116 Mescallero Dr Interlachen, FL 32148

Your weekends begin with a fishing rod in your hand. Others end watching the sun disappear over a quiet lake after a day spent boating the St. Johns River. That's the rhythm of life around Interlachen with small roads, towering pines, hidden lakes, and the kind of peace that's getting harder to find in Florida.

Just minutes from countless fishing spots and an easy drive to the public boat ramp in Palatka, this wooded homesite puts you close to everything that makes this part of North Florida special. Spend weekends exploring nearby lakes, launch your boat onto the St. Johns River, enjoy local restaurants in Palatka, then come home to a place surrounded by trees instead of traffic. It's the kind of setting where neighbors wave, evenings are quiet, and life naturally slows down.

If you're wondering whether this is real — it is. No bank approval, no credit check, no hidden fees. Just a simple doc fee and a monthly payment smaller than most car payments. The R-2 zoning gives you the flexibility to build a site-built home, modular home, manufactured home, or mobile home. Power is already available along the road, making future plans that much easier. Whether you're planning your forever home or simply securing your place in one of Florida's most relaxed communities, this property gives you room to make that decision on your own timeline.

Cash: $6,399 (20% off, was $7,999).
Down: $149.
Doc fee: $250.
$149/mo for 43 months, 0% interest.
Total monthly: $164 ($149 principal + $10 note fee + $5 estimated taxes, all collected together in one payment each month).

What would you do here first — fish the local lakes, explore the St. Johns, or start planning your build? TEXT (850) 374-5362 with your answer and get 2 months off your financing.

Highlights:
Power - power pole on the street
Family Dollar about 6 minutes away, Walmart in Palatka about 15 minutes — close enough for a supply run, far enough to feel like the country Quiet “Old Florida” atmosphere with natural surroundings
Great long-term homesite opportunity
No public water or sewer is available in this area. A private well and septic system will be required to build.

How owner financing works (plain English)

• Today you pay the initial amount (down payment + doc fee).
• We prepare paperwork and set up financing.
• Your first monthly payment is due about 30 days later.
• No bank / no credit check.


Documents (attached in listing)


• How Owner Financing Works (1 page)


Quick questions people ask
• Can I go walk it? Yes — use the map/GPS and plan for rural roads.
• RV Camping? Putnam County does not allow RV use or camping on vacant lots. No RV stays, no camping of any kind permitted on this property until a primary residence is constructed. County ordinance updated July 2024.
• How fast can I buy? Same day once you’re ready.
• Why different payment options sometimes? Lower monthly usually means higher total price; higher monthly usually means lower total cost.


What would you do here first — fish the local lakes, explore the St. Johns, or start planning your build? TEXT (850) 374-5362 with your answer and get 2 months off your financing.