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1332
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1332
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Pocket Doors, Sliding Doors
  • Fireplace Features: Electric, Great Room
  • Living Area: 1332
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • View: Water, Year Round
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: None
  • Construction Type: Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Electric
  • Sewer: Septic Installed
  • Laundry Features: In Kitchen, Inside, Laundry Closet, Sink
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 301911
  • Zoning: NEC
  • Plat Book Slide: 090/015
  • Plat Reference Section Pages: 090/015
  • Zoning Specification: Resident

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2025
Closed on
Jun 17, 2025
Sold by
Bought by
Seller's Agent
Bill Mathers
MATHERS REALTY.COM
Buyer's Agent
Richard Tocado
Century 21 First Choice
List Price
$625,000
Sold Price
$601,000
Premium/Discount to List
-$24,000
-3.84%
Views
108
Current Estimated Value
$611,192

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,192
Avg. Annual Appreciation
1.68%
Original Mortgage
$351,000
Outstanding Balance
$349,783
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$261,409
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$601,000 Ballantyne Title
$601,000 Ballantyne Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $351,000
Closed $351,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/20/2025 06/20/25 Sold $601,000 +1.9% $451 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
03/26/2025 03/26/25 Price Changed $589,900 -5.6% $443 / Sq Ft
02/10/2025 02/10/25 For Sale $625,000 -- $469 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,746 $524,600 $226,910 $297,690
2024 $3,639 $524,600 $226,910 $297,690
2023 $2,372 $341,340 $226,910 $114,430
2022 $2,305 $250,510 $189,090 $61,420
2021 $2,362 $250,510 $189,090 $61,420
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS

MLS Number: 4219467

Canopy MLS

APN: 301911

Your Personal Tour Guide

Ask me questions while you tour the home.