Seller's Agent in 2026
Judy Scherer
Semonin Realty
(502) 419-6499
31 Total Sales
1122 Riverside Dr Prospect, KY 40059
2
Beds
3
Baths
2,475
Sq Ft
9,583
Sq Ft Lot Lot
Highlights
- Boat Slip
- Deck
- 1 Fireplace
- Harmony Elementary School Rated A
- Traditional Architecture
- 2 Car Attached Garage
About This Home
As of April 2026Welcome to your year-round WATERFRONT vacation paradise in Oldham County! BOAT EVERY DAY after work thanks to your own Riverfront Retreat. This stunning 2,400+ sq. ft. home allows you to enjoy panoramic river views across the entire back of the home as well as Charlestown State Park across the Ohio River, setting the scene for an idyllic lifestyle by the water. Ask me about the Flood Mitigation Program. Stroll past a beautiful perennial garden leading to your private dock, with space for up to three boats. Inside, all main level living spaces are designed to capture the breathtaking views of the river. The inviting living room, sunroom, and kitchen are bathed in natural light, with scenery that's picture-perfect year-round. The spacious kitchen features extensive counter space, a large pantry, and a pass-through to the sunroom for effortless entertaining. The primary suite is a true oasis - river views, sunroom access, a double-bowl vanity with a sitting nook, large shower, whirlpool tub, laundry, and a generous walk-in closet. A second bedroom and full bath complete the main level, along with a whole-house fan for added seasonal comfort (and saving money). The lower level welcomes you and your guests with a cozy family room featuring a faux fireplace, a kitchenette, separate sitting area, a potential office/game nook, and a full bath. It now shines even brighter with recent updates to the lower level, including all new drywall, fresh paint, a renovated full bath, a new water heater, and select new windows - blending peace of mind with style. Step outside the back door to multiple outdoor spaces, including a covered patio, and two open patios that include a huge waterside patio - perfect for relaxing with your favorite beverage to the sounds of nature after a spin on the river. Wildlife lovers will be enchanted by regular visits from woodpeckers, herons, egrets, eagles, and more. The expansive deck spans the entire back of the house, offering multiple access points to the outdoors. Completing this riverfront gem is an oversized two-car tandem garage with garage doors front & back for convenient access. The house is available fully furnished with personal property sold for a nominal amount using a personal property addendum. Move your clothes in and enjoy. Don't miss this rare opportunity to feel like you're always on vacation - schedule your tour today and experience your dream river house!
Home Details
Home Type
- Single Family
Year Built
- Built in 1963
Lot Details
- Lot Dimensions are 50x188
- Partially Fenced Property
- Chain Link Fence
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Concrete Foundation
- Poured Concrete
- Wood Frame Construction
- Shingle Roof
- Aluminum Siding
- Block Exterior
- Vinyl Siding
Interior Spaces
- 2,475 Sq Ft Home
- 2-Story Property
- 1 Fireplace
Bedrooms and Bathrooms
- 2 Bedrooms
- 3 Full Bathrooms
- Soaking Tub
Outdoor Features
- Boat Slip
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
Community Details
- Property has a Home Owners Association
- Harmony Village Subdivision
Listing and Financial Details
- Tax Lot 57
- Assessor Parcel Number 0101A0057
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 9, 2025
Closed on
Apr 8, 2026
Sold by
Bought by
Seller's Agent
Judy Scherer
Semonin Realtors
Buyer's Agent
Deborah Owens
Semonin Realtors
List Price
$485,000
Sold Price
$430,000
Premium/Discount to List
-$55,000
-11.34%
Views
119
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.19%
Original Mortgage
$344,000
Outstanding Balance
$344,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$87,305
Purchase Details
Closed on
May 18, 2022
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $430,000 | Acuity Title | |
| Quit Claim Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $344,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/08/2026 04/08/26 | Sold | $430,000 | -7.5% | $174 / Sq Ft |
| 10/28/2025 10/28/25 | Price Changed | $465,000 | -2.1% | $188 / Sq Ft |
| 10/16/2025 10/16/25 | Price Changed | $475,000 | -2.1% | $192 / Sq Ft |
| 10/09/2025 10/09/25 | For Sale | $485,000 | -- | $196 / Sq Ft |
Source: Metro Search, Inc.
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,522 | $250,000 | $100,000 | $150,000 |
| 2024 | $2,554 | $250,000 | $100,000 | $150,000 |
| 2023 | $1,825 | $190,000 | $100,000 | $90,000 |
| 2022 | $1,874 | $190,000 | $100,000 | $90,000 |
| 2021 | $1,862 | $190,000 | $100,000 | $90,000 |
| 2020 | $1,881 | $190,000 | $100,000 | $90,000 |
| 2019 | $1,864 | $190,000 | $100,000 | $90,000 |
| 2018 | $1,885 | $190,000 | $0 | $0 |
| 2017 | $1,872 | $190,000 | $0 | $0 |
| 2013 | $1,988 | $190,000 | $100,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Judy Scherer
-
Deborah Owens
Buyer's Agent in 2026
Deborah Owens
Semonin Realty
(502) 643-5774
2 Total Sales
Map
Source: Metro Search, Inc.
MLS Number: 1700311
APN: 01-01A-00-57
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
IDX listing data provided by Multiple Listing Service, Inc. Information is supplied by the seller and other third parties and has not been verified.
Based on information submitted to the MLS GRID
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