Nicole DiSabato Harmon
RE/MAX REALTEC GROUP INC
(813) 565-9154
74 Total Sales
8 in Palm Harbor
$175K - $1.1M Price Range
1166 Gillespie Dr Palm Harbor, FL 34684
Palm Harbor Area
2
Beds
2
Baths
1,963
Sq Ft
7,906
Sq Ft Lot
Highlights
- On Golf Course
- Boat Ramp
- Active Adult
- Fishing Pier
- Heated Lap Pool
- Lake View
About This Home
As of July 2026RARE GOLF COURSE GEM IN HIGHLAND LAKES! Enjoy breathtaking panoramic golf course views from this spacious and beautifully maintained 1,963-square-foot home in one of Palm Harbor's most sought-after 55+ communities. Perfectly positioned at a tee box, this property offers all the beauty of golf course living without the common concerns of errant golf balls striking windows or golfers crossing through your backyard. Major updates provide peace of mind, including a NEW ROOF (2026) with New Leaf Filter Gutters, ALL HURRICANE-IMPACT WINDOWS with PLANTATION SHUTTERS, HURRICANE-IMPACT EXTERIOR DOORS, and HURRICANE-IMPACT GARAGE DOOR (2026), and HVAC system (2015). Inside, you'll find an elegant, thoughtfully designed floor plan, a family room with vaulted ceilings, featuring luxury vinyl flooring, tile, and plush carpeting in the bedrooms. A versatile floor plan could easily become a 3-bedroom by converting the Living room. The spacious kitchen is a standout, showcasing abundant oversized wood cabinetry, stunning quartz countertops with a timeless appearance, plenty of counter space for creating culinary delights, and cupboard space for all your cookware. The home's generous room sizes, meticulous upkeep, and captivating golf course views create an inviting atmosphere throughout. Whether enjoying your morning coffee while watching golfers tee off in the distance or entertaining family and friends, this property offers the perfect combination of comfort, beauty, and security. Residents of Highland Lakes enjoy exceptional amenities, including FREE golf on three executive courses, Lake Tarpon access with FREE Boat/RV Storage, The Lodge with 2 Pontoon boats for Lake cruises and the Main Clubhouse facilities, Tennis and Pickleball courts, arts and crafts, including Stained glass, Ceramics, and Woodworking workshops, fitness activities, social clubs, and endless opportunities to enjoy Florida's active lifestyle. This is your chance to own a move-in-ready golf course home in one of Palm Harbor's premier active-adult communities located in a NON Evacuation and NON Flood Zone! Yet close to World Famous Honeymoon Island, 2 International Airports, excellent eateries, and abundant shopping.
Last Agent to Sell the Property
RAGSDALE RESIDENTIAL REALTY Brokerage Phone: 727-742-3789 License #459814 Listed on: 06/05/2026
Co-Listed By
RAGSDALE RESIDENTIAL REALTY Brokerage Phone: 727-742-3789 License #3644679
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,047
Year Built
- Built in 1984
Lot Details
- 7,906 Sq Ft Lot
- On Golf Course
- East Facing Home
- Private Entrance
- Well Sprinkler System
- Private Yard
- Property is zoned RPD-7.5
HOA Fees
- $164 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Workshop in Garage
- Garage Door Opener
Property Views
- Lake
- Golf Course
Home Design
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,963 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Plantation Shutters
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Den
- Inside Utility
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Range with Range Hood
- Dishwasher
- Stone Countertops
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Tall Countertops In Bathroom
- Shower
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Heated Lap Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Outside Bathroom Access
- Pool Lighting
Outdoor Features
- Fishing Pier
- Access To Lake
- Water Skiing Allowed
- Boat Ramp
- Rain Gutters
- Private Mailbox
Schools
