Seller's Agent in 2025
Mark St.Germain
LPT Realty, LLC
(810) 499-2014
14 Total Sales
11870 N Bluff Cove Path Dunnellon, FL 34434
3
Beds
3
Baths
2,364
Sq Ft
0.92
Acres
Highlights
- Docks
- River Front
- Updated Kitchen
- Heated In Ground Pool
- Views of Pier
- Open Floorplan
About This Home
As of February 2025Stunning Waterfront Home on a quiet dead-end street with Breathtaking Views – NO Flood insurance required! Flood Plain X!
Welcome to your dream retreat! This exceptional 3-bedroom, 3-bathroom waterfront home sits approximately 40 feet above the Withlacoochee River Bluff Cove, offering one of the most spectacular natural views in all of Florida. Enjoy serene sunsets and the sounds of nature from your viewing deck. This home has been very well maintained and has custom features throughout. Travertine Tile Floors, Stone countertops, Crown moldings etc. Too many features to mention. Located just a 10-minute ride to the beautiful Rainbow River and within walking distance to the Dunnellon and Withlacoochee trailheads, this home is perfect for outdoor enthusiasts. For added fun, a pickleball court is just a 5-minute drive away. Dive into relaxation with your heated saltwater pool. With two master suites, this home is ideal for families or hosting guests. The three-car garage provides ample storage for all your toys and equipment. Recent updates include a new HVAC system 2022 , roof 2017, pool heater 2023, water heater 2022. This home is located on a quiet dead-end street with a neighborhood run HOA. Just $105/YEAR in dues! The waterfront is on a Cove, fed by the Withlacoochee River in a No Wake Zone Slow Speed. Don’t miss out on this rare opportunity to own a slice of paradise. Truly a must see to appreciate the beauty. Words can’t do it justice. Schedule your private showing today and experience the magic of waterfront living!
Last Agent to Sell the Property
LPT Realty, LLC License #3521614 Listed on: 12/17/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,644
Year Built
- Built in 1997
Lot Details
- 0.92 Acre Lot
- River Front
- Property fronts a county road
- Northeast Facing Home
- Wood Fence
- Wooded Lot
- Landscaped with Trees
- Property is zoned CLRMH
HOA Fees
- $9 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Block Foundation
- Slab Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 2,364 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Wet Bar
- Furnished
- Bookcases
- Wood Burning Fireplace
- Blinds
- Double Door Entry
- Sliding Doors
- Views of a pier
- Pull Down Stairs to Attic
Kitchen
- Updated Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Range Hood
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Travertine
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Bidet
- Dual Sinks
- Shower Only
- Separate Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Home Security
- Home Security System
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Eco-Friendly Details
- Reclaimed Water Irrigation System
Pool
- Heated In Ground Pool
- Saltwater Pool
- Waterfall Pool Feature
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- River Access
- Docks
- Lake Privileges
- Gazebo
Schools
- Central Ridge Elementary School
- Citrus Springs Middle School
- Citrus High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Power Generator
- Water Heater
- Water Purifier is Owned
- Water Softener is Owned
- Septic Tank
Community Details
- River Bluffs HOA, Phone Number (727) 459-1167
- River Bluffs Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 17, 2024
Closed on
Feb 28, 2025
Sold by
Mark M St Germain Living Trust and St Germain Mark M
Bought by
Novacek Michelle C
Seller's Agent
Mark St.Germain
LPT Realty, LLC
Buyer's Agent
Kerry Rosselet
Century 21 J.W.Morton R.E.
