$990,000
$440K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $5,594/month

Total Views 14,536
3 Beds
2 Baths
2,114 Sq Ft
$468 Price per Sq Ft

Highlights

  • Deeded Boat Dock
  • Water access To Gulf or Ocean
  • 0.62 Acre Lot
  • Veterans Memorial Elementary School Rated A
  • Concrete Pool
  • Home fronts a canal

About This Home

One or more photo(s) has been virtually staged, AI generated or rendered. RARE GULF ACCESS OPPORTUNITY IN PALM RIVER ESTATES
Rarely does a property of this caliber become available in the heart of North Naples. Situated on an expansive 0.62-acre Gulf access waterfront lot, this unique property offers an exceptional combination of privacy, recreation, boating access, and future potential—all without HOA restrictions.
Enjoy direct boating access through scenic mangrove-lined waterways to Wiggins Pass and the Gulf of Mexico, making this a true paradise for boating enthusiasts, kayakers, paddleboarders, and anglers. The 2021 composite dock, complete with water and electric service, provides effortless access to the water right from your backyard.
Outdoor living is where this property truly shines. Designed for entertaining and enjoying the Southwest Florida lifestyle, the backyard features a 14' x 28' deep swimming pool, an eight-seat tiki bar, a waterfront chickee hut with picnic seating, outdoor shower, and a 10' x 33' screened lanai equipped with three electric roll-down shutters.
The oversized lot provides exceptional flexibility and offers a rare opportunity to create a truly customized waterfront retreat. Whether your vision includes expanded outdoor living spaces, recreational amenities, additional storage for boats and recreational vehicles, or other enhancements, the property offers ample room to accommodate a variety of lifestyles. The residence offers 2,114 square feet of living space and is built on a solid stem wall foundation. Inside, you'll find three bedrooms, two bathrooms, formal living and dining rooms, a spacious family room, and a breakfast nook, creating a flexible floor plan ready to enjoy today or personalize over time.
Additional features include:
• 22kW whole-house Generac generator
• Reverse osmosis water system
• Clear panel hurricane shutters
• Ample boat and RV storage
• No HOA restrictions
• Western exposure for beautiful Florida sunsets
Located just minutes from Naples' world-famous white sand beaches, Mercato, Waterside Shops, fine dining, shopping, golf courses, and top-rated medical facilities, this property offers the rare opportunity to secure Gulf access, an oversized waterfront lot, and a prime North Naples location in one of the area's most desirable non-HOA communities.
Whether you're seeking a waterfront retreat, a boating lifestyle, or a property with unlimited potential in an exceptional location, this is an opportunity not to be missed.

Listing Agent

Odamis Martinez

William Raveis Real Estate Listed on: 06/27/2025

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,960

Year Built

  • Built in 1988

Lot Details

  • 27,007 Sq Ft Lot
  • 81 Ft Wide Lot
  • Home fronts a canal
  • Rectangular Lot

HOA Fees

  • $30 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Furnished or left unfurnished upon request
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Formal Dining Room
  • Home Office
  • Heated Sun or Florida Room
  • Screened Porch
  • Canal Views
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Room
  • Breakfast Bar
  • Self-Cleaning Oven
  • Ice Maker
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Concrete Pool
  • Outdoor Shower
  • Screen Enclosure

Outdoor Features

  • Water access To Gulf or Ocean
  • Dock has access to water
  • Deeded Boat Dock
  • Dock made with Composite Material

Utilities

  • Central Heating and Cooling System
  • Propane
  • Gas Available
  • Internet Available
  • Cable TV Available

Community Details

  • River Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 65470120005
  • Tax Block A

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,960

Year Built

Built in 1988

Lot Details

0.62 Acres

HOA Fees

$30 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Features: Regular
  • LotSizeAcres: 0.62
  • Park Name: PALM RIVER ESTATES
  • Is Senior Community?: No
  • Has View?: Yes
  • Security Features: Security System, Smoke Detector(s)
  • Association Amenities: Internet Access, See Remarks
  • Association Fees: 360
  • Has H O A?: No
  • Co List Office Mls Id: NWRF
  • Standard Status: Active
  • Subdivision Name: RIVER OAKS
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • NABOR_GulfAccessYN: Yes
  • NABOR_GasYN: Yes
  • NABOR_MasterHOAFee: 360
  • Elevator: None
  • NABOR_CableAvailableYN: Yes
  • Boat Access: Boat Dock Private, Composite Dock, Dock Deeded, Dock Included, Water Avail at Dock
  • LastChangeTimestamp: 2026-03-05T18:01:03.960Z
  • NABOR_MasterHOAFeeFreq: Annually
  • Community Type: Non-Gated
  • BridgeModificationTimestamp: 2026-06-23T18:47:26.839Z
  • ListAgent_MUI: 7513168
  • NABOR_AuctionYN: No
  • CDOM: 361
  • NABOR_MandatoryHOAYN: No
  • Gulf Access Type: Bridge(s)/Water Indirect
  • Building Desc: 1 Story/Ranch
  • Equipment: Disposal, Dryer, Refrigerator/Icemaker, Security System, Self Cleaning Oven, Smoke Detector, Washer
  • DOM: 361
  • Additional Rooms: Family Room, Florida Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 990000
  • NABOR_LotFrontage: 81
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Tile
  • Interior Amenities: Built-In Cabinets, Foyer, Pantry, Pull Down Stairs, Smoke Detectors, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Disposal, Dryer, Refrigerator/Icemaker, Self Cleaning Oven, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Stories: 1
  • Window Features: Window Coverings
  • Room Dining Room Features: Breakfast Bar, Breakfast Room, Formal
  • NABOR_Bedrooms: 3 Bed

Exterior Features

  • Roof: Shingle
  • View: Canal
  • Exterior Features: Boat Dock Private, Composite Dock, Dock Deeded, Dock Included, Water Avail at Dock, Screened Lanai/Porch, Outdoor Shower
  • Pool Features: Concrete, Screen Enclosure
  • Has Private Pool?: Yes
  • Waterfront Features: Canal Front
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central
  • Gas: Propane

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Waterfront: Yes
  • Parcel Number: 65470120005
  • Lot Size Sq Ft: 27007
  • Land Lease Expiration Date: 2026-07-31
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2959.96
  • Tax Block: A

Multi Family

  • Number Of Units Furnished: Negotiable
  • Number Of Units Total: 1

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,034 $314,112 -- --
2024 $2,922 $305,259 -- --
2023 $2,922 $296,368 -- --
2022 $2,857 $287,736 $0 $0
2021 $2,883 $279,355 $0 $0
2020 $2,761 $270,522 $0 $0
2019 $2,711 $264,440 $0 $0
2018 $2,650 $259,509 $0 $0
2017 $2,607 $254,171 $0 $0
2016 $2,535 $248,943 $0 $0
2015 $2,556 $247,213 $0 $0
2014 $2,557 $195,251 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/05/2026 03/05/26 Price Changed $990,000 -16.8% $468 / Sq Ft
01/14/2026 01/14/26 Price Changed $1,190,000 -16.8% $563 / Sq Ft
06/27/2025 06/27/25 For Sale $1,430,000 -- $676 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $350,000 --
Warranty Deed $284,000 --
Deed $145,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $280,000 Purchase Money Mortgage
Previous Owner $105,000 Purchase Money Mortgage
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 225058719

Naples Area Board of REALTORS®

APN: 65470120005

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