- Highland Lakes Elementary School
- Carwise Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Well
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 16
- Assessor Parcel Number 05-28-16-38907-000-0160
Community Details
Overview
- Active Adult
- Association fees include common area taxes, pool, management, recreational facilities
- Scarlet Roach Association, Phone Number (727) 784-1402
- Highland Lakes Unit Fifteen Ph 2 Subdivision
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community
Amenities
- Clubhouse
Recreation
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Recreation Facilities
- Shuffleboard Court
- Community Pool
- Community Spa
3D Interior and Exterior Tours
Floorplan
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2014
Closed on
Oct 10, 2014
Sold by
Christy Carole and Christy James
Bought by
Seller's Agent
Denise Winter
FUTURE HOME REALTY INC
Buyer's Agent
Denise Winter
FUTURE HOME REALTY INC
List Price
$250,000
Sold Price
$230,000
Premium/Discount to List
-$20,000
-8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.30%
Original Mortgage
$147,500
Outstanding Balance
$110,364
Interest Rate
4.16%
Mortgage Type
New Conventional
Estimated Equity
$421,352
Purchase Details
Closed on
Feb 23, 2005
Sold by
Santelli Stella G and Santelli Carole J
Bought by
Santelli Carole J and Santelli Joan
Purchase Details
Closed on
Dec 15, 1995
Sold by
Santelli Stella G
Bought by
Santelli Stella G and Santelli Carole J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palm Harbor, FL
-
Nicole DiSabato Harmon
-
Gail Urban
Gail Urban
CENTURY 21 COASTAL ALLIANCE
(727) 732-6484
48 Total Sales
5 in Palm Harbor
$135K - $300K Price Range
-
Cindy Harrison
Cindy Harrison
FUTURE HOME REALTY INC
(813) 519-3807
48 Total Sales
1 in Palm Harbor
$624,000 Price
-
Tony Baroni
Tony Baroni
KELLER WILLIAMS SUBURBAN TAMPA
(813) 437-1985
1,289 Total Sales
6 in Palm Harbor
$210K - $810K Price Range
-
Jennifer Kibiger
Jennifer Kibiger
BHHS FLORIDA PROPERTIES GROUP
(813) 680-5163
48 Total Sales
2 in Palm Harbor
$289K - $460K Price Range
-
Shauna Ward
Shauna Ward
SENW
(656) 218-3836
45 Total Sales
2 in Palm Harbor
$250K - $682K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $230,000 | Star Title Partners Of Palm | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $147,500 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/20/2026 07/20/26 | Sold | $530,000 | -4.3% | $270 / Sq Ft | |
| 06/09/2026 06/09/26 | Pending | -- | -- | -- | |
| 06/05/2026 06/05/26 | For Sale | $554,000 | +140.9% | $282 / Sq Ft | |
| 08/17/2018 08/17/18 | Off Market | $230,000 | -- | -- | |
| 10/10/2014 10/10/14 | Sold | $230,000 | -- | $117 / Sq Ft | View Prior Sale |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,047 | $256,370 | ||
| 2024 | $3,760 | $249,145 | ||
| 2023 | $3,760 | $241,888 | $0 | $0 |
| 2022 | $3,649 | $234,843 | $0 | $0 |
| 2021 | $3,678 | $228,003 | $0 | $0 |
| 2020 | $3,668 | $224,855 | $0 | $0 |
| 2019 | $3,605 | $219,800 | $0 | $0 |
| 2018 | $3,556 | $215,702 | $0 | $0 |
| 2017 | $3,524 | $211,265 | $0 | $0 |
| 2016 | $3,493 | $206,920 | $0 | $0 |
| 2015 | $3,546 | $205,482 | $0 | $0 |
| 2014 | $2,884 | $174,570 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sheri Ragsdale
Seller's Agent in 2026
Sheri Ragsdale
RAGSDALE RESIDENTIAL REALTY
(727) 742-3789
80 Total Sales
-
Beverly Burchfield
Seller Co-Listing Agent in 2026
Beverly Burchfield
RAGSDALE RESIDENTIAL REALTY
(954) 817-0578
8 Total Sales
-
Cheryl Guggi
Buyer's Agent in 2026
Cheryl Guggi
BHHS FLORIDA PROPERTIES GROUP
(727) 480-1700
47 Total Sales
-
Denise Winter
DW
Seller's Agent in 2014
Denise Winter
FUTURE HOME REALTY INC
(727) 643-1276
6 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8510527
APN: 05-28-16-38907-000-0160
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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