RENTED JAN 2, 2026

1150 Umbria Ln St. Cloud, FL 34771

North Saint Cloud Neighborhood

Estimated Value: $578,000 - $693,000

5 Beds
5 Baths
3,885 Sq Ft
$163/Sq Ft Est. Value

Highlights

  • Screened Pool
  • Open Floorplan
  • Main Floor Primary Bedroom
  • Voyager K-8 Rated 9+
  • Community Lake
  • Loft

About This Home

As of October 2025

DON'T MISS THIS BEAUTIFUL CUSTOM TWO-STORY 5/5/2/SCREENED-IN HEATED POOL/SPA FENCED IN HOME ON CORNER LOT NESTLED IN THE GREAT COMMUNITY OF NARCOOSSEE VILLAGE! IMMACULATELY MAINTAINED HOME WITH NEUTRAL COLORS THROUGHOUT/GLEAMING NEW WOOD/LAMINATE FLOORING & TILE THROUGHOUT/FRESHLY PAINTED INTERIORS FOR A PRISTINE LOOK/UPGRADED GOURMET-STYLE CUSTOM KITCHEN WITH ADDITIONAL BUTLER'S AREAS/HUGE WALK- IN PANTRY/ALL STAINLESS-STEEL APPLIANCES/GRANITE/LARGE KITCHEN ISLAND OPENS UP TO AN OVERSIZED DINING AREA AND FAMILY ROOM WITH SLIDERS OVERLOOKING BREATH-TAKING VIEWS OF GORGEOUS POOL & SPA WITH LARGE DECK AREA COMPLETELY FENCED /SEPARATE LIVING OR STUDY/PLENTY OF STORAGE & EXTRA CLOSET SPACE/ FIRST FLOOR BONUS MASTER BEDROOM OR MOTHER-IN-LAW SUITE WITH FULL PRIVATE BATH/SEPARATE POOL SHOWER BATH / SECOND FLOOR HUGE BONUS LOFT FOR VERSATILE LIVING OPTIONS LEADS TO DOUBLE DOORS THAT OPENS TO MASTER SUITE WITH LUXURY-SPA STYLE FULL MASTER BATHROOM/2ND & 3RD BEDROOMS SHARE A TUB SHOWER BATH AND 4TH BEDROOM HAS ITS OWN PRIVATE FULL BATH/HOME INCLUDES LAWNCARE/POOLCARE/QUARTERLY PEST CARE/COMMUNITY POOL/ EASY ACCESS TO ALL MAJOR SHOPPING/HIGHWAYS/RESTAURANTS/BEACH/THEME PARKS AND MUCH MORE. A MUST SEE!

Last Agent to Rent the Property

Margarita DAngelo

SOTERA LIVING Brokerage Phone: 407-725-9660 License #3171028 Listed on: 09/30/2025

Last Renter's Agent

Margarita DAngelo

SOTERA LIVING Brokerage Phone: 407-725-9660 License #3171028 Listed on: 09/30/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2015

Lot Details

  • 7,426 Sq Ft Lot
  • Fenced
  • Corner Lot

Parking

  • 2 Car Attached Garage
  • Ground Level Parking
  • Garage Door Opener
  • Driveway
  • On-Street Parking
  • Open Parking

Home Design

  • Bi-Level Home

Interior Spaces

  • 3,885 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Den
  • Loft
  • Pool Views
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • In-Law or Guest Suite
  • 5 Full Bathrooms

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Fence Around Pool
  • Pool Alarm

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Solar Heating System
  • Screened Patio

Listing and Financial Details

  • Residential Lease
  • Security Deposit $3,600
  • Property Available on 10/1/25
  • The owner pays for grounds care, pest control, pool maintenance
  • 12-Month Minimum Lease Term
  • Available 1/2/26
  • $50 Application Fee
  • 1 to 2-Year Minimum Lease Term
  • Assessor Parcel Number 20-25-31-4258-0001-0840

Community Details

Overview

  • Property has a Home Owners Association
  • Leland Management Association, Phone Number (407) 781-1188
  • Narcoossee Village Phase 1 Subdivision
  • Community Lake

