Seller's Agent in 2025
Ivan Santos
O'Neil Property Group, LLC
(630) 788-7273
2 in this area
535 Total Sales
1121 S 13th St Unit 3 Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $377,000 - $437,000
5
Beds
2
Baths
--
Sq Ft
1969
Built
Highlights
- Raised Ranch Architecture
- 2 Car Attached Garage
- Laundry Room
- Davis Primary School Rated A-
- Living Room
- Central Air
About This Home
As of September 2025Wow - don't miss this move-in ready gem in St. Charles! This spacious 5-bedroom, 2-bath home features a 2-car garage and shines with updates throughout. Step inside to find fresh paint, new luxury vinyl flooring, and an abundance of natural light flowing into the open living and dining areas. The beautifully updated kitchen boasts quartz countertops, stainless steel appliances, and ample cabinet space. The main level offers three generous bedrooms and a full bath, while the fully finished lower level includes two additional bedrooms and another full bath-perfect for guests or a home office setup. Enjoy the outdoors in the large, private yard, ideal for relaxing or entertaining. Conveniently located near schools, parks, shopping, and more. Schedule your showing today!
Last Agent to Sell the Property
O'Neil Property Group, LLC License #475200302 Listed on: 07/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,948
Year Built
- Built in 1969
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Raised Ranch Architecture
- Aluminum Siding
Interior Spaces
- Family Room
- Living Room
- Dining Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2025
Closed on
Sep 5, 2025
Sold by
Bought by
Seller's Agent
Ivan Santos
O'Neil Property Group, LLC
Buyer's Agent
Wade Maisto
Great Western Properties
List Price
$449,900
Sold Price
$405,000
Premium/Discount to List
-$44,900
-9.98%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,168
Avg. Annual Appreciation
2.56%
Original Mortgage
$324,000
Outstanding Balance
$324,000
Interest Rate
6.55%
Mortgage Type
New Conventional
Estimated Equity
$89,168
Purchase Details
Closed on
May 28, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,000
Interest Rate
6.81%
Mortgage Type
Construction
Purchase Details
Closed on
Jul 14, 2000
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,945
Interest Rate
8.27%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $405,000 | Chicago Title | ||
| $285,000 | Chicago Title | ||
| $182,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $324,000 | ||
| Previous Owner | $345,000 | ||
| Previous Owner | $167,945 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $405,000 | -3.5% | -- |
| 08/18/2025 08/18/25 | Pending | -- | -- | -- |
| 08/12/2025 08/12/25 | Price Changed | $419,900 | -2.3% | -- |
| 08/04/2025 08/04/25 | Price Changed | $429,900 | -2.3% | -- |
| 07/28/2025 07/28/25 | Price Changed | $439,900 | -2.2% | -- |
| 07/09/2025 07/09/25 | For Sale | $449,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,270 | $105,932 | $35,378 | $70,554 |
| 2023 | $6,948 | $94,811 | $31,664 | $63,147 |
| 2022 | $6,744 | $89,528 | $32,095 | $57,433 |
| 2021 | $6,471 | $85,338 | $30,593 | $54,745 |
| 2020 | $6,399 | $83,747 | $30,023 | $53,724 |
| 2019 | $6,280 | $82,089 | $29,429 | $52,660 |
| 2018 | $6,012 | $78,476 | $28,310 | $50,166 |
| 2017 | $5,848 | $75,793 | $27,341 | $48,452 |
| 2016 | $6,133 | $73,131 | $26,381 | $46,750 |
| 2015 | -- | $69,322 | $26,097 | $43,225 |
| 2014 | -- | $66,523 | $26,097 | $40,426 |
| 2013 | -- | $68,576 | $26,358 | $42,218 |
Source: Public Records
Agents Affiliated with this Home
-
Ivan Santos
-
Wade Maisto
Buyer's Agent in 2025
Wade Maisto
Great Western Properties
(630) 965-8700
1 in this area
20 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12410767
APN: 09-33-405-009
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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