NOT LISTED FOR SALE

115 Ruffian Trail Georgetown, KY 40324

Northeast Georgetown Neighborhood

Estimated Value: $248,000 - $274,519

3 Beds
2 Baths
1,272 Sq Ft
$206/Sq Ft Est. Value

Sale Details

Date Sold: November 13, 2025

Last sale price $250,000 $197 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,570 / mo

67 Days on Market

Highlights

  • Ranch Style House
  • Neighborhood Views
  • Eat-In Kitchen
  • Great Room with Fireplace
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of November 2025

Home selling as is, inspections welcome.

Last Agent to Sell the Property

Judy Giannasio

Christies International Real Estate Bluegrass License #187854 Listed on: 08/15/2025

Christies International Real Estate Bluegrass

Last Buyer's Agent

Sarah Zabawa

The Brokerage License #270017

The Brokerage

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • 5,227 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Wire Fence

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Carport
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,272 Sq Ft Home
  • Ceiling Fan
  • Fireplace Features Blower Fan
  • Gas Log Fireplace
  • Propane Fireplace
  • Insulated Windows
  • Window Screens
  • Insulated Doors
  • Great Room with Fireplace
  • Utility Room
  • Washer and Electric Dryer Hookup
  • Neighborhood Views
  • Attic Access Panel
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Patio
  • Shed

Schools

  • Lemons Mill Elementary School
  • Georgetown Middle School
  • Great Crossing High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Propane
  • Electric Water Heater

Community Details

  • Richfield Subdivision
  • Mandatory home owners association
  • On-Site Maintenance

Listing and Financial Details

  • Assessor Parcel Number 191-30-292.000

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

5,227 Sq Ft Lot

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 2003
  • Above Grade Finished Sq Ft: 1272.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Flooring:Carpet: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Refrigerators: Yes
  • Foundation Details:Slab: Yes
  • Fencing:Privacy: Yes
  • Fencing:Wood2: Yes
  • Roof:Shingle: Yes
  • Lot: Lot Size Acres: 0.12
  • Lot: Lot Size Square Feet: 5227.0
  • Tax Legal: Elementary School: Lemons Mill
  • Tax Legal: Middle Or Junior School: Georgetown
  • Tax Legal: High School: Great Crossing
  • Building: Home Warranty YN: No
  • Other Structures: Shed(s): Yes
  • Patio And Porch Features: Patio: Yes
  • Other Sold Info: New Construction YN: No
  • Cooling: Heat Pump: Yes
  • Fireplace Features: Great Room: Yes
  • Levels: One: Yes
  • Water Heater: Electric: Yes
  • Lot: View YN: Yes
  • AssociationCommunity: Association Mandatory YN: Yes
  • Association Fee Includes: Maintenance Grounds: Yes
  • Fireplace Features: Propane: Yes
  • Room Types: Utility Room: Yes
  • Room Types: Great Room: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs, Walk-In Closet(s)
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: No
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Blower Fan, Gas Log, Great Room, Propane
  • Fireplace: Yes
  • LivingArea: 1272.0
  • Lot Size Area: 0.12
  • Window Features: Insulated Windows, Screens
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Blower Fan: Yes
  • Interior: Basement YN: No
  • Interior: Fireplace YN: Yes
  • Interior Features: Ceiling Fan(s): Yes
  • Interior Features: Primary Downstairs: Yes
  • Attic Features: Access Only: Yes
  • Flooring: Vinyl: Yes
  • Interior Features: Eat-in Kitchen: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Vinyl Siding
  • Fencing: Privacy, Wood
  • Foundation Details: Slab
  • Home Warranty: No
  • List Price: 260000.0
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Window Features:Insulated Windows: Yes
  • Window Features:Screens: Yes
  • Exterior Features:Storm Door(s): Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot: Waterfront YN: No

Garage/Parking

  • Attached Garage: No
  • Carport: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
  • Parking Features:Driveway: Yes
  • Parking Information: Garage YN: Yes
  • Parking Information: Garage Spaces: 2.0
  • Parking Features: Attached Garage: Yes
  • Parking Information: Carport YN: Yes
  • Parking Features: Garage Faces Front: Yes
  • Parking Features: Garage Door Opener: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Propane Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities: Electricity Connected: Yes
  • Utilities: Sewer Connected: Yes
  • Utilities: Water Connected: Yes
  • Utilities: Propane Connected: Yes

Condo/Co-op/Association

  • Association Fee: 50.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Lemons Mill
  • High School: Great Crossing
  • Middle or Junior School: Georgetown

Lot Info

  • Lot Size Acres: 0.12
  • Lot Size Sq Ft: 5227.0
  • Parcel Number: 191-30-292.000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Dec 23, 2025
Sold by
Bought by
Seller's Agent
Judy Giannasio
Christies International Real Estate Bluegrass
Buyer's Agent
Sarah Zabawa
The Brokerage
List Price
$260,000
Sold Price
$250,000
Premium/Discount to List
-$10,000
-3.85%
Views
188
Current Estimated Value
$261,880

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,880
Avg. Annual Appreciation
8.04%
Original Mortgage
$225,000
Interest Rate
6.34%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 15, 2025
Closed on
Nov 13, 2025
Sold by
Bought by
Seller's Agent
Judy Giannasio
Christies International Real Estate Bluegrass
Buyer's Agent
Sarah Zabawa
The Brokerage
List Price
$260,000
Sold Price
$250,000
Premium/Discount to List
-$10,000
-3.85%
Views
188

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 2019
Sold by
Bought by

Purchase Details

Closed on
Dec 23, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,448
Interest Rate
4.08%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Bluegrass Land Title
$250,000 Bluegrass Land Title
-- None Available
$119,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $225,000
Previous Owner $122,448
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 Sold $250,000 -3.8% $197 / Sq Ft
10/21/2025 10/21/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $260,000 -- $204 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,811 $203,300 $0 $0
2024 $1,720 $191,300 $0 $0
2023 $1,561 $172,200 $35,000 $137,200
2022 $1,415 $166,400 $33,000 $133,400
2021 $1,436 $152,400 $33,000 $119,400
2020 $1,178 $137,100 $33,000 $104,100
2019 $1,140 $130,600 $0 $0
2018 $1,133 $130,600 $0 $0
2017 $1,100 $126,112 $0 $0
2016 $954 $118,480 $0 $0
2015 $948 $118,500 $0 $0
2014 $972 $117,200 $0 $0
2011 $72 $115,936 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Judy Giannasio

    Seller's Agent in 2025

    Judy Giannasio

    Christies International Real Estate Bluegrass

    (859) 509-3206

    3 in this area

    22 Total Sales

    Judy Giannasio
    Section Image
  • Sarah Zabawa

    Buyer's Agent in 2025

    Sarah Zabawa

    The Brokerage

    (859) 699-1745

    1 in this area

    108 Total Sales

    Sarah Zabawa
    Section Image
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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25018052

ImagineMLS (Bluegrass REALTORS®)

APN: 191-30-292.000

Kentucky Scott County Georgetown 40324 Northeast Georgetown

115 Ruffian Trail, Georgetown, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

ImagineMLS (Bluegrass REALTORS®) The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.

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