Cathy Matyola
COLDWELL BANKER REALTY
(941) 628-7989
81 Total Sales
3 in Punta Gorda Isles
$238,000 Price Range
1128 Rum Cay Ct Punta Gorda, FL 33950
Punta Gorda Isles Neighborhood
3
Beds
2
Baths
2,071
Sq Ft
9,848
Sq Ft Lot
Highlights
- 44 Feet of Salt Water Canal Waterfront
- Dock has access to electricity and water
- Screened Pool
- Sallie Jones Elementary School Rated A-
- Water access To Gulf or Ocean
- Reverse Osmosis System
About This Home
As of June 2026Virtually Staged. Experience the best of waterfront living in this pool home located in the highly sought-after community of Punta Gorda Isles. Set along a peaceful canal with 44 feet of water frontage, this property offers the perfect blend of comfort, functionality, and Florida outdoor living. From the bright open interior to the private dock and sparkling pool, every space is designed to embrace the relaxed coastal lifestyle. RESIDENCE OVERVIEW:
• 3 Bedrooms | 2 Bathrooms
• 2-car garage
• Waterfront pool home
• 44 feet of canal frontage
• 15’ x 4’ concrete dock with water and electricity
• Room to add a boat lift
• Split bedroom floor plan
• Open-concept living and dining areas INTERIOR FEATURES:
• Bright and open layout ideal for entertaining
• Tile flooring throughout main living areas
• High vaulted ceilings
• Spacious living and dining room with glass slider to lanai
• Seamless indoor-outdoor flow
• Abundant natural light throughout CULINARY SPACE:
• Kitchen with white appliances
• Granite countertops
• Ample cabinetry for storage
• Breakfast bar for casual dining
• Dinette area overlooking living spaces PRIVATE OWNER’S RETREAT:
• Spacious primary suite with private lanai access via glass slider
• Dual walk-in closets
• En-suite bathroom featuring:
– Split vanities
– Jetted soaking tub
– Walk-in shower
– Private water closet GUEST ACCOMMODATIONS:
• Guest bedrooms situated on split floor plan for added privacy
• Walk-in closets in guest bedrooms
• Nearby full guest bathroom ELEVATED OUTDOOR LIVING:
• Covered lanai with generous entertaining space
• Private pool overlooking the canal
• Expansive pool deck with room for lounging in the sun
• Peaceful waterfront views creating the perfect outdoor retreat WATERFRONT FEATURES:
• 44 feet of waterfrontage on canal
• Private 15’ x 4’ concrete dock with water and electricity
• Room to install a boat lift
• Ideal for launching a kayak, paddleboard, or canoe
• Enjoy boating and waterfront living right from your backyard AREA HIGHLIGHTS:
• Located in the desirable waterfront community of Punta Gorda Isles
• Convenient access to boating, fishing, and waterfront recreation
• Minutes to Fishermen’s Village, parks, shopping, and dining
• Close to downtown Punta Gorda events, entertainment, and local boutiques
• Easy access to nearby golf courses, walking and biking paths, and area beaches A wonderful opportunity to own a waterfront pool home with private canal access and inviting indoor-outdoor living in beautiful Punta Gorda Isles.
Last Agent to Sell the Property
KW PEACE RIVER PARTNERS Brokerage Phone: 941-875-9060 License #3470254 Listed on: 05/07/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,914
Year Built
- Built in 1994
Lot Details
- 9,848 Sq Ft Lot
- Lot Dimensions are 120x138x44x120
- 44 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- South Facing Home
- Mature Landscaping
- Irregular Lot
- Irrigation Equipment
- Landscaped with Trees
- Property is zoned GS-3.5
Parking
- 2 Car Attached Garage
- Circular Driveway
Property Views
- Canal
- Pool
Home Design
- Slab Foundation
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,071 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Sliding Doors
- Combination Dining and Living Room
Kitchen
- Eat-In Kitchen
- Dinette
- Built-In Oven
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Reverse Osmosis System
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Hurricane or Storm Shutters
- Storm Windows
Pool
- Screened Pool
- Solar Heated In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Lighting
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- River Access
- Fixed Bridges
- Access To Lagoon or Estuary
- Access to Saltwater Canal
- Seawall
- Dock has access to electricity and water
- Dock made with concrete
- Screened Patio
- Exterior Lighting
- Rain Gutters
- Rear Porch
Schools
- Sallie Jones Elementary School
- Punta Gorda Middle School
- Charlotte High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Water Filtration System
- Electric Water Heater
- Water Softener
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Punta Gorda Isles Community
- Punta Gorda Isles Sec 11 Subdivision
- The community has rules related to deed restrictions
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 3 / 94
- Assessor Parcel Number 412212328005
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2026
Closed on
Jun 17, 2026
Sold by
Martha Muriuki and Joyce W Rudat Revocable Living Trust
Bought by
Seller's Agent
Nicholas Greth
KW PEACE RIVER PARTNERS
Buyer's Agent
Warren Gibbons
GULF ACCESS HOMES, INC.
