$369,900

118 Bishop Dr Montross, VA 22520

Estimated payment $2,134/month

Total Views 7,192
3 Beds
3 Baths
2,832 Sq Ft
$131 Price per Sq Ft

Highlights

  • Hot Property
  • Marina
  • Home fronts navigable water
  • Montross Middle School Rated 9+
  • Boat Ramp
  • Private Beach

About This Home

Offered for sale in the desirable community of Stratford Harbour, this charming raised rancher presents an excellent opportunity for a new owner to personalize and add value. Solidly built and in good condition for its age, this home would benefit from some cosmetic updates and TLC from the new purchaser and is priced accordingly to reflect that very potential. Situated on two combined lots with only one HOA fee, the property offers a private, peaceful setting surrounded by mature trees. The home features two finished levels, 2832 total living Sq. Ft. since remodel in 1999 ,with three bedrooms and three full baths, an enclosed porch ideal for relaxing, a detached two-car garage, and a fenced backyard area. The finished basement provides additional living space along with generous storage options. For added peace of mind, a one-year home warranty will be provided to the buyer at settlement. Enjoy all that Stratford Harbour has to offer — a welcoming waterfront community where neighbors become friends, and friends become family.

Listing Agent

Ms. Tina M. Keene

(804) 587-0870 myrealtorangelacarter@gmail.com AC Realty Group Brokerage Phone: 8045870870 License #0225218353 Listed on: 03/16/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,894

Year Built

  • Built in 1977 | Remodeled in 1999

Lot Details

  • 1.12 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • Chain Link Fence
  • Private Lot
  • Backs to Trees or Woods
  • Side Yard
  • Home is on 2 lots, only 1 HOA fee.
  • Additional Land
  • Property is in good condition
  • Property is zoned R2

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Driveway
  • Assigned Parking

Home Design

  • Raised Ranch Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Wood Siding
  • Shingle Siding
  • Masonry

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Curved or Spiral Staircase
  • Dual Staircase
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Double Pane Windows
  • Window Treatments
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Screened Porch
  • Storage Room
  • Attic

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Extra Refrigerator or Freezer
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Electric Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Electric Baseboard Heater
  • Electric Water Heater
  • Perc Approved Septic
  • Septic Equal To The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 11358-1 & 11358-1

Community Details

Overview

  • Stratford Harbour Property Owners Association
  • Stratford Harbour Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Recreation Room

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Recreational Area

Security

  • Security Service
  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,894

Year Built

Built in 1977 | Remodeled in 1999

Lot Details

1.12 Acres

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 3/20/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1977
  • Year Renovated: 1999
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Extra Refrigerator/Freezer, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Laminated, Carpet
  • Interior Amenities: Additional Stairway, Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Curved Staircase, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Galley, Primary Bath(s), Spiral Staircase, Stove - Wood, Window Treatments
  • Window Features: Double Pane
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom, Screened Porch
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Full, Interior Access, Outside Entrance
  • Laundry Type: Dryer In Unit, Washer In Unit, Lower Floor
  • Total Sq Ft: 2832
  • Living Area Sq Ft: 2832
  • Price Per Sq Ft: 261.23
  • Above Grade Finished Sq Ft: 1416
  • Below Grade Finished Sq Ft: 1416
  • Total Below Grade Sq Ft: 1416
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding, Masonry, Shingle Siding
  • Exterior Features: Private Beach
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Central, Wood
  • Heating Type: Central, Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Security: Resident Manager
  • Sewer/Septic System: Perc Approved Septic, Septic = # Of Br
  • Utilities: Cable Tv Available, Electric Available, Water Available
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 503.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Dining Rooms, Exercise Room, Marina/Marina Club, Lake, Non-Lake Recreational Area, Pickleball Courts, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Recreational Center, Reserved/Assigned Parking, Security, Soccer Field, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels Description: Home is on 2 lots, only 1 HOA fee.
  • Fencing: Chain Link
  • Lot Features: Additional Lot(s), Backs To Trees, Private, Sideyard(s)
  • Lot Size Acres: 1.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 48787.20
  • Outdoor Living Structures: Porch(es), Screened
  • Property Condition: Good
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1894.48
  • Assessor Parcel Number: 11358-1 & 11358-1
  • Tax Year: 2025

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,753 $257,800 $39,200 $218,600
2024 $1,753 $257,800 $39,200 $218,600
2023 $1,598 $257,800 $39,200 $218,600
2022 $1,598 $257,800 $39,200 $218,600
2021 $1,597 $210,100 $39,200 $170,900
2020 $1,597 $210,100 $39,200 $170,900
2019 $1,366 $210,100 $39,200 $170,900
2018 $1,282 $210,100 $39,200 $170,900
2017 -- $210,100 $39,200 $170,900
2016 $1,261 $210,100 $39,200 $170,900
2015 -- $222,400 $39,200 $183,200
2014 -- $0 $0 $0
2013 -- $222,400 $39,200 $183,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/16/2026 03/16/26 For Sale $369,900 -- $131 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: VAWE2010540

Bright MLS

APN: 22C-111

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