List Price
$850,000
Sold Price
$850,000
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,037
Avg. Annual Appreciation
-3.67%
Purchase Details
Listed on
Jun 8, 2023
Closed on
Aug 28, 2023
Sold by
Ricky A And Deborah A Stalvey Living Tru
Bought by
Mark M St Germain Living Trust and St Germain
Seller's Agent
Matt Buttner
List Now Realty, LLC
Buyer's Agent
Mark St.Germain
LPT Realty, LLC
List Price
$825,000
Sold Price
$815,000
Premium/Discount to List
-$10,000
-1.21%
Views
88
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.84%
Purchase Details
Closed on
Oct 20, 2022
Sold by
Stalvey Ricky A and Stalvey Deborah A
Bought by
Ricky A And Deborah A Stalvey Living Trust
Purchase Details
Listed on
Nov 26, 2021
Closed on
Jan 21, 2022
Sold by
Marcotte Edward L and Marcotte Linda M
Bought by
Stalvey Ricky A and Stalvey Deborah A
Seller's Agent
Valerie Hanchar
BRICKS & MORTAR REAL ESTATE
Buyer's Agent
Freddie Moore
COLDWELL BANKER RIVERLAND RLTY
List Price
$590,000
Sold Price
$585,750
Premium/Discount to List
-$4,250
-0.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.20%
Purchase Details
Closed on
Oct 24, 2008
Sold by
Tidwell Bobby J and Tidwell Ruthann
Bought by
Marcotte Edward L and Marcotte Linda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 2, 2005
Sold by
1994 Mcdougall Sr George A and 1994 George A Mcdougall Sr
Bought by
Tidwell Bobby J and Tidwell Ruthann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,000
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 1, 1996
Bought by
Marcotte Edward L and Marcotte Linda M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $850,000 | First International Title | |
| Warranty Deed | $850,000 | First International Title | |
| Warranty Deed | $815,000 | Upward Title & Closing Agency | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $585,800 | Clear Choice Title | |
| Warranty Deed | $369,000 | Attorney | |
| Warranty Deed | $389,000 | Dba Crystal River Title | |
| Deed | $63,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $299,000 | Purchase Money Mortgage | |
| Previous Owner | $289,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/28/2025 02/28/25 | Sold | $850,000 | 0.0% | $360 / Sq Ft | |
| 12/30/2024 12/30/24 | Pending | -- | -- | -- | |
| 12/17/2024 12/17/24 | For Sale | $850,000 | +4.3% | $360 / Sq Ft | |
| 08/30/2023 08/30/23 | Sold | $815,000 | -1.2% | $345 / Sq Ft | View Prior Sale |
| 08/16/2023 08/16/23 | Pending | -- | -- | -- | |
| 08/15/2023 08/15/23 | For Sale | $825,000 | 0.0% | $349 / Sq Ft | |
| 07/14/2023 07/14/23 | Pending | -- | -- | -- | |
| 06/23/2023 06/23/23 | Price Changed | $825,000 | -2.9% | $349 / Sq Ft | |
| 06/08/2023 06/08/23 | For Sale | $849,900 | +45.1% | $360 / Sq Ft | |
| 01/28/2022 01/28/22 | Sold | $585,750 | -0.7% | $248 / Sq Ft | View Prior Sale |
| 01/03/2022 01/03/22 | Pending | -- | -- | -- | |
| 12/30/2021 12/30/21 | For Sale | $590,000 | 0.0% | $250 / Sq Ft | |
| 11/29/2021 11/29/21 | Pending | -- | -- | -- | |
| 11/23/2021 11/23/21 | For Sale | $590,000 | -- | $250 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,466 | $476,511 | -- | -- |
| 2024 | $6,644 | $463,082 | -- | -- |
| 2023 | $6,644 | $470,843 | $0 | $0 |
| 2022 | $2,319 | $186,916 | $0 | $0 |
| 2021 | $2,174 | $177,802 | $0 | $0 |
| 2020 | $2,074 | $298,948 | $77,140 | $221,808 |
| 2019 | $2,047 | $288,151 | $77,140 | $211,011 |
| 2018 | $2,020 | $299,043 | $85,090 | $213,953 |
| 2017 | $2,013 | $164,749 | $85,090 | $79,659 |
| 2016 | $2,038 | $161,360 | $85,750 | $75,610 |
| 2015 | $2,004 | $156,415 | $85,800 | $70,615 |
| 2014 | $2,048 | $155,174 | $90,100 | $65,074 |
Source: Public Records
Agents Affiliated with this Home
-
Mark St.Germain
-
Kerry Rosselet
Buyer's Agent in 2025
Kerry Rosselet
Century 21 J.W.Morton R.E.
(352) 697-5487
83 Total Sales
-
Matt Buttner
Seller's Agent in 2023
Matt Buttner
List Now Realty, LLC
(352) 385-7636
992 Total Sales
-
Valerie Hanchar
Seller's Agent in 2022
Valerie Hanchar
BRICKS & MORTAR REAL ESTATE
(352) 362-2107
85 Total Sales
-
Freddie Moore
F
Buyer's Agent in 2022
Freddie Moore
COLDWELL BANKER RIVERLAND RLTY
(352) 266-8230
254 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 838229
APN: 18E-17S-01-0020-00000-0120
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Information is deemed reliable but not guaranteed.
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