List Price
$500,000
Sold Price
$500,000
Views
57
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.40%
Original Mortgage
$427,350
Outstanding Balance
$427,350
Interest Rate
6.37%
Mortgage Type
FHA
Estimated Equity
$84,114
Purchase Details
Closed on
Nov 19, 2022
Sold by
Rudat Joyce W
Bought by
Joyce W Rudat Revocable Living Trust and Rudat
Purchase Details
Closed on
Sep 29, 2015
Sold by
Declaratio Rudat George E and Declaratio George Edward Rudat
Bought by
Rudat George E and Rudat Joyce W
Purchase Details
Closed on
Jul 28, 2010
Sold by
Rudat George E and Rudat Wanda E
Bought by
Declaratio Rudat George E and Declaratio George Edward Rudat
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Punta Gorda Isles, FL
-
Cathy Matyola
-
Leicia Allegra
Leicia Allegra
GULF SHORES REALTY ERA POWERED
(941) 877-5494
45 Total Sales
5 in Punta Gorda Isles
$545K - $1.9M Price Range
-
Karen Brucker
Karen Brucker
CENTURY 21 SUNBELT REALTY
(941) 336-5617
32 Total Sales
3 in Punta Gorda Isles
$290K - $500K Price Range
-
Cyndi Myers
Cyndi Myers
EXP Realty LLC
(239) 310-2732
115 Total Sales
1 in Punta Gorda Isles
$425,000 Price
-
Toni Zarghami
Toni Zarghami
Responds QuicklyKW COASTAL LIVING III
(941) 304-5826
1,134 Total Sales
1 in Punta Gorda Isles
$489,000 Price
-
Robert Klein
Robert Klein
Keller Williams Elite Realty
(314) 582-2356
51 Total Sales
3 in Punta Gorda Isles
$380,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $500,000 | Suncoast One Title & Closings | |
| Warranty Deed | $100 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $427,350 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/17/2026 06/17/26 | Sold | $500,000 | 0.0% | $241 / Sq Ft |
| 05/15/2026 05/15/26 | Pending | -- | -- | -- |
| 05/07/2026 05/07/26 | For Sale | $500,000 | -- | $241 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,914 | $515,340 | $193,800 | $321,540 |
| 2024 | $4,715 | $285,118 | ||
| 2023 | $4,715 | $275,811 | $0 | $0 |
| 2022 | $4,546 | $268,751 | $0 | $0 |
| 2021 | $4,208 | $260,923 | $0 | $0 |
| 2020 | $4,288 | $257,321 | $0 | $0 |
| 2019 | $4,325 | $251,536 | $0 | $0 |
| 2018 | $4,025 | $246,846 | $0 | $0 |
| 2017 | $3,899 | $241,769 | $0 | $0 |
| 2016 | $3,889 | $236,796 | $0 | $0 |
| 2015 | $3,924 | $235,150 | $0 | $0 |
| 2014 | $3,886 | $233,284 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nicholas Greth
NG
Seller's Agent in 2026
Nicholas Greth
KW PEACE RIVER PARTNERS
(941) 875-9060
7 in this area
83 Total Sales
-
Warren Gibbons
Buyer's Agent in 2026
Warren Gibbons
GULF ACCESS HOMES, INC.
(941) 276-9333
4 in this area
80 Total Sales
Map
Source: Stellar MLS
MLS Number: C7525778
APN: 412212328005
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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