NOT LISTED FOR SALE

119 Cove Point Rd Lusby, MD 20657

Lusby Area

Estimated Value: $333,000 - $346,340

4 Beds
2 Baths
1,598 Sq Ft
$213/Sq Ft Est. Value

Sale Details

Date Sold: May 26, 2026

Last sale price $339,900 $213 Per Sq Ft

Current estimated payment $2,053 / mo

56 Days on Market

Highlights

  • On Golf Course
  • Traditional Floor Plan
  • No HOA
  • Deck
  • Attic
  • 4-minute walk to Cove Point Park

About This Home

As of May 2026

SELLER OFFERING $5,OOO CARPET ALLOWANCE. No HOA with this beautiful 4 bedroom, 2-bath split foyer. Backs directly to the golf course offering expansive views of lush green fairways with plenty of space for work, play, and relaxation. Newer luxury vinyl plank flows seamlessly through the kitchen, family room, hallway, and bath. The bright kitchen offers a stainless steel fridge and dishwasher and a slider leading out to the freshly painted rear deck. Two spacious bedrooms and full bath complete the upper level, offering a perfect layout for easy daily living. The fully finished walkout basement offers a third bedroom, an additional family room (or 4th bedroom), a large full bath, and another flex room that could be used as an office, playroom, or extra storage. Ceramic tile foyer. Lower level laundry. Oversized parking area. Great location and right down the street from Cove Point Park. SOLD AS IS.

Last Agent to Sell the Property

Cyndi Krolczyk

(410) 286-1496 leads@hometowneteam.com Home Towne Real Estate Brokerage Phone: 4102861496 License #533498 Listed on: 02/14/2026

Home Towne Real Estate

Last Buyer's Agent

Clara Cretsinger

(301) 208-2288 cbcretsinger@gmail.com Century 21 Redwood Realty License #5022632

Century 21 Redwood Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,398

Year Built

  • Built in 1989

Lot Details

  • 10,890 Sq Ft Lot
  • On Golf Course
  • Partially Fenced Property
  • Property is in very good condition

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Combination Kitchen and Dining Room
  • Golf Course Views
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 22
  • Assessor Parcel Number 0501176838

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,398

Year Built

Built in 1989

Lot Details

0.25 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2/14/2026 12:00:00 AM
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Attic, Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Eat-In, Carpet
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Walkout Level, Windows
  • Laundry Type: Lower Floor, Has Laundry
  • Total Sq Ft: 1598
  • Living Area Sq Ft: 1598
  • Price Per Sq Ft: 393.40
  • Above Grade Finished Sq Ft: 864
  • Below Grade Finished Sq Ft: 734
  • Total Below Grade Sq Ft: 734
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Roof: Asphalt
  • View: Golf Course
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3398.00
  • Assessor Parcel Number: 0501176838
  • Tax Lot: 22
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 14, 2026
Closed on
May 26, 2026
Sold by
Jean Speciale
Bought by
Seller's Agent
Cyndi Krolczyk
Home Towne Real Estate
Buyer's Agent
Clara Cretsinger
Century 21 Redwood Realty
List Price
$359,900
Sold Price
$339,900
Premium/Discount to List
-$20,000
-5.56%
Views
223
Current Estimated Value
$340,085

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$185
Avg. Annual Appreciation
0.21%
Original Mortgage
$333,743
Outstanding Balance
$333,429
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
$6,656

Purchase Details

Listed on
Nov 11, 2022
Closed on
Jan 4, 2023
Sold by
Towne Karen J
Bought by
Speciale Cathy Jean
Seller's Agent
Karen Towne
Home Towne Real Estate
Buyer's Agent
John McIntosh
EXP Realty, LLC
List Price
$299,999
Sold Price
$299,900
Premium/Discount to List
-$99
-0.03%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.76%
Original Mortgage
$306,797
Interest Rate
6.58%
Mortgage Type
VA

Purchase Details

Listed on
Aug 24, 2015
Closed on
Jun 22, 2016
Sold by
Awkward Joseph R and Awkward Charlethia
Bought by
Towne Karen J
Seller's Agent
Gloria Abell
Coldwell Banker Premier
Buyer's Agent
Karen Towne
Home Towne Real Estate
List Price
$189,900
Sold Price
$96,500
Premium/Discount to List
-$93,400
-49.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.93%

Purchase Details

Closed on
May 10, 2005
Sold by
Jones Robert H and Ford Dolores A
Bought by
Awkward Jospeh R and Awkward Charlethia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
7.95%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 20, 1997
Sold by
Florian Corp
Bought by
Jones Robert H and Ford Dolores A

Purchase Details

Closed on
Mar 24, 1982
Sold by
Chesapeake Ranch Club Inc
Bought by
Florian Corp
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lusby, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$339,900 Lighthouse Title
Speciale Cathy Jean $299,900 Lakeside Title
Towne Karen J $96,500 Legends Title Group Llc
Awkward Jospeh R $250,000 --
Awkward Joseph R $250,000 Residential Title Services I
Jones Robert H $100,500 --
Florian Corp $1,400 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $333,743
Closed Speciale Cathy Jean $306,797
Previous Owner Awkward Jospeh R $225,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/26/2026 05/26/26 Sold $339,900 0.0% $213 / Sq Ft
04/11/2026 04/11/26 Pending -- -- --
03/22/2026 03/22/26 Price Changed $339,900 -2.9% $213 / Sq Ft
03/04/2026 03/04/26 Price Changed $349,900 -2.8% $219 / Sq Ft
02/14/2026 02/14/26 For Sale $359,900 +20.0% $225 / Sq Ft
01/04/2023 01/04/23 Sold $299,900 0.0% $174 / Sq Ft View Prior Sale
12/13/2022 12/13/22 For Sale $299,999 0.0% $174 / Sq Ft
12/07/2022 12/07/22 Pending -- -- --
12/01/2022 12/01/22 Off Market $299,900 -- --
11/18/2022 11/18/22 Price Changed $299,999 -4.7% $174 / Sq Ft
11/14/2022 11/14/22 Price Changed $314,900 -3.1% $182 / Sq Ft
11/11/2022 11/11/22 For Sale $325,000 0.0% $188 / Sq Ft
09/12/2018 09/12/18 Rented $1,700 0.0% --
09/12/2018 09/12/18 Under Contract -- -- --
05/04/2018 05/04/18 For Rent $1,700 0.0% --
06/22/2016 06/22/16 Sold $96,500 -12.2% $112 / Sq Ft View Prior Sale
03/28/2016 03/28/16 Price Changed $109,900 -31.3% $127 / Sq Ft
03/21/2016 03/21/16 Pending -- -- --
02/12/2016 02/12/16 Price Changed $159,900 -- $185 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,978 $307,500 $85,000 $222,500
2025 $2,978 $276,900 $0 $0
2024 $2,717 $246,300 $0 $0
2023 $2,395 $215,700 $85,000 $130,700
2022 $2,194 $211,167 $0 $0
2021 $2,345 $206,633 $0 $0
2020 $2,255 $202,100 $85,000 $117,100
2019 $2,056 $196,033 $0 $0
2018 $1,993 $189,967 $0 $0
2017 $2,080 $183,900 $0 $0
2016 -- $183,900 $0 $0
2015 $2,427 $183,900 $0 $0
2014 $2,427 $185,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2024632

Bright MLS

APN: 01-176838

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