Seller's Agent in 2025
Jessica Becker
Howard Hanna Capital Inc
(518) 470-0397
4 in this area
20 Total Sales
1130 Spearhead Dr Schenectady, NY 12302
Estimated Value: $247,000 - $282,000
2
Beds
1.5
Baths
1,189
Sq Ft
$220/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Living Room
- Sliding Doors
- 1 Car Attached Garage
- Bathroom on Main Level
- Forced Air Heating and Cooling System
About This Home
As of December 2025Welcome to Oak Ridge Gardens!
This two-bedroom, one-and-a-half-bath townhouse offers comfort and convenience with laundry on the first floor and a one-car garage. Enjoy a semi-private backyard backing up to the woods, perfect for relaxing or entertaining. The vaulted ceilings add a sense of openness and light, while the low-maintenance design makes living here easy. Just waiting for your personal touches and cosmetic updates—all in a prime location close to shopping, dining, and more!
Last Agent to Sell the Property
Howard Hanna Capital Inc License #10301207176 Listed on: 10/21/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,615
Year Built
- Built in 1989
Lot Details
- 3,920 Sq Ft Lot
- Lot Dimensions are 24 x 151
HOA Fees
- $28 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Slab Foundation
- Asbestos Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,189 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Paddle Fans
- Sliding Doors
- Living Room
- Dining Room
Kitchen
- Electric Oven
- Dishwasher
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
Laundry
- Laundry on main level
- Laundry in Bathroom
- Washer and Dryer
Schools
- Scotia-Glenville High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 150 Amp Service
- High Speed Internet
Listing and Financial Details
- Legal Lot and Block 16.02 / 4
- Assessor Parcel Number 422289 30.13-4-16 02
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 21, 2025
Closed on
Jan 23, 2026
Sold by
Bought by
Seller's Agent
Jessica Becker
Howard Hanna Capital Inc
Buyer's Agent
Chip Ferraioli
Empire Real Estate Firm LLC
List Price
$249,900
Sold Price
$242,000
Premium/Discount to List
-$7,900
-3.16%
Views
102
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,125
Avg. Annual Appreciation
18.53%
Original Mortgage
$193,600
Outstanding Balance
$192,845
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$69,280
Purchase Details
Closed on
Feb 16, 1998
Purchase Details
Closed on
Oct 31, 1997
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $242,000 | Chicago Title Insurance Compan | ||
| -- | -- | ||
| $73,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $193,600 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/11/2025 12/11/25 | Sold | $242,000 | -3.2% | $204 / Sq Ft |
| 12/11/2025 12/11/25 | Pending | -- | -- | -- |
| 10/21/2025 10/21/25 | For Sale | $249,900 | -- | $210 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,567 | $138,600 | $15,600 | $123,000 |
| 2024 | $5,567 | $138,600 | $15,600 | $123,000 |
| 2023 | $51 | $138,600 | $15,600 | $123,000 |
| 2022 | $5,446 | $138,600 | $15,600 | $123,000 |
| 2021 | $5,391 | $138,600 | $15,600 | $123,000 |
| 2020 | $4,928 | $138,600 | $15,600 | $123,000 |
| 2019 | $2,617 | $138,600 | $15,600 | $123,000 |
| 2018 | $4,731 | $138,600 | $15,600 | $123,000 |
| 2017 | $4,554 | $138,600 | $15,600 | $123,000 |
| 2016 | $4,531 | $138,600 | $15,600 | $123,000 |
| 2015 | -- | $138,600 | $15,600 | $123,000 |
| 2014 | -- | $138,600 | $15,600 | $123,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Becker
-
Chip Ferraioli
C
Buyer's Agent in 2025
Chip Ferraioli
Empire Real Estate Firm LLC
1 in this area
22 Total Sales
-
C
Buyer's Agent in 2025
Charles Ferraioli
Berkshire Hathaway Home Services Blake
Map
Source: Global MLS
MLS Number: 202528184
APN: 030-013-0004-016-000-0000
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Information is deemed reliable but not guaranteed.
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