NOT LISTED FOR SALE

Estimated Value: $492,470 - $503,000

4 Beds
3.5 Baths
2,100 Sq Ft
$237/Sq Ft Est. Value

Sale Details

Date Sold: May 1, 2026

Last sale price $500,000 $238 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,608 / mo

33 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Home fronts navigable water
  • La Plata High School Rated A-
  • Golf Club
  • Canoe or Kayak Water Access

About This Home

As of May 2026

Nestled at the end of a quiet cul-de-sac with unobstructed views of Cuckold Creek and the Potomac River, this exceptional contemporary home offers a rare opportunity to enjoy waterfront living in the prestigious Swan Point Yacht and Golf Recreational Community. The privacy and panoramic water views make this property truly special. In 2004, the original home was expanded with several additions and completely renovated. The updated kitchen serves as the heart of the home and is perfectly positioned to capture the scenic setting. It features Corian countertops, tile flooring, deep sink, and a full appliance package including refrigerator, electric stove, dishwasher, and disposal. Just off the kitchen is a stunning sunroom with expansive water views, Berber carpeting, ceiling fan, and supplemental baseboard heat for year-round comfort. On the opposite side, a maintenance-free screened porch with cathedral ceiling and ceiling fan (approximately 15 x 12) opens to both an open deck and concrete patio, creating multiple outdoor spaces designed to embrace the waterfront lifestyle. The open living room features a brick fireplace with wood mantle and flows seamlessly into the dining area accented with chair rail and decorative chandelier. Sliding glass doors lead to the backyard patio area. The main level includes 2 bedrooms and 1.5 baths. The owner’s suite offers an en suite bath with tile flooring and glass-enclosed shower. A convenient stack washer and dryer, whole-house water filtration system, and electric hot water heater are also located on this level. Upstairs features 2 additional bedrooms and 2 full baths. One bedroom offers skylights, ceiling fan, walk-in closet with organizer, private maintenance-free balcony, and beautiful water views. The en suite bath includes tile flooring, skylight, and glass-enclosed shower. The second upper bedroom is generously sized with water views and walk-in closet, plus a full hall bath.
Additional highlights include a fully owned and paid-off solar panel system for energy savings, architectural shingle roof, composite exterior, hardwired backup generator, insulated crawlspace with serviced dehumidifier, and an oversized attached side-load two-car garage with workshop area, cabinets, sink, and solar monitoring system. Residents of Swan Point enjoy access to resort-style amenities including a championship golf course, full-service marina, private beach, swimming pool, tennis and pickleball courts, and a vibrant calendar of community events all year long. Simply a must see!!!

Last Agent to Sell the Property

Frank McKnew

(301) 843-5100 frank@frankmcknew.com RE/MAX Realty Group Brokerage Phone: 3018435100 License #308256 Listed on: 02/26/2026

RE/MAX Realty Group

Last Buyer's Agent

Desmond Harley

(301) 850-0255 kara@samsonproperties.net Samson Properties License #522027

Samson Properties

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,324

Year Built

  • Built in 1984 | Remodeled in 2004

Lot Details

  • 17,262 Sq Ft Lot
  • Home fronts navigable water
  • Creek or Stream
  • Property is in good condition
  • Property is zoned RM

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 3 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • River
  • Panoramic

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,100 Sq Ft Home
  • Property has 2 Levels
  • Chair Railings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Brick Fireplace
  • Double Pane Windows
  • Window Treatments
  • Sliding Doors
  • Combination Dining and Living Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Enclosed Patio or Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Electric Water Heater

Additional Features

  • Level Entry For Accessibility
  • Energy-Efficient Windows

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 0905030358

Community Details

Overview

  • $225 Recreation Fee
  • Association fees include all ground fee, common area maintenance, management, pool(s), recreation facility, road maintenance, snow removal
  • Swan Point Sub Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Recreation Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Marina
  • Golf Club
  • Golf Course Community
  • Golf Course Membership Available
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,324

Year Built

Built in 1984 | Remodeled in 2004

Lot Details

0.4 Acres

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2/27/2026 12:00:00 AM
  • Year Built: 1984
  • Year Renovated: 2004
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Dryer, Refrigerator, Stove, Dishwasher, Disposal
  • Flooring Type: Tile/Brick, Carpet
  • Interior Amenities: Combination Dining/Living, Chair Railings, Carpet, Upgraded Countertops, Ceiling Fan(s), Bathroom - Walk-In Shower, Walk-In Closet(s), Entry Level Bedroom, Kitchen - Eat-In, Primary Bath(s), Skylight(s), Window Treatments
  • Window Features: Double Pane, Energy Efficient
  • Fireplace Features: Brick
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Crawl Space, Block
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2100
  • Living Area Sq Ft: 2100
  • Price Per Sq Ft: 238.10
  • Above Grade Finished Sq Ft: 2100
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Roof: Architectural Shingle, Asphalt
  • View: River, Water, Panoramic
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Cuckold Creek/Middletown Branch
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Additional Storage Area, Built In, Garage - Side Entry, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 231.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Bar/Lounge, Basketball Courts, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Marina/Marina Club, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Recreational Center, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Management, Pool(s), Recreation Facility, Road Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: 225.00
  • Association Recreation Fee: Yes
  • Community Pool Features: In Ground, Gunite

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17262.00
  • Outdoor Living Structures: Patio(s), Porch(es), Deck(s), Balcony, Enclosed
  • Property Condition: Good
  • Zoning: RM
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4324.00
  • Assessor Parcel Number: 0905030358
  • Tax Lot: 26
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2026
Closed on
Apr 28, 2026
Sold by
Joy Murtaugh
Bought by
Seller's Agent
Frank McKnew
RE/MAX Realty Group
Buyer's Agent
Desmond Harley
Samson Properties
List Price
$500,000
Sold Price
$500,000
Views
198
Current Estimated Value
$497,118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,882
Avg. Annual Appreciation
-1.69%
Original Mortgage
$490,943
Outstanding Balance
$490,032
Interest Rate
6.38%
Mortgage Type
FHA
Estimated Equity
$7,086

Purchase Details

Closed on
Feb 20, 2014
Sold by
Murtaugh Joy R
Bought by
Murtaugh Joy R and Murtaugh Tom

Purchase Details

Closed on
Nov 29, 2004
Sold by
Giddings Alfred and Nira Rev Trst
Bought by
Murtaugh Joy R

Purchase Details

Closed on
Jul 19, 1996
Sold by
Giddings Alfred J and Giddings Nira W
Bought by
Giddings Alfred and Nira Rev Trst

Purchase Details

Closed on
Aug 18, 1983
Sold by
United States Steel Corp
Bought by
Giddings Alfred J and Giddings Nira W
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Newburg, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$500,000 Universal Title
Murtaugh Joy R -- None Available
Murtaugh Joy R $375,000 --
Giddings Alfred -- --
Giddings Alfred J $34,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $490,943
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Sold $500,000 0.0% $238 / Sq Ft
03/31/2026 03/31/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $500,000 -- $238 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,607 $310,800
2024 $4,175 $301,700 $0 $0
2023 $4,181 $292,600 $103,400 $189,200
2022 $4,027 $285,467 $0 $0
2021 $3,796 $278,333 $0 $0
2020 $3,796 $271,200 $103,400 $167,800
2019 $3,747 $268,700 $0 $0
2018 $3,674 $266,200 $0 $0
2017 $3,633 $263,700 $0 $0
2016 -- $257,333 $0 $0
2015 $3,958 $250,967 $0 $0
2014 $3,958 $244,600 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDCH2051396

Bright MLS

APN: 05-030358

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