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2015

Lot Details

7,426 Sq Ft Lot

Parking

2

Rental Info

  • Furnished: Unfurnished
  • Lease Amount Frequency: Monthly
  • Pets Allowed: No
  • Available Date: 2025-10-01
  • Terms Of Lease: No Smoking,Security Deposit Required
  • Long Term YN: 1
  • Security Deposit: 3600
  • Expected Lease Date: 2026-01-02T00:00:00.000
  • Rent Spree URL: https://apply.link/Ny6K6qc

Listing Details

  • Property Type: Residential Lease
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Living Area: 3885
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 4528
  • Lease Term: Twelve Months
  • Lot Size Sq Ft: 7426
  • Owner Pays: Grounds Care, Pest Control, Pool Maintenance
  • Status: Leased
  • Building Area Total Srch Sq M: 420.66
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 0.90
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • Attribution Contact: 407-725-9660
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 5
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • Total Bedrooms: 5
  • Levels: Two
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Window Features: Blinds
  • Additional Rooms: Den/Library/Office,Family Room,Formal Living Room Separate,Interior In-Law Suite w/No Private Entry,Loft
  • Living Area Meters: 360.93

Exterior Features

  • Pool Features: Heated, In Ground, Pool Alarm, Screen Enclosure
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Curb Parking, Driveway, Garage Door Opener, Ground Level, Open

Utilities

  • Utilities: Cable Available, Electricity Available, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Solar
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Pool, Sidewalks
  • Association Amenities: Pool
  • Association Name: Leland management
  • Phone: 407-781-1188
  • Association: Yes
  • Security: Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00
  • Application Fee: 50

Lot Info

  • Parcel Number: 20-25-31-4258-0001-0840
  • Fencing: Fenced
  • Lot Features: Corner Lot
  • Property Attached Yn: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 29, 2015
Sold by
M/I Homes Of Orlando Llc
Bought by
Ntim Kwame Safo and Ntim Shirley
Current Estimated Value
$631,505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,600
Outstanding Balance
$254,199
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$377,306
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ntim Kwame Safo $347,000 M-I Title Agency Ltd Lc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ntim Kwame Safo $329,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/02/2026 01/02/26 Rented $3,500 0.0% --
10/07/2025 10/07/25 Under Contract -- -- --
09/30/2025 09/30/25 For Rent $3,500 +16.7% --
11/15/2024 11/15/24 Rented $3,000 0.0% --
11/11/2024 11/11/24 Under Contract -- -- --
11/05/2024 11/05/24 For Rent $3,000 -25.0% --
10/15/2023 10/15/23 Rented $4,000 -7.0% --
09/29/2023 09/29/23 Under Contract -- -- --
09/03/2023 09/03/23 For Rent $4,300 -- --
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,731 $549,400 $75,000 $474,400
2024 $5,720 $586,800 $75,000 $511,800
2023 $5,720 $405,224 $0 $0
2022 $5,035 $359,150 $0 $0
2021 $5,008 $348,690 $0 $0
2020 $4,949 $343,876 $0 $0
2019 $4,893 $336,145 $0 $0
2018 $4,779 $329,878 $0 $0
2017 $4,726 $319,470 $0 $0
2016 $4,668 $312,900 $0 $0
2015 $1,128 $45,000 $45,000 $0
2014 -- $44,000 $44,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Margarita DAngelo

    Landlord's Agent in 2025

    Margarita DAngelo

    SOTERA LIVING

    (321) 446-3843

    15 Total Sales

    Margarita DAngelo
    Section Image
  • Francisco De Miranda

    Buyer's Agent in 2023

    Francisco De Miranda

    EXP REALTY LLC

    (407) 731-0626

    3 in this area

    37 Total Sales

    Francisco De Miranda
    Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6348578

Stellar MLS

APN: 20-25-31-4258-0001-0840

Florida Osceola County Saint Cloud 34771 North Saint Cloud

1150 Umbria Ln, Saint Cloud, FL

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID

Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.